Craft Fair Insurance

Specialist cover for crafters and other artisans selling at events from £3.71 a month*.

  • Public Liability up to £5m
  • Join over 150,000 customers**
  • Flexible Payment Plans – 0% APR

From £3.71* a month

Save 10% Online

Get a quote for craft fair insurance

Select the option that best describes your role at the event.

Event Organiser

Stallholder

Trusted by thousands...

Our reviews speak for themselves, with highly rated feedback from over 3,000 customers.¹

What does craft fair insurance cover?

Our insurance for craft fairs provides essential cover, designed for individuals selling handmade items at craft fairs. We offer competitive pricing and the flexibility to add extra benefits to suit your needs. Public liability for craft fairs in included as well as equipment and stock cover. Choose the level of cover best suited to you, depending on the size of your craft business.

Our policy can cover hundreds of different arts and crafts activities and are suited to hobby businesses, growing side hustles, established businesses and more. So, whatever you sell at craft fairs we can adapt your policy for the cover you need.

Make sure you have the correct insurance for your activities and be sure to check if any exclusions are relevant to what you have planned in policy documentation.

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Public Liability

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Product Liability

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Equipment

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Stock

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Employers' Liability

Crafters

Event Organisers

Stallholder

Why do you need craft fair cover?

When customers buy your handmade crafts at an event they will have certain expectations of quality and experience, no doubt you will provide your best service. However sometimes things go wrong and it is highly recommended you have specialist craft fair insurance to protect you when they do.

Protectivity help protect you with the craft fair insurance you need when incidents happen, so you can focus on showcasing your products without worrying about costly financial repercussions.

Here are a few scenarios to help explain why you need crafters insurance:

Protection from claims due to public injury.

If a customer trips and falls over an item you sell on your stall, you could be liable to a substantial claim.

Public liability insurance for craft fairs can provide cover in such scenarios.

 

An item you’ve made breaks and injures a customer.

Imagine an item you’ve crafted breaks and causes injury to a customer. In such cases, the customer may bring a claim against you.

Product liability insurance tailored for crafts can cover incidents related to your products, safeguarding you from potential legal consequences.

Protection if your craft equipment or stock is damaged.

Travelling to and from craft fair events brings greater risks to your expensive tools and equipment, which could potentially become damaged or lost.

Having crafters equipment cover can avoid costly and time-consuming repairs and replacements.

An event or venue asks for public liability to sell your crafts.

Your craft fair venue may expect proof of public liability for events as a minimum before if you are taking part as a stallholder.

Our experts explain why...

“As a crafter, whether you’re running a home-based side hustle, selling at local markets, or operating a small business online, having the right insurance is essential. Crafters Insurance protects you against potential claims of injury or damage that could arise from your handmade products. Without proper coverage, you could face significant financial losses. Our Crafters Insurance ensures you can focus on your creativity and business growth without worrying about unexpected liabilities. Protecting your passion and livelihood with the proper cover is the smart choice.”

Chris Trotman, Protectivity Underwriting Manager

Making claims clear and simple

We work with our claims handling partners to make the process of making a claim as easy as possible.

Claims data as of 01.10.2024

£4.5million

paid in claims

£188081

largest claim paid

How much does craft fair insurance cost?

Every craft business will be unique so, the cost of craft fair insurance can vary depending on what you offer and the level of cover you need. For example, if you use specialist equipment to create your items you may need to increase the value of cover.

At Protectivity policies start at just £3.71* a month.

Prices from

£3.71* a month

Explainer quote

Policy cost

£3.71* a month

Policy type

Craft Fair

Duration

Annual

Turnover

£50,000

Public Liability

£1,000,000

Product Liability

£1,000,000

Equipment

£250

Stock

£250

This example is based on a real quote from our website on 1/10/2024. If your circumstances and cover needs differ, your quote may be more or less expensive than the above example. The quote you receive will reflect the information you share about your event. The quoted price may vary from those displayed here.

Which crafts are covered by our arts and crafts policies?

If your craft isn’t listed – don’t worry, we’ll likely still be able to offer cover. Speak to one of our team to discuss your query further.

Crafts covered

Our crafter’s insurance policy covers several different types of craft businesses.

  • Textiles
  • Paper Crafts
  • Handmade Jewellery
  • Furniture and Wooden items
  • Fashion Accessories
  • Arts & Paintings

Have a question?

For further information on your policy, renewals, making a claim and contacting us, you’ll find an extensive list of FAQs on our Help & Support page.

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Help & Support

Find answers to your questions and other assistance.

Why choose Protectivity for your craft fair insurance policy?

Let the reviews of over 3,500 customers explain why you should choose us.¹

Trusted by over 150,000 customers.

Experienced insurance providers for over 30 years.

Over 3,500 highly rated reviews.

Proof of our excellent customer service.

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Experienced Claims Handling

A smooth and efficient claims process.

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UK Based Customer Support

Our UK sales team are here to help.

Frequently
Asked Questions

Crafters Insurance

Am I covered to sell my crafts online?

Yes, our crafters insurance is designed for selling crafts online.

Are my products covered in transit to my customers?

Yes, cover for your Business Equipment and Stock is covered whilst in transit. If you are using other companies to carry these goods, then they should have their own insurance to cover your goods when they are carrying them, as they would be responsible for them should they be damaged or stolen.

Does your insurance cover me to distribute products overseas?

Yes, if you are exporting your products around the world, you will need cover for this distribution. Worldwide cover is available, with additional terms for the USA and Canada.

Is my stock covered?

Yes, should your stock incur damages, it will be covered up to the value of £250, with the option to increase up to £3000.

Does your policy allow me and my staff to provide work using Heat away from our Premises?

No, not for the majority of crafts, your insurance restricts you to use heat equipment, only at your permanent premises. The exception is for hot air guns, soldering irons and/or engraving tools only.

Can I include liability cover for subcontractors I use to aid my business?

This depends on your agreement with your subcontractors. Labour-only subcontractors (working under your direction) can be included on your policy of insurance, for work they provide under contract with yourself and your business only and should be included in the total numbers you provide in this application of insurance.

Bona-fide subcontractors (working under their own direction) will have to have their own insurance cover and cannot be included on your insurance policy but you will be obligated to retain proof of their insurance.

One-Off Event Organiser Insurance

Can you cover my event outside of the UK?

We are only able to provide cover for events taking place within the United Kingdom.

I am not a UK resident, can you still cover my event?

Our policy is designed to cover events organised by UK based individuals and organisations. Therefore, if you are not based in the UK, we are unable to offer cover.

What level of Public Liability do I need for my event?

We cannot recommend which level of cover you need for your event, but if you are hiring a space from a Local Authority or another third party we advise you to check with them whether they require a minimum level of Public Liability.

How close to my event should I purchase my insurance?

You should take out your One Off Event Insurance policy as early as you can. By purchasing your cover at the earliest opportunity, you are giving yourself the maximum protection against cancellation. If you require cancellation cover, you need to give at least 14 days notice to purchase this cover, you will be unable to buy cancellation cover within 14 days before the start of the event.

Do I need to take out Employers’ Liability for volunteers?

If you have anyone working for you, whether they are paid or otherwise, you legally must take out Employers’ Liability. The only exception is if those staff are bona fide sub-contractors with their own Public Liability of at least £2 million.

What constitutes ‘Adverse Weather’?

For your policy’s Cancellation cover to come into effect under the Adverse Weather clause we require either a health and safety official or appropriate emergency authority to certify that it is dangerous or reckless to hold the event. We may require you to provide photographic evidence and Met Office records in the event of a claim under this benefit.

My event takes place next week, can you still cover it?

Yes we can offer cover for an event even in the week it is happening. Please note that for any events taking place within fourteen days, there will be no Cancellation Cover.

Can you cover an event that has a fireworks display?

Yes, if you’re planning to have a firework display we can consider providing you cover for this event. There are two event types available, these are fireworks and bonfire displays provided by yourselves (the insured) and those displays provided by professional third party pyrotechnical companies, whom have their own insurance to provide fireworks and/or bonfire displays. Please make sure to apply for the correct one depending on which on applies to your event.

Can you protect against adverse weather?

Yes, we can consider cover for non appearance of key person(s). This may need to be considered by ourselves prior to giving a definitive answer and a quotation but you can opt to enquire about this during the quote process by selecting Cancellation Cover and then the Non-Appearance extension within this cover.

Does the policy cover those with stalls or exhibiting at my event?

Any independent stallholder, exhibitor or tradesman that works, sells or exhibits at your event should hold their own Public Liability Insurance. Our Multi Event Insurance policy is designed to cover you as the event organiser for your Liability.

If you have your own stall at events, then take a look at our Stallholder Insurance policy.

Can you protect against non-appearance?

Yes, we can consider cover for non appearance of key person(s). Opt to enquire about this during the quote process by selecting Cancellation Cover and then the Non-Appearance extension. Cover will be considered on a case by case basis.

Are there any activity types that you are not able to cover?

Yes, we have a list of ‘Hazardous Activities‘ that we are unable to cover on this policy.

If there will be any third parties exhibiting or trading at your event who will be engaging in any of these events, they must have their own Public Liability insurance in place.

What is included under ‘Event Equipment Cover’?

We can cover equipment you use for your event excluding motor vehicles, money, perishable goods and paintings, whilst they are in use at the event and in transit to and from the event only.

What is the maximum length of time my event can last?

If you are the event organiser then we can provide cover for events lasting up to 30 days in duration. If you will be attending as a stallholder, we can provide protection for a single event that lasts up to 14 days.

Will I need Employers’ Liability Insurance?

If you have any volunteers or paid staff at your event then you will need Employers’ Liability as a legal requirement. We would expect all sub-contractors to have their own insurance.

Will One-Off Event Insurance cover me for hiring out a venue?

Yes, our One-Off Event Insurance is suitable if you have been asked to purchase public liability insurance by the owners of a venue or local authority. Public Liability considers claims for third party property damage, so the venue you have hired for your event, as long as it’s not your property, can be considered as third-party property.

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This page content has been created for general information and should not be taken as advice.

*Prices quoted refer to a quote raised from our website 01/10/2024. Prices will differ depending on requirements. Make sure you have the correct level of cover for what you need. For the most accurate pricing, please get a quote and for full details on what is covered refer to our policy documentation with your quote.

** Based on Protectivity sales data from 2007 to Sep 2024

ˆ10% discount for policies bought online and applies only to the first-year of your policy premium. Protectivity reserves the right to amend or withdraw this offer at any time. Available to UK residents only.

¹Based on live Feefo data