Pet Sitting Insurance

Insurance for pet sitters, including 14 different activities, from only £5.41* per month.

  • Protecting over 26,000 pet care professionals.**
  • Flexible payment plans at 0% APR
  • Public Liability up to £10 million
  • Vet bills & equipment covered

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From £5.41* per month

Trusted by thousands...

Our reviews speak for themselves, with highly rated feedback from over 3,000 customers.¹

What does pet sitting insurance cover?

Our insurance for pet sitters provides essential protection against everyday risks, including standard public liability cover. You can select the level of cover that matches your business needs.

We offer specialist options such as loss of key cover, equipment cover, and care, custody, and control, all can be customised to meet your specific needs. Whether you operate an ad hoc pet sitting service or day to day, at your home or at your clients’ homes, our customer support team is ready to help you choose the right coverage and answer any questions you may have.

Our policy includes 14 pet care activities, all our Pet Business Insurance policies include cover for dog walking, dog grooming, cat grooming, mobile dog grooming, mobile cat grooming, dog training, dog hydrotherapy, pet behaviourist, pet home boarding, pet microchipping and pet minding.

Make sure you have the correct insurance for the activities you offer and be sure to check if any exclusions are relevant to what you have planned in policy documentation.

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Public Liability

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Loss of Keys

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Care, Custody & Control

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Equipment

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Close Family Extension

Why do you need pet sitting cover?

Your clients trust that their pets are in safe hands while under your care. To fulfil this responsibility, it’s crucial to prepare for the unexpected.

Specialist pet sitting insurance provides essential protection against unforeseen events. It helps you avoid costly losses from potential claims. You can read our blog addressing Do you need insurance to pet sit?

Here are some typical scenarios illustrating why insurance is vital for pet businesses:

Protection against claims if a member of the public gets injured.

In case a dog in your care causes injury to a member of the public or you cause accidental damage to your clients’ property whilst delivering your services, public liability will protect you if claims arise from these incidents.

Vet expenses if accidents happen.

Even if an animal is insured by their owners any accident, illness, or loss in your care will be deemed your responsibility. Whilst no one wants harm to come to any animal it’s important to ensure you are covered to get them treatment if accidents happen.

Care, Custody, and Control offers you protection if an animal is lost, injured, becomes ill, or suffers a fatality while in your care.

Cover for costly pet care equipment losses.

Not only could equipment be expensive to replace but any losses could also impact on the service you offer if it’s not available. For example, grooming salon equipment becomes damaged or training equipment goes missing during a session.

Loss of a client’s key.

If you access your clients’ property and are responsible for their door keys, losing them could be a significant issue. Loss of key cover covers the cost of new keys and locks, the cost of re-setting intruder alarms and associated call-out costs, so a simple mistake doesn’t lead to substantial costs.

Protect family members who work for you.

If your close family works for you such as your husband, wife, son, daughter or other close family you can get cover to protect them against liability claims, whilst assisting with your business operation, under your policy without the need of including Employers’ Liability.

Any workers other than a family member would need to be covered under Employers’ Liability. If employees work for you, employers’ liability is a legal obligation with fines of £2500 per day for failing to comply.

Our experts explain why...

“Caring for an animal carries a risk and this is heightened further so when caring for another person’s animal, even if they are domestic. Our policy ensures that if that animal were to harm you, a person in your employment, a member of the public or themselves, that you can stay protected against potential financial losses related to reimbursing those that try to claim damages from you. Whether it be reimbursing the owner of the animal for vet bills arising from an injury when walking a dog or a claim costing thousands of pounds caused by a dog in your care, biting a member of the public, you can rest assure our claim experts will handle your claim with care and priority.”

Mandy Czyz, Protectivity Underwriter

Making claims clear and simple

We work with our claims handling partners to make the process of making a claim as easy as possible.

Claims data as of 01.10.2024

£4.5million

paid in claims

£188081

largest claim paid

How much does pet sitting insurance cost?

The cost of pet sitting insurance can vary depending on the type of business you operate, the size and additional factors. For instance, if you employ staff, it is a legal requirement to include employers’ liability insurance. Adding this will increase the cost of your premium.

At Protectivity our cover starts at £5.41* per month, providing comprehensive cover for a small price.

Prices from

£5.41* a month

Explainer quote

Policy cost

£5.41* a month

Policy type

Pet Sitting Insurance

Policy duration

Annual

Public Liability

£1,000,000

Care, Custody and Control

£100,00

Loss of Keys

£10,000

Equipment cover

£250

Close family cover

Included

This example is based on a real quote from our website on 1/10/2024. If your circumstances and cover needs differ, your quote may be more or less expensive than the above example. The quote you receive will reflect the information you share about your event. The quoted price may vary from those displayed here.

Have a question?

For further information on your policy, renewals, making a claim and contacting us, you’ll find an extensive list of FAQs on our Help & Support page.

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Help & Support

Find answers to your questions and other assistance.

Why choose Protectivity for your pet sitting insurance policy?

Let the reviews of over 3,500 customers explain why you should choose us.¹

Trusted by over 150,000 customers.

Experienced insurance providers for over 30 years.

Over 3,500 highly rated reviews.

Proof of our excellent customer service.

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Experienced Claims Handling

A smooth and efficient claims process.

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UK Based Customer Support

Our UK sales team are here to help.

Frequently
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About our service

This page content has been created for general information and should not be taken as advice.

*Prices quoted refer to a quote raised from our website 01/10/2024. Prices will differ depending on requirements. Make sure you have the correct level of cover for what you need. For the most accurate pricing, please get a quote and for full details on what is covered refer to our policy documentation with your quote.

** Based on Protectivity sales data from 1st Oct ’23 to 30th Sep ’24

ˆ10% discount for policies bought online and applies only to the first-year of your policy premium. Protectivity reserves the right to amend or withdraw this offer at any time. Available to UK residents only.

¹Based on live Feefo data