What does Life Coaching Insurance cover?

Your role as a life coach is to encourage people to make the most of their lives. However, helping someone to achieve what they want in life does carry some risks and these could quite easily turn into a claim against you. Therefore, having Life Coaching Insurance is important. 

Our policy will help protect you against claims of negligence arising from not only what you do but also the advice you give, plus other benefits. It does this by offering Professional Indemnity, which is included in your cover as standard.

Other benefits include Public Liability and optional equipment cover. The former will help protect you from a claim should someone you are offering advice to, or a member of the public get injured whilst you are carrying out your profession. 

Our tailored insurance packages come with various features and benefits, so you can have the peace of mind that you are covered and simply focus on your coaching. To get a quote you need to complete the short quote form on this page. 

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Why choose Protectivity?

Fast & Straightforward Process

You can get a quote for your life skills consultancy insurance in just a few minutes. Simply select the date you’d like your policy to start, your turnover and you’ll get an instant price.

200 Therapies Covered

Many professional life coaches carry out more than one activity. That is why we can cover multiple activities all under the same policy.

Therapist Industry Specialists

We offer comprehensive insurance policies to thousands of individuals and businesses in the leisure and therapy industry every year, so we’re experts in understanding exactly the risks you face and the protection you need.

Excellent Claims Handling

Our specialist claims handlers aim to deal with any claim you have, whether it is minor or serious, quickly, without causing disruption to your business. All you need to do is follow the instructions on our Claims page.

What's included in your Life Coaching Insurance?

Our policy provides the following benefits, some of which are optional: 

Public Liability

You can choose £1 million, £2 million or £5 million worth of Public Liability to cover your legal expenses or compensation claims if a client suffers an injury or property damage due to your actions.

Professional Indemnity

Professional Indemnity includes protection against claims arising from not only what you do but also the advice you give. This protection means legal costs are covered if someone decided to sue you due to your negligence.

Equipment Cover

In the event that you break or lose your trading equipment, up to £3,000 of cover can be incorporated into your policy to subsidise the cost of replacing the unusable items. Simply select the level of protection and it will be added to your policy.

Employers' Liability

If you employ any member of staff, Employers’ Liability is a legal requirement. With this in place you are covered if any employee suffered physical injury or death as a result of the employer’s negligence. If that staff member sought compensation, the insurer would handle the cost of the claim.

I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

Fantastic claims handling

We are determined to make the process of making a claim as simple and stress-free as possible.

If you need to make a claim, just click the link below, choose the relevant form and fill in the details and you’re claim will be dealt with at the earliest opportunity.

Frequently Asked Questions

Q. How quickly will my documents come?

A. We will issue your insurance certificate immediately after you have paid for your insurance.

Q. Who underwrites your insurance?

A. Our Life Coaching Inurance, which sits within our Therapist Insurance policy, is underwritten by Peach Pi.

Q. Do you cover students? 

A. No, our Therapist Insurance policy will only protect those who qualified in there chosen treatments. The qualification must be obtained by an accredited awarding body.

Q. Do you need to see my qualification certificates? 

A. No. You will only need to produce your qualification certificate(s) in the event of a claim. When you purchase your insurance we will ask you to declare that you have a suitable qualification for the activity that you require cover for.

Further information on our policy

If you have any other questions regarding our Life Skills Consultancy Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday. 

More information on what we can cover on this policy can be found on our FAQs page.