A guide to Professional Indemnity for therapists

Professional Indemnity cover makes up a big part of any Therapist Insurance policy. This benefit will ensure that your professional actions are protected from severe financial consequences if you were to be sued.

As well as including coverage for the same scenarios as Professional Liability, such as a treatment causing an injury to a client, Professional Indemnity protects a business in a wide range of situations.

These include things not specifically related to therapy, such as:

Copyright Infringement: If your business is sued for using another businesses registered trademark or material, Professional Indemnity cover would mean all of the costs of defending your business are taken care of.

Registered Design Infringement: If you create a product that is already features a registered design, the original creator could take legal action. You are protected for the ensuing costs with Professional Indemnity.

Deformation, Slander & Libel: If any of your marketing material or other collateral shared a therapist made reference to another business or individual and was deemed to be defamatory, legal action could be taken. Having Professional Indemnity on your policy will ensure you are also protected for this.