FAQ Category: Ice Cream Van Insurance

To insure more than one van/trailer, you would need to take out more than one policy.  

Yes, if you employ staff, employers’ liability insurance is a legal requirement in the UK. This coverage protects you if an employee makes a claim for injury or illness caused during their employment. Ensure your policy includes this essential cover. 

To insure a catering trailer with Protectivity, it must be parked in a driveway, garage, or locked compound overnight with all required security measures. For a self-propelled van, you’d need specific motor insurance. 

Yes, Protectivity’s policy is designed for mobile food businesses that trade at various locations. This flexibility allows you to operate across different sites, including public areas and events, with the necessary coverage in place. 

Protectivity provides coverage for purpose-built ice cream trailers or converted trailers, but not the vehicle itself. Whether your trailer is factory-built or customised to suit your business by a professional, you can obtain insurance tailored to your specific setup. 

Protectivity’s policy can cover trailers however not the vehicle itself. This would fall under separate motor insurance. The policy includes protection for your serving equipment, freezers, soft-serve machines, and point-of-sale systems against theft, damage, or breakdown. Coverage amounts range from £250 to £10,000, depending on your needs. 

Yes, operating an ice cream van in the UK requires specialist business insurance. Protectivity offers tailored coverage for mobile food businesses, including ice cream vans, street food sellers, and catering trailers. This ensures you’re protected against risks specific to your trade.