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What does Rock Climbing Insurance cover?

Our Rock Climbing Insurance protects individuals, groups and families against the financial implications of needing emergency medical assistance due to an accident occurring whilst rock climbing. 

For those travelling abroad, we provide a Sports Travel Insurance policy that will cover you for rock climbing around the world. In addition to medical expenses cover, it will protect you against trip cancellation, theft of your equipment and much more. 

If you are set to go rock climbing in the UK and require liability cover or income protection, our Sports Accident Insurance might be a better policy option for you. 

Whether you are rock climbing in Australia, the US or closer to home in Europe, we can cover you. Get an instant quote online by completing our short quote form below. Our UK based Sales team are available Mon to Fri, 9am to 5:30pm, should you need them. 

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Why choose Protectivity?

Instant Quotes & Cover

Insurance can be confusing and frustrating, that’s why we aim to make buying your rock climbing cover as easy as possible. Tell us where you’re going and when and we’ll give you an instant price, it’s that simple!

Underwritten by Experts

Our Rock Climbing Insurance is underwritten by AXA XL, one of the world’s insurers in the sports and leisure industry.  

Sports Insurance Specialists

We’ve been providing sports travel insurance for over 30 years so know exactly the type of cover and benefits needed to best protect your climbing trips.

Excellent Claims Handling

Accidents do happen, that’s why we work with some of the best claims handlers around to make the process as smooth as we can.

What's included in Rock Climbing Holiday Insurance?

Our policies for those rock climbing abroad include the following benefits as standard:

Emergency Medical Expenses

Hospital and medical bills abroad can be astronomical. That’s why with your climbing cover in place you can rest assured that you have £10 million worth of protection for treatment and repatriation.

Sports Equipment Cover

From helmets to ropes, to harnesses, it’s likely you’ll be using specialist equipment on your trip. We can cover up to £5,6000 worth of items against loss, damage and theft.

Cancellation Cover

Up to £5,000 worth of cover if you need to cancel a climbing trip due to illness or injury prior to travelling or if you have to curtail a trip prior to your scheduled return date for unexpected circumstances.

Activity and Race Entry Fees

Should an injury mean that you are unable to take part in climbing, whether that’s an organised even or training course, we can provide up to £500 worth of cover in order for you to recoup the costs.

Travel Delay Cover

Flight delays are frustrating and eat away at your important time on the rock-face. We provide up to £300 worth of cover if industrial action, adverse weather or mechanical breakdown causes a delay to your travel.

Personal Accident

We will pay the sum shown below if during your trip you sustain an injury which results in death or permanent disablement.

I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

Fantastic claims handling

We aim to make the whole claims process as smooth as possible.

You can see how to make a claim by clicking the link below and downloading the relevant form. Get it back to us and we’ll take it from there.

Further information on our policy

If you have any other questions regarding our Rock Climbing Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday. 

More information on what we can cover on this policy can be found on our FAQs page.