Specialist Insurance for Counselling Professionals

We provide comprehensive Counselling Insurance for freelance and mobile professionals from just £45.70 a year. Our policy includes benefits such as Public Liability, Professional Indemnity and Personal  Accident.  

You will also be covered with medical malpractice, sometimes known as Professional Liability, protecting you against accidental injury or death of a client caused by a negligent act from your business.

Should you own any equipment to carry out your business activities and wish to insure them against potential damage, theft or loss, you can upgrade your policy to include equipment cover up to £5,000.    

Our flexible payment plans allow you to spread the cost of your counsellors insurance, in turn meaning you could pay as little as £3.13 a month. See full payment options when you get a quote online. 

Get an instant quote

Instant Quote | Counselling Insurance

Why choose Protectivity?

Fast & Straightforward Process

We aim to make buying insurance easy, that’s why you can get a quote for our Counselling Insurance policy and buy your cover in minutes.

250+ Activities Covered

You may carry out more activities than just Counselling or Psychotherapy, that’s why we provide cover for over 250 related activities. 

Leisure Industry Specialists

We’re one of the UK leading providers of insurance in the leisure industry, meaning our highly experienced team can provide the after-sales support you need.

Excellent Claims Handling

Our specialist claims handlers aim to deal with any claim you have, minor or serious, quickly, without causing disruption to your business.

What will be included in your Counselling Insurance policy?

Our insurance for counsellors provide the following benefits:

Public Liability

You can choose £1 million, £2 million or £5 million worth of Public Liability to cover you in the case of injury or damage to a third party or their property caused by your business’s actions. Public liability insurance for counsellors and therapists is hugely important.

Equipment Cover

In the event that you break or lose your trading equipment, up to £5,000 of cover can be incorporated into your policy to subsidise the cost of replacing the unusable items. These items could be anything that you specifically use for your insured activities.

Professional Liability

Cover ranging between £1 million – £5 million is available to protect you against claims relating to physical injury or psychological damage deemed to have been caused by your holistic therapy activities.

Personal Accident Cover

Optional Personal Accident of £25,000 is available as an optional extra should you wish to protect yourself against the risk of injury whilst carrying your holistic activities on a day-to-day basis.

Professional Indemnity

Professional Indemnity is also included as standard, meaning you will be protected for any advice that you give in a professional capacity should a client sue.

Monthly Payment Plans

We offer monthly payment plans with 0% APR when purchasing your cover online. We ask for a 20% deposit today, followed by 10 monthly installments.

I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

Fantastic claims handling

We are committed to making our claims process as smooth and efficient as possible.

If you need to make a claim, just click the link below, select the relevant form and fill in the details and we’ll take it from there.

Frequently Asked Questions

Q. What does the policy cover me for?

A. The policy offers the following cover:

Public Liability which will cover you for any injury or damage to a third party or their property caused by, or arising from, any tuition or instruction that you give during your business activities.

Professional Liability (also known as Medical Malpractice) which will cover is available to protect you against claims relating to physical injury or psychological damage deemed to have been caused by your business activities.

Professional Indemnity which will cover you for injury or damage caused by or arising from any tuition, verbal instruction or advice given by or on behalf of the Insured in respect of the activities contained within your business description.

The policy also offers Equipment and Personal Accident cover as optional extras.

Q. How quickly will my documents come?

A. We will issue your insurance certificate immediately after you have paid for your insurance. They will be emailed to you instantly. Should you wish to have your documents sent to you by post, we are happy to offer this service but at a charge. Please call a member of our team to discuss this further on 01494 887909.

Q. Who underwrites your insurance?

A. Our Therapist Insurance policy is underwritten by Beazley. They provide insurance to over thousands of businesses all over the world.

Q. Do you cover students? 

A. No, our Therapist Insurance policy will only protect those who qualified in their chosen treatments. The qualification must be obtained by an accredited awarding body.

Q. Do you need to see my licence to operate?

A. No. While some therapy treatments will require you to obtain a licence from your local council, we do not require you to show us proof of this. If you’re not sure whether you need a licence to practice your chosen therapy, visit the Gov.UK website.

Q. Do you need to see my qualification certificates? 

A. No. You will only need to produce your qualification certificate(s) in the event of a claim. When you purchase your insurance we will ask you to declare that you have a suitable qualification for the activity that you require cover for.

Further information on our policy

If you have any other questions regarding our Counselling Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday. 

More information on what we can cover on this policy can be found on our FAQs page.