To give you greater flexibility you will not be charged a fee should you need to cancel 
your policy. T&C’s apply.

What's included in our counselling insurance?

Our Counselling Insurance includes Public Liability as standard. This means you will be covered should you be sued for accidently injuring a client or damaging their property.

Professional Indemnity is also included in your policy to cover you in the event that you are sued for providing negligent advice to a client.

Should you own business equipment to carry out your counselling service and wish to insure it against potential damage, theft or loss, you can upgrade your policy to include Equipment Cover up to £3,000.    

Get an instant quote and buy online by completing our short quote form below. Our sales team are available on 01494 887909 should you have any questions.

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Why choose Protectivity?

Fast & Straightforward Process

We aim to make buying insurance easy, that’s why you can get a quote for our Counselling Insurance policy and buy your cover in minutes.

200 Therapies Covered

You may carry out more activities than just Counselling, that’s why we provide cover for over 200 related activities. 

Therapist Industry Specialists

We’re one of the UK leading providers of insurance in the therapy industry, meaning our highly experienced team can provide the after-sales support you need.

Excellent Claims Handling

Our specialist claims handlers aim to deal with any claim you have, minor or serious, quickly, without causing disruption to your business.

What insurance do counsellors need?

Our insurance for counsellors offers the following benefits:

Public Liability

You can choose £1 million, £2 million or £5 million worth of Public Liability to cover you in the case of injury or damage to a third party or their property caused by your business’s actions. 

Equipment Cover

In the event that you break or lose your equipment, up to £3,000 of cover can be incorporated into your policy to subsidise the cost of replacing the unusable items. 

Professional Indemnity

Professional Indemnity Insurance for counsellors is also included as standard, meaning you will be protected for the advice that you give in a professional capacity should a client sue.

Employers' Liability

If you employ any members of staff it is your legal responsibility to take out Employers’ Liability. This will cover you for £10 million should a staff member sustain bodily injury, illness, disease or medically recognised psychiatric injury whilst working under your employment.

Personal Accident

Accidents at work can cause financial hardship, so by taking out our additional Personal Accident cover, you’re protected if an injury meant you were unable to work for a significant period of time. This includes loss of income as well as a range of other injuries.

Legal Expenses

This optional benefit provides you access to a legal helpline and a counselling service in addition to legal defence costs. The cover can be upgraded further to include employment disputes, property disputes, health and safety disputes and more.

How much does Counselling Insurance cost?

Our insurance for counsellors starts from £3.14 a month. The policy can be paid annually, whichever works best for you. 

Why do counsellors need insurance?

As a counsellor it is important that you have an insurance policy in place. The policy will provide you with Public Liability cover in the event of a client getting injured or their property damaged. As a counsellor you may also need professional indemnity cover if a client pursues legal charges against yourself for providing negligent advice. Additionally, if you own business equipment, you can cover it against damage, loss or theft.

I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

Fantastic claims handling

We are committed to making our claims process as smooth and efficient as possible.

If you need to make a claim, just click the link below, select the relevant form and fill in the details and we’ll take it from there.

Frequently Asked Questions

Q. What does Counselling Insurance cover?

A. Counselling Insurance covers the following:

Public Liability will cover you for accidental injury or damage to a member of the public or their property caused by, or arising from, a treatment or therapy that you give during your business activities.

Professional Indemnity which will cover you for injury or damage caused by or arising from tuition, verbal instruction or advice given by or on behalf of the Insured in respect of the activities contained within your business description.

The policy also offers Equipment Cover as an optional extra. This section of the policy will cover the cost of replacing your equipment because you accidentally damage or lose it.

Q. Who underwrites your insurance?

A. Our Therapist Insurance policy is underwritten by Peach Pi. 

Q. Do you cover students? 

A. No, our Therapist Insurance policy will only protect those who qualified in their chosen treatments. The qualification must be obtained by an accredited awarding body.

Q. Do you need to see my qualification certificates? 

A. No. You will only need to produce your qualification certificate(s) in the event of a claim. When you purchase your insurance we will ask you to declare that you have a suitable qualification for the activity that you require cover for.

Further information on our policy

If you have any other questions regarding our Counselling Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday. 

More information on what we can cover on this policy can be found on our FAQs page.