Specialist One-Off Event Insurance from only £40
Our policy is designed to offer comprehensive protection to individuals and organisations that are hosting a one-off event. The policy includes Public Liability for One-Off Events which will protect you if a third party claims that you have caused them physical injury or damage to their property.
We can cover a large range of events from fetes, festivals and parties to pop-up cafes, with a maximum event duration of 15 days. You can purchase your policy online in a matter of minutes, or alternatively you can call one of our UK based team on 01494 887909.
Protectivity’s One-Off Event Insurance is designed to ensure that any unforeseen incidents are taken care of by us, allowing you to concentrate on delivering the event you planned as smoothly as possible.
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Why choose Protectivity?
25+ Years Experience
We have been providing insurance for over 25 years and are passionate about providing complete, tailored cover to meet your needs. Our highly experienced UK call team are also on hand to help you if required.
Excellent Claims Handling
Should you need to make a claim our skilled UK based claims team will ensure you are dealt with in the most sympathetic, efficient and professional way possible.
Underwritten by Experts
Thousands of happy customers
What will your Insurance Cover?
There are four broad sections of our policy, providing you with cover in varying ways. Public Liability comes as standard, but each of the remaining three benefits can be added or altered to suit your needs.
We can provide either £1m, £2m or £5m worth of Public Liability insurance for events. This will protect you should a member of the public suffer an injury or cause accidental damage to a third-party’s property and blame you as the event organiser for the incident.
If you have any helpers, volunteers or employees at your event (unless they’re sub-contractors with their own Public Liability), you must take out Employers’ Liability. £5 Million Employers’ Liability can be added to your policy at a small additional cost.
I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.
Fantastic claims handling
However well you set up your event, accidents do happen. And when things go pear-shaped we’re committed to dealing with it in the best manner for you. The vast majority of out customers who have unfortunately had to claim have been delighted with the manner in which we handled their situation.
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Opening Hours 9am to 5:30pm, Monday to Friday
Frequently Asked Questions
Q. Is there a limit to how long my event can go on for?
A. Our policy is designed to cover events lasting no more than four days.
Q. My event takes place next week, can you still cover it?
A. Yes we can offer cover for an event even in the week it is happening.
Please note that for any events taking place within seven days, there will be no Cancellation Cover. However, if you have obtained your quote prior to the seven day cut-off but have purchased subsequently, then Cancellation Cover will be included.
Q. What is included under ‘Event Equipment Cover’?
A. This benefit provides cover for the items owned, hired or leased to you and used for the sole purpose of the event.
Covering accidental damage, loss and theft the policy provides up to £2,000 worth of cover for each item. Equipment covered under this policy includes marquees, tents, stagings, machinery, generators and other ancillary items such as merchandise and lighting.
Q. What constitutes ‘Adverse Weather’?
A. For your policy’s Cancellation cover to come into effect under the Adverse Weather clause we require either a health and safety official or appropriate emergency authority to certify that it is dangerous or reckless to hold the event.
We may require you to provide photographic evidence and Met Office records in the event of a claim under this benefit.
Q. Are there any activity types that you are not able to cover?
A. Yes we have a list of ‘Dangerous Activities‘ that we are unable to cover on this policy.
If there will be any third parties exhibiting of trading at your event who will be engaging in any of these events, they must have their own Public Liability insurance in place.
Further information on our policy
If you have any other questions regarding our One-Off Event Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday.
More information on what we can cover on this policy can be found on our FAQ’S page.