Specialist insurance for sports coaches
All our Sports Coaching and Instructor Insurance policies come with Public Liability, with options to cover up to £10 million. This will protect you from a claim should someone you are coaching or a member of the public get injured.
Optional benefits such as Employers’ Liability is available to businesses classed as a limited company or partnership, protecting you should any member of your staff get injured, and equipment cover can also be included on request.
So whether you are setup as a sole trader, partnership or limited company, and require sports coaching insurance for your business, we can offer cover to meet your needs.
As a sports coach, you will likely provide your services to clubs, after school groups and local authorities. You could be teaching a range of sports such as football, tennis, swimming or many others, all of which require sports coaching insurance.
How are you protected?
As a sports coach there is every possibility that you will see injuries occur in your line of work. However, if you or your business were to be blamed for those injuries, you will be protected with suitable insurance in place.
Our policy for coaches and instructors will protect you should a claim arise following an injury that is deemed your fault. This injury could be suffered by a client or another member of the public, but with Public Liability cover in place, you’re protected in both instances.
If you are blamed for an injury or damage to a third-party’s property you would also be covered, with the costs involved with defending yourself and should you be found negligent, the settlement of the claim, handled by your insurance.
All you need to do, to get a sports coaching insurance quote, is get a quote using the Instant Quote above.
|Public Liability||A range of cover from £1 million – £10 million for injury or damage to third parties or their property. Includes legal defence costs.|
|Professional Indemnity||Our Indemnity Match matches your professional indemnity to the level of Public Liability you choose, up to £10 million to cover for any claims arising from negligence or error in your professional activities. Protection if you offer any advice or provide any tuition or instruction to your customers.|
|Personal Accident||Covers you should an accident occur whilst you are carrying out the activities for which you are insured. Includes cover for Death, Permanent Total Disablement and also Income Protection.|
|Sports Equipment||Provides cover for sports equipment that you specifically use to carrying out the activities for which you are insured. This option does not cover any electrical items such as iPads, iPhones, Laptops, Sound Systems, Speaker or similar.|
|Participant injury liability cover||Covers you for claims should one participant injure another and the injured party deems it a result of your negligence. *This cover is excluded when coaching contact sports.|
At Protectivity we understand the need for flexible cover and therefore we offer a range of extra benefits which can be added to your policy. More information on our full range of benefits can be found on the quote page.
Qualifications & Ratios
We expect you to hold a certified qualification in the activity(s) you are coaching. We do not require proof of your qualifications, however we may ask to see them in the event of a claim. If you are uncertain about your qualification please call us to discuss.
When coaching we expect you to assess the environment to determine the maximum number of participants that can safely carry out the activity. If you are coaching under 16’s we expect all trainers to comply with a trainer to participant ratio of 16:1
See our FAQs for specialist product information.
We offer multiple payment options at Protectivity, so paying for your insurance policy couldn’t be easier.