Specialist Insurance for Aerobics Instructors

Our Aerobics Instructor Insurance covers coaches and trainers against the risks associated with running a fitness class that is so fast-paced and high energy for instructor and clients.

As with most exercise classes the risk of injury and damage to property is a real one. Therefore it is important to have an effective Instructor Insurance policy in place..

Our policies can be tailored to suit you and your class so whether you are only taking aerobics classes, or specialise in a number of fitness activities, we can help.

All policies include Public Liability protection and Professional Indemnity which will cover you and your business should you face a claim for injury caused to a third party or for damaged caused to their property.

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Why choose Protectivity?

Fast & Straightforward Process

Taking out your cover is very simple. Just select your activities above and when you’d like the policy to start and we’ll give you a price instantly, meaning you can be covered in just a couple of minutes.

Multiple Activities

If you deliver other classes alongside aerobics, there’s no need to take out extra policies. Just select the activities your teach in the quote process to include them all on one policy.

Specialists in the Industry

We’ve been providing insurance to the sports and leisure market for over 25 years so have been able to create bespoke policies suitable for fitness professionals and competitive prices.

Excellent Claims Handling

Our specialist claims handlers are experts at what they do and aim to make the sometimes worrying process of making a claim as easy and stress-free as possible.

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Thousands of happy customers

What's included in our Aerobics Instructor Insurance policy?

Our insurance policy for aerobics instructors include the following benefits as standard:

Public Liability

If a member of one of your classes, or any other third party suffered injury or property damage they could take legal action against you. With up to £10 million of Public Liability included, you’re covered for the cost of with defending yourself and any subsequent settlement.

Professional Liability

Professional Indemnity protects you from claims from injury to third parties or damage to their property that stem from the professional advice you give. We automatically match your level of Professional Liability with your chosen Public Liability cover.

Equipment Cover

Although as an aerobics instructor, the amount of equipment you use may be minimal, it’s important to protect your tools of the trade. That’s why we include £250 of equipment cover as standard on all policies, with the option to increase cover to £30,000.

Optional Personal Accident

Our policy for zumba instructors primarily covers you against claims from third parties, we can offer protection against injury to yourself. Just select Personal Accident cover during the quote process to add protect yourself against serious injury.

I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

Fantastic claims handling

From a broken mirror to an injury to one of your clients, it’s never nice when you have to make a claim on your insurance. That’s why we’re committed to making our claims process as smooth and efficient as possible.

If you need to make a claim, simply click the link below and follow the process on screen to access the relevant form.

Check out our tips and guides to running a fitness business

Further information on our policy

If you have any other questions regarding our Aerobics Instructor Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday. 

More information on what we can cover on this policy can be found on our FAQ’S page.