Our policy and COVID-19

Should you have any questions specifically about our Gym Insurance policy and COVID-19, we have put together a list those frequently asked on our Coronavirus FAQ’s page.

Specialist Business Insurance for Gyms and Fitness Clubs

Our specialist Gym Insurance is designed to protect gyms and fitness clubs of all sizes, while providing excellent value for money cover.

Our comprehensive insurance can include Public Liability, Buildings and Contents Cover, which means you will be protected should your commercial property be damaged by fire or flooding, and a number of other additional benefits.

Whether you are a small, independent gym, or large multi-chain facilities, we can help you create the exact insurance cover you need.

We provide insurance for hundreds of gyms and fitness clubs every year and know that different centres will need different levels of insurance cover. That’s why we strive to provide you with a tailored quote to meet your needs within two working hours.

Why choose Protectivity?

Leisure Insurance Specialists

We’ve been providing insurance for the sports and leisure industry for over 25 years. Our experienced and knowledgeable team can help you build the policy that is right for you and your gym.

Excellent Claims Handling

With a large number of people using heavy equipment in most gyms, it is inevitable that accidents happen. That’s why our expert team of claims handlers aim to deal with claims as efficiently as possible.

CrossFit® HQ Approved

We are one of the few insurance providers to be approved by CrossFit® HQ to offer cover for Affiliates in the UK. Our bespoke policies provide competitive cover for dozens of boxes.

Competitive Rates

We’re pleased to be able to offer gyms and health and fitness clubs extremely competitive rates for Public Liability, Buildings and Contents Cover and more, without compromising on cover.

What Insurance Do Gyms Need?

When running a health and fitness club there are many things that you need to consider when taking out insurance.

Public Liability

Provides cover for gyms if a member of the public is injured or suffers property damage and blames the gym. Public Liability provides the cover for the necessary legal fees associated with defending the gym in this instance. If the business is found to be negligent, any settlement would also be covered by your insurance policy.

Employers' Liability

If you employ staff, whether it is on a full-time, part-time or a voluntary basis, Employers’ Liability is a legal requirement. If a member of staff was to blame the gym for an injury or property damage they have suffered, your insurance policy would cover the costs of defending the gym and the subsequent settlement of the claim.

Buildings & Contents Cover

You can add on cover to protect your gym equipment and the building itself against damage caused by instances such as fire, flood and vandalism. To add this cover, just select the exact amount of protection you need on your quote form.

Business Interruption Cover

Should your gym have to close for a period of time due to fire, flood or another disaster, Business Interruption Cover can safeguard your gym against the financial losses associated with being unable to operate for a period of time.

I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

Fantastic claims handling

No matter how well your gym is operated, accidents do happen. That’s why we aim to make these scenarios as stress-free as possible.

According to the vast majority of customers who have had to make a claim, our dedicated team deal with the situation in a manner that meets our customers’ high expectations of us.

Request a Call Back

Opening Hours 9am to 5:30pm, Monday to Friday

Further information on our policy

If you have any other questions regarding our Gym Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday. 

More information on what we can cover on this policy can be found on our FAQs page.