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Comprehensive Insurance for Party Organisers

Our specialist Celebrations and Parties Insurance policy offers Public Liability and Equipment Cover for birthdays, anniversaries, private or street parties, retirements and more. Whether you are expecting 20 visitors or 500 to your party, we can cover it. 

We can also offer Employers’ Liability, with £10 million worth of cover to protect you as the organiser if a staff member, volunteer or helper was injured at your party.

When hiring a venue for your party, you might be specifically required to prove you have some form of Public Liability insurance. Our product is ideal in that instance as it includes up to £10 million worth of Public Liability insurance as standard. 

Planning on holding more than one party in a year? We can cover up to 52 events under our annual Multi Event Insurance policy, providing a more cost-effective method for protecting your parties.

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Why choose Protectivity?

Policies to suit your party

We can provide children’s party insurance, cover for Bar Mitzvahs and protection for retirement parties as well as dozens of other events. Our policies are tailored to you, giving cover for parties with up to 500 attendees.

Excellent claims handling

It can be a worrying time when things go wrong at your party. That’s why we are dedicated to making our claims handling process as smooth and sympathetic way as possible.

Specialists in our field

We’ve been providing insurance to the leisure industry for over 25 years, and led by our experienced account managers aim to make your insurance buying process easy and straightforward.

Underwritten by experts​

Every Event Insurance policy is underwritten by AXA XL who are experts in providing tailored insurance products to suit dozens of consumer and commercial enterprises.

What Insurance Do You Need For Your Party?

When organising a party or celebration it’s important to understand exactly what insurance cover you need. These are the few things you need to consider:

Public Liability

If you are hiring a local venue, be it privately owned or run by your Local Authority, it is likely that you will be required to have Public Liability. This cover protects the organiser if a member of the public, including those attending the party were injured due to the actions of the organisers.

Employers' Liability

To help with the smooth running of your party you may employ some members of staff such as bar staff or cooks. In such a scenario you are required to take out Employers’ Liability with your policy. This will cover you if any of these workers were to be injured and hold your event responsible.

Event Equipment Cover

From the marquees to tables to other party equipment, we can add protection on to your policy for the items you use to make your event run smoothly. This includes cover for items owned by you as well as hired or leased equipment.

Event Cancellation

If you are hosting an event, we can provide up to £15,000 worth of protection should you be forced to cancel or rearrange your event due to Adverse Weather only. You can get your event cancellation insurance quote below.

I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

Fantastic claims handling

Parties are normally a time to celebrate, but unfortunately things can go wrong.

That’s why we like to ensure that when you do have to make a claim, the process is as straightforward as possible. 

Thankfully, the Protectivity customers that have had to make a claim have been extremely pleased at the way that we have handled their troubling situation.

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Opening Hours 9am to 5:30pm, Monday to Friday

Further information on our policy

If you have any other questions regarding our Party Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday. 

More information on what we can cover on this policy can be found on our FAQs page.