Providing you peace of mind on your wedding day

Your wedding day is the biggest day of your life, and with the average wedding now costing over £30,000, it is likely to be one of the most expensive events you organise too.

Everyone wants perfection on their big day, but unfortunately things can, and do, go wrong. Therefore, by taking out Wedding Insurance you can sleep easy knowing that the cost of your special day is protected. 

Protectivity’s Wedding Insurance policy is designed to cover weddings of all sizes, from modest ceremonies and receptions, to the most glitzy and glamorous of occasions.

With seven levels of cover you can choose how much protection you need for things such as dresses, suits, rings, cakes and cancellation. Our policies start at just £16.80 and can be arranged in just a few minutes.

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What's covered?

When planning your big day there are a lot of expenses to consider. Taking out a suitable Wedding Insurance policy from the very start will ensure that your magical memories are protected even when things go wrong. Our policies include cover for cancellation and rearrangement, all the way down to the finest detail and finishing touches. Here are some of the things covered as standard.

Cancellation & Rearrangement

If the worst were to happen and you had to cancel or rearrange your wedding day, you could be eligible to claim back up to £50,000 in expenses under our policy. This includes cover if one of the wedding party were to fall ill or be injured on the big day itself.

Dresses, Suits & Rings

Looking the part on your special day is many bride and groom’s big concern. With our Wedding Insurance, you’re covered in case anything were to happen to the bride’s dress or another part of the wedding party’s attire along with the all-important rings.

Failure of Suppliers

You’re likely to be relying on a lot of people to deliver a wide range of services from DJs to caterers. We can provide up to £27,000 worth of cover in case one of these suppliers failed to deliver on the services you hired them for.

The Finishing Touches

At Protectivity we are also able to provide extra add-ons to your wedding cover. If you need cover for a marquee you are hiring or if you are using ceremonial swords during your wedding, we are all too happy to include cover for these on your policy.

Why choose Protectivity?

Instant Cover Available

With all sorts of things to arrange, from wedding cars, to stag and hen dos it’s likely you’re extremely busy. That’s why we make it so easy to take out cover. Just choose the level of protection you require and your wedding day can be covered in a couple of minutes.

Seven Tiers of Cover

We know that not all weddings cost the same, that’s why we’re able to offer seven tiers of cover, from lavish affairs costing up to £100,000, to more understated celebrations. Our price bands mean that you only need to pay for the cover you require.

Overseas Weddings Cover

Getting married abroad is becoming more and more popular these days. Our Wedding Insurance cover can be taken out for couples getting married at home or abroad. What’s more, we don’t charge extra for overseas cover either!

Optional Extras Available

At Protectivity we are also able to provide extra add-on’s to your wedding cover. If you need cover for a marquee you are hiring or if you are using ceremonial swords on your big day, we are all too happy to include cover for these on your policy.

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Thousands of happy customers

I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

Fantastic claims handling

No one wants anything to go wrong on their wedding day, no matter how minor. That’s why we are proud to say that the vast majority of our customers are delighted with how we handled their claim when they ran into difficulties.

Big or small, we aim to deal with your problem as quickly and efficiently as possible.

Our latest wedding blogs

Looking for some guidance or news on the newest wedding trends? Take a look at our latest wedding blogs to ensure your get the big day you and your partner want.

Frequently Asked Questions

Q. Will I be covered if the weather is really bad?

A. Yes, you will be covered for Adverse Weather conditions that are such that they cause major disruption to travel services i.e. rail, road or bus, thus severely affecting the ability of you and/or your Close Relatives to reach the wedding or wedding reception.

Q. Is there a minimum time before my wedding I can purchase insurance?

A. We can provide you with a Wedding Insurance policy all the way up until a day before your wedding, providing you do not know of any reason that may result in you needing to make a claim prior to your policy purchase.

Q. How much cover do I need?

A. To determine what level of cover is right for you, it’s important to consider the total cost of your wedding and how much cover you require in the event of unrecoverable cancellation or rearrangement of your wedding.

Q. Will I be covered for deposits paid prior to purchasing the wedding insurance?

A. Yes, as long as the incident that has caused you to lose these deposits hasn’t already occurred, you will be covered for any costs incurred prior to purchasing the insurance. We cover deposits going backward for an unlimited time period, so even if you paid the deposit for your wedding venue or reception three years ago you would be covered.

Q. How quickly will my documents come?

A. We will issue your insurance certificate and documents immediately after you have paid for your Wedding Insurance. They will be emailed to you instantly.

Q. How close to my event should I purchase my insurance?

A. You should take out your Wedding Insurance policy as early as you can. By purchasing your cover at the earliest opportunity, you are giving yourself the maximum protection against any potential hick ups in the lead up to or on the day of your wedding.

Further information on our policy

If you have any other questions regarding our Wedding Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday.