Specialist Fete Insurance with Public Liability
Our policy is designed to offer comprehensive protection for your fete. With our cover in place, you can arranging your fete with peace of mind that if something should go wrong, we’ve got your back. We can even cover multiple events on the same policy.
Whether you are planning an annual village event or a school fundraiser, a last-minute issue with the venue or stallholder or cancellation from the entertainment may threaten its success.
Our cover includes public liability, protecting you if you are sued by a third party for injury or for damage to a third party’s property. Such examples could be a visitor tripping over a gazebo guide rope or if a council-owned venue is damaged.
You can purchase your policy online in a matter of minutes by completing our quick quote form below. Alternatively, you can call one of our UK based team on 01494 887909.
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Why choose Protectivity?
25+ Years Experience
Excellent Claims Handling
Instant Quotes & Cover
Underwritten by Experts
What will your Fete Insurance Cover?
When organising a fete, there are four sections of insurance you should be most aware of. Public Liability comes as standard on our Event Insurance policy, but each of the remaining three benefits can be removed or altered to suit your needs.
If a member of the public or other third party was injured at your fete or suffered property damage, they could take legal action. Public Liability provides you with cover for the costs associated with defending you as an event organiser as well as any settlement.
If you have any volunteers or paid staff at your fete (unless they are sub-contractors with their own Public Liability insurance), Employers’ Liability is a legal requirement. This covers you if a staff member was injured and blamed you as the event organiser.
Event Equipment Cover
You may not be using much in the way of high-tech equipment at your fete, but protecting it is important nonetheless. We can include up to £20,000 of protection against damage, loss and theft of your items during your fete.
If the worst happens and you are forced to cancel, we can provide up to £10,000 worth of protection should adverse weather or the non-attendance of a key individual mean your were unable to continue with your event as planned.
Protectivity dealt with everything, even communicating with the other party which was just what I needed!
Fantastic claims handling
However well-organised your fete is, problems can, and do, occur. If things go awry at your event we’re committed to dealing with it in the best way for you. The vast majority of our customers who have unfortunately had to claim have been delighted with the manner in which we handled their situation.
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Frequently Asked Questions
Q. What is the maximum length event you can cover?
A. We can provide cover for events lasting up to 15 days in duration.
If you are organising more than one event in a calendar year, it may be more cost effective to take out one of our annual multi-event policies.
Just select that option when getting your quote.
Q. What is included under ‘Event Equipment Cover’?
A. This benefit provides cover for the items owned, hired or leased to you and used for the sole purpose of the event.
Covering accidental damage, loss and theft the policy provides up to £2,000 worth of cover for each item. Equipment covered under this policy includes marquees, tents, stagings, machinery, generators and other ancillary items such as merchandise and lighting.
Q. What constitutes ‘Adverse Weather’?
A. For your policy’s Cancellation cover to come into effect under the Adverse Weather clause we require either a health and safety official or appropriate emergency authority to certify that it is dangerous or reckless to hold the event.
We may require you to provide photographic evidence and Met Office records in the event of a claim under this benefit.
Q. My event takes place next week, can you still cover it?
A. Yes we can offer cover for an event even in the week it is happening.
Please note that for any events taking place within seven days, there will be no Cancellation Cover. However, if you have obtained your quote prior to the seven day cut-off but have purchased subsequently, then Cancellation Cover will be included.
Q. Are there any activity types that you are not able to cover?
A. Yes we have a list of ‘Dangerous Activities‘ that we are unable to cover on this policy.
If there will be any third parties exhibiting of trading at your event who will be engaging in any of these events, they must have their own Public Liability insurance in place.
Further information on our policy
If you have any other questions regarding our Fete Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday.
More information on what we can cover on this policy can be found on our FAQs page.