Liability cover for cycling coaches
It’s important to remember that as a cycling coach you are responsible for the safety of your clients. As such, it’s vital to protect yourself against liability if a customer or member of the public was to be injured as a result of your actions.
Our cycling coaching insurance protects coaches and teaches against these costly claims. Public Liability cover will take care of the fees associated with defending you should you be sued, as well as any necessary settlement.
We’ll also cover you for any damage caused by your business’ actions. So if you are blamed for damage to a third party’s property, we’ll handle the financial implications.
Our protection is perfect for individual coaching professionals, providing you flexible cover at a competitive price. Get a quote today by filling in the form below.
How you are protected
With your cycling coaching insurance in place, you are covered should you be sued for negligence or liability. This could come about because of an injury to a client or member of the public, or damage to their property, that is blamed on you. If you are sued in either of these situations your insurance will cover the costs associated with defending you, and handle the burden of any compensation you may be ordered to pay.
We can also add personal accident and sports equipment cover on to your policy. Both of these benefits provide you with extra protection, for both injury suffered by yourself and damage incurred to the equipment you use such as bikes and helmets.
|Public Liability||A range of cover from £1 million – £10 million for injury or damage to third parties or their property. Includes legal defence costs.|
|Professional Indemnity||Our Indemnity Match matches your professional indemnity to the level of Public Liability you choose, up to £10 million to cover for any claims arising from negligence or error in your professional activities. Protection if you offer any advice or provide any tuition or instruction to your customers.|
|Personal Accident||Covers you should an accident occur whilst you are carrying out the activities for which you are insured. Includes cover for Death, Permanent Total Disablement and also Income Protection.|
|Sports Equipment||Provides cover for sports equipment that you specifically use in your cycling coaching business, such as bikes and helmets. This option does not cover any electrical items such as iPads, iPhones, Laptops, Sound Systems, Speaker or similar.|
You’re covered to coach anywhere in the United Kingdom. If you need cycling coaching insurance cover for coaching in another country you can select Europe or Worldwide (excluding USA) which allows up to 30 days instruction abroad.
What qualifications do you need?
There is not a specific qualification we expect you to hold when taking out this policy. We do however, expect you to be suitably qualified to carry out the coaching you are insured for. We do not need to see proof of this on purchase, but may ask you to provide it in the event of a claim.
Likewise, we do not have a strict limit on the number of people you can coach at once. However we expect you to assess the environment in which you will be riding to determine the maximum number of participants that can safely ride with you. One exception is when you are cycling with under 16s. In this instance, we expect all coaches to comply with a coach to participant ratio of 16:1.
We offer multiple payment options at Protectivity, so paying for your insurance policy couldn’t be easier.