January sale – 15% off when you buy online*

Protecting you from claims from clients and members of the public, our fitness instructors insurance offers flexible cover with benefits like Public Liability and Professional Indemnity included as standard.

Policies can be tailored to your specific needs protecting you should injury or property damage occur caused by you or your clients.

In a position of authority, instructing adults or children, you can be held accountable for your client’s actions. It is important, therefore, to have adequate personal trainer and fitness instructor insurance in place.

Giving you extra

See our FAQs for specialist product information.

How are you protected?

Take out a fitness instructor insurance and you’ll be protected should a claim arise following an injury to a member of the public or one of your clients. With the growth of ‘no win, no fee’ more and more fitness instructors are seeking protection should one of their client get injured and lay blame on the trainer.

We’ll handle solicitors, cover your defence costs and should you be found negligent – handle the settlement of the claim, all you need to do, to get fitness instructor insurance, is get a quote using the Instant Quote above.

Key benefits

Public Liability A range of cover from £1 million – £10 million for injury or damage to third parties or their property. Includes legal defence costs.
Professional Indemnity Our Indemnity Match matches your professional indemnity to the level of Public Liability you choose, up to £10 million to cover for any claims arising from negligence or error in your professional activities. Protection if you offer any advice or provide any tuition or instruction to your customers.
Personal Accident Covers you should an accident occur whilst you are carrying out the activities for which you are insured. Includes cover for Death, Permanent Total Disablement and also Income Protection.
Sports Equipment Provides cover for sports equipment that you specifically use to carrying out the activities for which you are insured. This option does not cover any electrical items such as iPads, iPhones, Laptops, Sound Systems, Speaker or similar.

At Protectivity, we understand the need for flexible cover and therefore we offer a range of extra benefits which can be added to your policy. More information on our full range of benefits can be found on the quote page.

Qualifications & Ratios

We expect you to hold a certified qualification in the activity(s) you are teaching/instructing. We do not require proof of your qualifications, however, we may ask to see them in the event of a claim. If you are uncertain about your qualification please call us to discuss.

When teaching group exercise we expect you to access the environment to determine the maximum number of participants that can safely carry out the activity. If you are teaching under 16’s we expect all trainers to comply with a trainer to participant ratio of 16:1

See our FAQs for specialist product information.

Activities Covered

Our fitness instructor insurance covers a range of activities including Aerobics, Aqua Aerobics, Aqua Zumba, Aquanatal, Ballet Fit, Barrecore, Bellyfit, Body Attack, Body Combat (Non contact), Body Jam, Body Pump, Bodybalance, Bodystep, Bodyvive, Bodyweight Training, Bokwa, Booiaka, Bootcamps, Boxercise (Non contact), Burlesque Fit, Calisthenics, Callanetics, Chair Based Exercise, Childrens Fitness, Circuit training, Cross Fit, CXWORX, Fit / Gym Instructors, Fitball, Fitness Instructor, FitSteps, GRIT Series, Group Exercise Instruction, Group Studio Cycling, Hip-Hop Fit, Hula Hoop Classes, Insanity Training, Jazzercise, Junior Fitness, Kangoo Instructor, Kettlebell, Kettlercise, Latin Fit, Massage, Personal Training, Pilates, Pole Fit, Powerplate, Pre & post natal exercise, Pre-school fitness, Rebound Therapy, Remedial Massage, RPM, Salsa Fit, Shbam, Spinning, Sports Development Training, Sports Massage, Sports Performance Analysis, Sports Therapy, Studio Cycling, Tai Chi, Teenagers Fitness, TRX, Yoga, Zumba, Zumba Fitness, Zumba Gold, Zumba Gold Toning, Zumba Sentao, Zumba Toning, Zumbatomics.

Flexible payments

We offer multiple payment options at Protectivity, so paying for your insurance policy couldn’t be easier.

payments

*15% discount applies to the first year policy premium only and is not available to current Protectivity customers. The discount can only be redeemed when buying online and will be applied automatically when you get a quote. Protectivity reserve the right to withdraw this promotion without notice.