Club Insurance

Quote Settings

Your Policy

Public Liability

Covers against claims from the public as well as club members for bodily injury or property damage caused by the club or its members.

Excess : £100

  • Up to £10 million protection

Professional Indemnity

We include Professional Indemnity protection up to £1 million as standard. It covers the clubs legal liability to pay damages in the event of a breach of professional duty due to a negligent act, error or omission by the club or an employee.

Excess : £100

  • £1 million protection

Employers' Liability

This covers you if someone you employ is injured or falls ill as a result of their employment. We will pay for damages, expenses and claimants costs up to £10 million.

Excess : £0

  • Up to £10 million protection

Directors and Officers Liability

Cover provides financial protection for directors and association officials in respect of their personal liability whilst working for the club, association or organisation.

  • Up to £10 million protection

Personal Accident

Pays up to the amount shown from the table of benefits below should a club member sustain a bodily injury caused by an accident whilst participating (or traveling to perform) in a club arranged activity. Personal Accident is not available to any person over the age of 80.

Excess: See table

  • Personal Accident Benefits (per member)

    Personal Accident Benefits (per member)

    YOUR COVER
    Cover
    YOUR COVER
    Excess
  • Death (Adult)

    Death (Adult)

    YOUR COVER
    Death (Adult) £50,000
    YOUR COVER
    Death (Adult) Nil
  • Death (Children under 16)

    Death (Children under 16)

    YOUR COVER
    Death (Children under 16) £10,000
    YOUR COVER
    Death (Children under 16) Nil
  • Permanent Total Disablement

    Permanent Total Disablement

    YOUR COVER
    Permanent Total Disablement £50,000
    YOUR COVER
    Permanent Total Disablement Nil
  • Loss of one limb

    Loss of one limb

    YOUR COVER
    Loss of one limb £12,500
    YOUR COVER
    Loss of one limb Nill
  • Loss of two or more limbs

    Loss of two or more limbs

    YOUR COVER
    Loss of two or more limbs £50,000
    YOUR COVER
    Loss of two or more limbs Nil
  • Loss of sight in one eye

    Loss of sight in one eye

    YOUR COVER
    Loss of sight in one eye £12,500
    YOUR COVER
    Loss of sight in one eye Nil
  • Loss of sight in both eyes

    Loss of sight in both eyes

    YOUR COVER
    Loss of sight in both eyes £50,000
    YOUR COVER
    Loss of sight in both eyes Nil
  • Loss of speech

    Loss of speech

    YOUR COVER
    Loss of speech £50,000
    YOUR COVER
    Loss of speech Nil
  • Loss of hearing in one ear

    Loss of hearing in one ear

    YOUR COVER
    Loss of hearing in one ear £12,500
    YOUR COVER
    Loss of hearing in one ear Nil
  • Loss of hearing in both ears

    Loss of hearing in both ears

    YOUR COVER
    Loss of hearing in both ears £50,000
    YOUR COVER
    Loss of hearing in both ears Nil
  • Loss of limb & loss of sight

    Loss of limb & loss of sight

    YOUR COVER
    Loss of limb & loss of sight £37,500
    YOUR COVER
    Loss of limb & loss of sight Nil
  • Loss of Income (Excludes under 16's)

    Loss of Income (Excludes under 16's)

    YOUR COVER
    Loss of Income (Excludes under 16's) £50

    per week

    YOUR COVER
    Loss of Income (Excludes under 16's) 14 day deferment
    26 weeks max duration
  • Medical Expenses

    Medical Expenses

    YOUR COVER
    Medical Expenses £500
    YOUR COVER
    Medical Expenses £50
  • Dental Expenses

    Dental Expenses

    YOUR COVER
    Dental Expenses £250
    YOUR COVER
    Dental Expenses £50
  • Hospitalisation

    Hospitalisation

    YOUR COVER
    Hospitalisation £25 per day (14 days maximum duration)

    YOUR COVER
    Hospitalisation 72 hours
  • Premium

    £-.--

Sports Equipment

Provides the club with cover against accidental damage or loss or theft of equipment owned by the club, or for which the club is legally liable for.

Excess : £75

  • Up to £30,000 protection

Important Information

The Application Form should be completed to the best of your knowledge and belief and all material facts should be disclosed (these are facts which are likely to influence the insurer’s acceptance or assessment of your application). If you are in any doubt about facts considered material you should disclose them.

Has the proposer(s), any partner, director or committee official ever:-

Details of the Insured

Correspondence Details

About Your Club

Will the club be carrying out any of the following activities:

Employers' Liability Questions

Unless all of your employees are paid below the PAYE threshold, you will have been supplied an Employer Reference Number (ERN) by HMRC. Businesses are required to provide their ERN when taking out Employers’ Liability insurance.

Important

We will contact you for your ERN shortly after you purchase your policy. If you are unable to supply an ERN within 8 weeks of purchase we may cancel your Employers' Liability insurance

Important

You must contact us with your ERN as soon as HMRC have issued it. If we do not hear from you within 8 weeks of purchase we may cancel your Employer's Liability Insurance

Sports Equipment Questions

Directors and Officers Liability Questions

During the past three years have any:-

Endorsements