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Insurance for craft fair organisers & stallholders

Our policy is designed to protect those organising or attending a craft fair as a stallholder. The policy includes Public Liability, this will protect you should you be sued by a third party for injury to them or damage to their property.

In the event of your business being blamed for an incident outlined above, Public Liability will provide cover for the legal costs associated with defending you in court plus any damages that are deemed payable.

As well as Public Liability insurance for craft fairs, we can also provide you with a range of other benefits if you are organising the event including Employers’ Liability and Event Cancellation. You can tailor your policy to suit your requirements, 

Get an instant quote and immediate protection by completing our short online quote form. If you have any questions or wish to get a quote over the phone then our UK based team are available on 01494 887909.

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Why choose Protectivity?

25+ Years Experience

We have been providing insurance to the leisure industry for over 25 years so we are skilled at providing you exactly the cover you need at the right price. We just need a few details and your quote is generated.

Excellent Claims Handling

Mishaps can occur which mean you need to claim on your policy. We aim to make the claims process simple with our specialist claims handlers taking care of things along the way.

Instant Quotes & Cover

For most arts and crafts events we can provide you with a quote instantly. If we have to review your details for any reason, rest assured you will have your quote ready within two hours.

Underwritten by Experts

Each Event Insurance policy we sell is underwritten by AXA XL who are experts in providing comprehensive insurance policies to individuals and businesses across the UK.

What will your craft fair insurance cover?

There are four broad sections of craft fair insurance, providing you cover in varying ways. Public Liability comes as standard, but we offer three other benefits that can be removed or altered to suit your needs.

Public Liability

With up to £10 million worth of Public Liability cover you are protected if a member of the public suffered an injury or property damage which is due to the negligence of you, the event organiser.

Employers' Liability

If you employ anyone, paid or unpaid to help out at your event, employers’ liability is a necessity. This will cover you if a staff member was injured or suffered property damage while working at the fair.

Equipment Cover

You may be using a range of different equipment, from stalls and tables to lighting and PA systems at your fair. We can provide up to £50,000 of cover against loss, damage and theft of these items.

Event Cancellation

If the worst happens and you are forced to cancel your event due to adverse weather, you could be covered. Just choose to add cancellation cover when getting your quote.

 I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens. 

Fantastic claims handling

When setting up your craft fair, no matter how much you focus on hosting a safe event, things can go wrong.

If something does go pear-shaped at your event, we’re here to help with a specialist team of claims handlers to make the whole process as easy as possible. So whether you need to claim due to a cancelled event or a broken table, you can rely on us to make it as pain-free as possible.

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Opening Hours 9am to 5:30pm, Monday to Friday

Frequently Asked Questions

Q. What is the maximum length event you can cover?

A. Our single and annual Stallholder Insurance policy will protect you for up to 14 consecutive days at one event. With our annual policy, you can choose to be covered for up to 50 or 100 days of operating your stall, but each event can be no longer than 4 days in length. For example, you could operate 50 single-day pitches, a smaller number of multi-day pitches or a combination of the two.

Q. What is included under ‘Event Equipment Cover’?

A. This benefit provides cover for the items owned, hired or leased to you and used for the sole purpose of your craft fair.

Covering accidental damage, loss and theft the policy provides up to £2,500 worth of cover for each item. Equipment covered under this policy includes marquees, tents, stagings, machinery, generators and other ancillary items such as merchandise and lighting.

Q. What constitutes ‘Adverse Weather’?

A. For your policy’s Cancellation Cover to come into effect under the Adverse Weather clause we require either a health and safety official or appropriate emergency authority to certify that it is dangerous or reckless to hold the event.

We may require you to provide photographic evidence and Met Office records in the event of a claim under this benefit.

Q. My event takes place next week, can you still cover it?

A. Yes we can offer cover for an event even in the week it is happening.

Please note that for any events taking place within seven days, there will be no Cancellation Cover. 

Q. Are there any activity types that you are not able to cover?

A. Yes we have a list of ‘Hazardaous Activities‘ that we are unable to cover on this policy.

If there will be any third parties exhibiting of trading at your event who will be engaging in any of these events, they must have their own Public Liability insurance in place.

Further information on our policy

If you have any other questions regarding our Craft Fair Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday. 

More information on what we can cover on this policy can be found on our FAQs page.