Club Insurance

Quote Settings

Your Policy

Public Liability

Covers against claims from the public as well as club members for bodily injury or property damage caused by the club or its members.

Excess : £100

  • Up to £10 million protection

Professional Indemnity

We include Professional Indemnity protection up to £1 million as standard. It covers the clubs legal liability to pay damages in the event of a breach of professional duty due to a negligent act, error or omission by the club or an employee.

Excess : £100

  • £1 million protection

Employers' Liability

This covers you if someone you employ is injured or falls ill as a result of their employment. We will pay for damages, expenses and claimants costs up to £10 million.

Excess : £0

  • Up to £10 million protection

Personal Accident

Pays up to the amount shown from the table of benefits below should a club member sustain a bodily injury caused by an accident whilst participating (or traveling to perform) in a club arranged activity. Personal Accident is not available to any person over the age of 80.

Excess: See table

Personal Accident Benefits (per member)
Cover Excess
Adults £50,000 Nil
Children (under 16) £10,000 Nil
Loss of eye/limb/speech/hearingAny occupation £50,000 Nil
Permanent Total DisablementAny occupation £50,000 Nil
Permanent Total Extension - Dental ExpensesSubject to appropriate mouth protection being worn when participating in contact sports £250 £50
Medical Expenses £1,000 £50
HospitalisationMaximum Duration: 8 weeks £30 per 24 hours Nil
ConvalescenceMaximum Duration immediately after 4 or more nights in hospital: 4 weeks £70 per week Nil

Sports Equipment

Provides the club with cover against accidental damage or loss or theft of equipment owned by the club, or for which the club is legally liable for.

Excess : £75

  • Up to £30,000 protection

Important Information

The Application Form should be completed to the best of your knowledge and belief and all material facts should be disclosed (these are facts which are likely to influence the insurer’s acceptance or assessment of your application). If you are in any doubt about facts considered material you should disclose them.

Has the proposer(s), any partner, director or committee official ever:-

Details of the Insured

Correspondence Details

About Your Club

Will the club be carrying out any of the following activities:

Employers' Liability Questions

Unless all of your employees are paid below the PAYE threshold, you will have been supplied an Employer Reference Number (ERN) by HMRC. Businesses are required to provide their ERN when taking out Employers’ Liability insurance.


We will contact you for your ERN shortly after you purchase your policy. If you are unable to supply an ERN within 8 weeks of purchase we may cancel your Employers' Liability insurance


You must contact us with your ERN as soon as HMRC have issued it. If we do not hear from you within 8 weeks of purchase we may cancel your Employer's Liability Insurance

Sports Equipment Questions