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Festival Insurance
Specialist Insurance for Festival Organisers
Our Festival Insurance policy provides a range of benefits including Public Liability and Cancellation Cover. You will also have the option to include Equipment Cover within your policy.
Whether you are holding a single or multi-day music festival, beer festival or food festival, our policy can cover it.
Our policy is underwritten by AXA XL, one of the worlds leading insurers in the leisure market. We provide cover to over 60,000 customers each year and hold thousands of 5 star reviews.
We are often able to provide an instant quote online, and even the most complex enquiries can be quoted within several working days.
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Why choose Protectivity?
Flexible cover
Whether it’s music festival insurance or cover for a food-based event, you can build your policy to suit your needs. With a number of additional add-ons and benefits we ensure you pay only for the cover you need.
Excellent claims handling
With a large number of participants at most festivals, incidents aren’t uncommon. Therefore we aim to deal with each claim as sympathetically and quickly as possible, to reduce the impact on your business.
Leisure specialists
We’re niche insurance specialists so know the importance of tailoring the cover to you. With 25 years experience and a dedicated team of account managers we are able to deliver a highly specialised service.
Underwritten by experts
Every one of our Festival Insurance policies is underwritten by AXA XL who are specialists in providing insurance to niche markets, covering thousands of businesses and enterprises.
What Insurance Do Festivals Need?
Regardless on the type of festival you will be running there are a number of things you need to consider when buying your one-off event insurance.
Public Liability
Whether it’s a member of the public tripping over some wiring or falling ill after eating the food you serve up, Public Liability offers vital protection. Should your festival be blamed for injury, illness or property damage by an attendee or member of the public, your insurance will handle legal costs and any subsequent settlement.
Cancellation Cover
With many festivals taking place in the notoriously untrustworthy British summertime we can include adverse weather protection in the cancellation section of your policy.
Employers' Liability
It’s likely that you will employ staff at your festival, from security teams, to merchandise sellers to general helpers. It’s a legal responsibility that you ensure they are covered under Employers’ Liability in the event they are injured at the event.
Equipment Cover
By adding Equipment Cover on to your policy you can ensure that you are protected should any of the equipment you rely on to deliver your festival to the best effect is covered against loss, damage and theft.
I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens. 
Fantastic claims handling
With the likelihood of a large number of attendees it’s an unfortunate fact that accidents do happen.
That’s why we like to ensure that when you do have to make a claim, the process is as straightforward as possible.
Thankfully, the Protectivity customers that have had to make a claim have been extremely pleased at the way that we have handled their troubling situation.
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Opening Hours 9am to 5:30pm, Monday to Friday
Further information on our policy
If you have any other questions regarding our Festival Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday.
More information on what we can cover on this policy can be found on our FAQs page.