Question 1

What qualifications do I need to buy nail technician insurance?

Accepted Answer

You will need a qualification from an industry-recognised course provider of nail technicians’ qualifications and/or make-up artistry.

Question 2

Do you need to see my nail tech qualifications or certificates?

Accepted Answer

We do not need to see proof of your qualifications for you to be able to take out our insurance. We do, however, require you and any employees to hold the relevant qualifications or certificates for the services you are providing. Please note, that we do not accept qualifications that are obtained by a method of remote learning (e.g. internet-based training courses). If you need to make a claim on your policy then we may request to see these documents. Should we discover that you are not qualified to carry out the insured activities, we may reject your claim.

Question 3

Are my nail tools & equipment covered?

Accepted Answer

Yes, up to a value of £250 (£75 excess) as standard. Should you require a higher level of cover because the value of your equipment exceeds £250, you can increase your cover during our online quote form.

Question 4

Am I covered to work from home as a nail tech?

Accepted Answer

Yes. Our policy is designed to cover freelance and mobile nail technicians. Any policy that you take out will cover you and your business, as opposed to a specific address. This means that you’re covered regardless of whether you are working at home, in a client’s home or within a dedicated nail salon.

Question 5

Can you cover me to do treatments abroad as a nail tech?

Accepted Answer

No, our policy is designed to cover anywhere within the United Kingdom, Northern Ireland, Channel Islands, or the Isle on Man. There is no overseas cover available.

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