Yes, professional indemnity insurance is advisable for freelance authors. It protects against claims of negligence, errors, or omissions in your professional work, including providing incorrect or misleading advice or information. This coverage helps safeguard your business and reputation by covering the cost of defending your work and paying any compensation owed.

If you unintentionally breach a publishing contract, professional indemnity insurance for authors may cover legal costs and compensation arising from claims of negligence or errors in your professional work depending on the situation. However, it is up to you to follow rules and regulations and ensure you are following contracts.

Yes, authors insurance can cover collaborative writing projects. However, it’s advisable to review your policy documentation or consult with your insurer to ensure that all aspects of the collaboration are adequately covered and ensure other collaborators are also insured.