What does Massage Therapist Insurance cover?
Our Massage Therapist Insurance will protect you with a range of cover options including Public Liability up to £5 million. This will cover you against the risk of injury to a client or damage to their property.
Your policy also comes with Professional Indemnity, which will protect you against claims arising from not only what you do but also the advice you give. This protection means your legal costs would be covered.
If you own some equipment to carry out your business activities and wish to protect it against potential damage, theft or loss, you can upgrade your policy to include up to £3,000 of Equipment Cover.
Our annual policies can be taken out for as little as £3.14 a month. You can get an instant quote online by completing our short quote form below. Alternatively, you can call our UK based sales team on 01494 887909.
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Why choose Protectivity?
Fast & Straightforward Process
You can get a quote for your Massage Therapist Insurance in just a few minutes, leaving you more time to focus on your clients. Simply select the date you’d like your policy to start, your turnover and you’ll get an instant price.
200 Activities Covered
You may carry out more treatments than just Massage Therapy, that’s why we provide cover for over 200 holistic related activities. Whether it’s a Swedish Massage or Thai Massage, we can cover multiple therapies on one policy.
Leisure Industry Specialists
We’re one of the UK’s leading providers of insurance in the leisure industry, meaning our highly experienced team can provide the after-sales support you need.
Excellent Claims Handling
Our specialist claims handlers aim to deal with any claim you have, minor or serious, quickly, without causing disruption to your business.
What will be included in your Massage Therapist Insurance?
Our insurance policy for massage therapists provide the following benefits:
You can choose £1 million, £2 million or £5 million worth of Public Liability to cover you in the case of injury or damage to a third party or their property caused by your business’s actions.
In the event that you break or lose your trading equipment, up to £3,000 of cover can be incorporated into your policy to subsidise the cost of replacing the unusable items.
Professional Indemnity is also included as standard, meaning you will be protected for any advice that you give in a professional capacity should a client sue.
If you employ any members of staff it is your legal responsibility to take out Employers’ Liability. This will cover you for £10 million should a staff member sustain bodily injury, illness, disease or medically recognised psychiatric injury whilst working under your employment.
Accidents at work can cause financial hardship, so by taking out our additional Personal Accident cover, you’re protected if an injury meant you were unable to work for a significant period of time. This includes loss of income as well as a range of other injuries.
Third Party Property Damage
This covers you against any non-negligent loss or damage to the property of others that you may cause during the period of providing treatments.
I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.
Fantastic claims handling
We are committed to making our claims process as smooth and efficient as possible.
If you need to make a claim, just click the link below, select the relevant form and fill in the details and we’ll take it from there.
Check out our blogs about running the perfect massage business
Frequently Asked Questions
Q. What forms of massage do you cover?
A. We can cover a wide range of massage therapies such as Sports Massage, Thai Massage and Baby Massage.
We have dedicated webpages that provide more information such as our Sports Massage Insurance, Indian Head Massage Insurance and Thai Massage Insurance pages.
Q. Do you cover students?
A. No, our Therapist Insurance policy will only protect those who qualified in their chosen treatments. The qualification must be obtained by an accredited awarding body.
Q. Do you need to see my qualification certificates?
A. No. You will only need to produce your qualification certificate(s) in the event of a claim. When you purchase your insurance we will ask you to declare that you have a suitable qualification for the activity that you require cover for.
Further information on our policy
If you have any other questions regarding our Massage Therapist Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday.
More information on what we can cover on this policy can be found on our FAQ’S page.