Male personal trainer

Specialist Personal Trainer Insurance

Personal Trainer Insurance

Protecting Your Business

As a personal trainer your role is to give tuition and advice to enable your clients to meet their goals. Whether instructing adults or teaching children, you are in a position of authority and can be held accountable for yours and your clients actions.
The personal trainer and fitness instructor insurance policy will protect you against claims from either your clients or from members of the public who have sustained injury or property damage caused by your or you clients. Our competitive pricing means you can get 12 months insurance from £41.00.

Take out a personal trainer insurance policy and you’ll be protected should a claim arise following injury to a member of the public or one of your clients. With the growth of ‘no win, no fee’ more and more trainers are seeking protection should one of their client get injured and lay blame on the trainer.

We’ll handle solicitors, cover your defence costs and should you be found negligent – handle the settlement of the claim. All you need to do, to get personal trainer insurance, is get a quote using the Instant Quote above.

Public Liability
  • A range of cover from £1 million – £10 million for injury or damage to third parties or their property. Includes legal defence costs.
Professional Indemnity
  • £1 million cover for any claims arising from negligence or error in your professional activities. Protection if you offer any advice or provide any tuition or instruction to your customers.
Personal Accident
  • Covers you should an accident occur whilst you are caring out the activities for which you are insured. Includes cover for Death, Permanent Total Disablement and also Income Protection.
Sports Equipment
  • Provides cover for sports equipment that you specifically use to caring out the activities for which you are insured. This option does not cover any electrical items such as iPads, iPhones, Laptops, Sound Systems, Speaker or similar.

You’re covered to train clients anywhere in the United Kingdom, this includes at home, in your clients homes, outdoors, in gyms, halls and fitness studios. If you need cover for instructing in another country you can select Europe or Worldwide (excluding USA) which allows up to 30 days instruction abroad.

We expect you to hold a certified qualification in the activity(s) you are teaching/instructing. We do not require proof of your qualifications, however we may ask to see them in the event of a claim. If you are uncertain about your qualification please call us to discuss.

When teaching group exercise we expect you to access the environment to determine the maximum number of participants that can safely carry out the activity. If you are teaching under 16’s we expect all trainers to comply with a trainer to participant ratio of 16:1

Any Questions?

01494 887909
Opening hours: Mon-Fri 9am-5:30pm

Giving You Extra!

The following options are available

  • Public Liability
  • Professional Indemnity
  • Personal Accident
  • Sports Equipment
  • Zero Excess

See our Personal Trainer Insurance FAQ's for further information