Plasterers Insurance 

Specialist insurance for self-employed plasterers and plastering businesses, from £4.16 per month.*

  • Join over 150,000 customers**
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  • Public Liability for Plasterers
  • Tool and equipment cover
  • Employers’ Liability and more

From £4.16* a month

Trusted by thousands...

Our reviews speak for themselves, with highly rated feedback from over 3,000 customers.¹

What does plasterers insurance cover?

Our insurance for plasterers offers the essential liability coverage you need to protect against potential claims, helping you operate securely and avoid financial losses. With public liability included, you also have the option to add extras like employers’ liability, tailored to the specific needs and size of your business.

Our policy is flexible to your needs. You can customise our Contractors All Risk cover to meet your specific requirements. Choose the level you need for contractors works, plant and tools you own and hire. If you select one or all of these extras, employee tools and personal effects will be included, up to £500.

Make sure you have the correct insurance for your trade and be sure to check if any exclusions are relevant to what you have planned in policy documentation.

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Public Liability

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Employers' Liability

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Contractors Works

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Plant & Tools

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Financial Loss

Why do you need plasterers cover?

Insurance for plasterers can offer essential protection from various risks and liabilities associated with your work. With the best of intentions, sometimes things go wrong and having suitable insurance can acts as a safeguard to your business assets, employees, and clients, with financial protection.

By investing in plasterers insurance, you can operate your businesses with confidence, knowing that you have the necessary protection in place if claims should occur. These examples highlight the importance of plasterers cover:

Protection from claims if a client suffers injury or property damage.

Although low risk, accidents can happen and lead to claims from accidental injury to a client or damage to their property. This could be a client tripping over your equipment, or it could be spilling plastering material on a household item, such as a rug or carpet.

Either way, in the event of an accident like this, you are vulnerable to a substantial compensation claim, as well as other associated cost. Public liability insurance can cover you if you find yourself in this situation.

An employee or temporary worker suffers a workplace accident.

Plastering work brings several risks from materials and equipment and general hazards. As an employer, you are responsible for providing a safe workplace for and plasterers you hire.

If employees or temporary workers are involved on your projects, employers’ liability is a legal obligation with fines of £2500 per day for failing to comply.

Accidental damage caused to plant and tools you own or hire.

As a plasterer, you could be using your own plastering mixer on a large renovation project. Whilst mixing plaster, the machine is accidentally damaged preventing you working.

Without Plant and Tools insurance, you could have to pay for a replacement, delaying your work and impacting your earnings. With insurance in place, the costs of replacing your tools would be covered, allowing you to stay on schedule and avoid financial loss.

Our experts explain why...

“Our Tradesperson insurance is specifically designed to cater for those involved in undertaking highly manual tasks and activities. We don’t just offer liability insurance for yourself and your business but also protection against allegations from staff members concerning accidents at work and we can also include cover for Contractors All Risks, which is designed to protect your material responsibilities when undertaking contracted work, cover for hired and owned plant and tools you use and cover for your staff’s tools. Our product gives you the confidence you need to focus on your specialist service, knowing that you have taken out cover that suits your needs and protects you, where you expect it to give you insurance protection.”

Chris Trotman, Protectivity Underwriting Manager

Making claims clear and simple

We work with our claims handling partners to make the process of making a claim as easy as possible.

Claims data as of 01.10.2024

£4.5million

paid in claims

£188081

largest claim paid

How much does plasterers insurance cost?

The cost of plasterers insurance can vary depending on several factors, for example, if you employ staff then your policy will need additional cover in employers’ liability, at a higher cost.

Investing in specialist plasterers insurance is not just about protecting you from financial losses. It’s a small price to pay to provide additional, professional credibility that you take your business operations seriously.

At Protectivity policies start at just £4.16* a month.

Prices from

£4.16* a month

Explainer quote

Policy cost

£4.16* a month

Policy type

Plasterers Insurance

Duration

Annual

Turnover

Up to £250,000

Public Liability

£1,000,000

This example is based on a real quote from our website on 1/10/2024. If your circumstances and cover needs differ, your quote may be more or less expensive than the above example. The quote you receive will reflect the information you share about your event. The quoted price may vary from those displayed here.

Have a question?

For further information on your policy, renewals, making a claim and contacting us, you’ll find an extensive list of FAQs on our Help & Support page.

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Help & Support

Find answers to your questions and other assistance.

Why choose Protectivity for your plasterers insurance policy?

Let the reviews of over 3,500 customers explain why you should choose us.¹

Trusted by over 150,000 customers.

Experienced insurance providers for over 30 years.

Over 3,500 highly rated reviews.

Proof of our excellent customer service.

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Experienced Claims Handling

A smooth and efficient claims process.

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UK Based Customer Support

Our UK sales team are here to help.

Frequently
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This page content has been created for pre-purchase information and should not be taken as advice.

*Prices quoted refer to a quote raised from our website 13/06/2024. Prices will differ depending on requirements. Make sure you have the correct level of cover for what you need. For the most accurate pricing, please get a quote and for full details on what is covered refer to our policy documentation with your quote.

** Based on sales data Jan’23 – Dec 23′

¹Based on live Feefo data