Sports Coaching Insurance

Specialist cover for sports coaches and instructors from £3.86 a month.

  • Public Liability up to £10 million
  • Join 150,000 customers**
  • Flexible Payment Plans – 0% APR

Save 10% Onlineˆ

From £3.86* a month

Trusted by thousands...

Our reviews speak for themselves, with highly rated feedback from over 3,000 customers.¹

What does sports coaching insurance cover?

As a professional sports coach or instructor, ensure your business is adequately covered against common occurrences. Our policy includes the necessary liability cover you need to protect yourself as a coach as well as specialist extras you can tailor to your service. Depending on the scope of your coaching services, you have the flexibility to choose from various levels of cover, so you pay the most suited price.

The policy is specifically designed to account for coaches and instructors conducting one-on-one, group sessions, and online classes. Having suitable cover allows you to be prepared for unexpected incidents, protecting your clients, yourself and your equipment.

Cover can be adapted for sole traders, parnerships and limited companies.

Make sure you have the correct insurance for your activities and be sure to check if any exclusions are relevant to what you have planned in policy documentation.

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Public Liability

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Professional Indemnity

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Equipment

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Employers’ Liability

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Personal Accident

Why do you need sports coaching cover?

Sports coaching insurance offers protection for certified fitness professionals against potential claims that could arise during coaching.

Having suitable insurance is a sensible to step in running a responsible operation, fulfilling safety obligations to your clients, and safeguarding yourself against significant financial liabilities. Here are several situations illustrating the importance of having sports coaching insurance in place:

Cover against claims from public injury.

If someone were to trip over an item of sports equipment you’ve placed on the floor and sustain an injury, they might hold you responsible, or if accidental damage occurs to a client’s property, such as a phone, you can claim for repair or replacement.

Public liability insurance safeguards against slip-and-fall accidents, injuries caused by equipment, and damage to belongings during training sessions.

Accusations of negligence following a client injury.

Whilst taking part in a training session, for instance, a claim may be brought against you as the coach because instructions for an exercise have led to an injury and it’s considered to be your fault.

Professional Indemnity Insurance will cover legal costs and damages if a client decides to bring a claim against you for the incident.

 

Cover for sports coaching equipment.

As a coach you may store your training equipment in a storage facility, for example. If an incident such as a storm or fire causes damage to the storage unit and subsequently damages your equipment, without insurance you face the expense of replacing these items.

Having sports coaching equipment cover can avoid costly replacements in case your equipment is damaged or stolen.

Financial protection from workplace injuries.

If an accident results in an injury to yourself and you need to take some time off work. Avoid loss of earnings with personal accident cover. This can provide you with financial support if you suffer an injury or accident whilst providing your service.

Our experts explain why...

“Traditionally Sports Coaches provide fitness instruction to teams and small groups, this has evolved over years to include not just recognised fitness-based exercise but also a number of activities, sports and martial arts-based fitness. We have adapted our product offering to recognise this demand, so we can make sure, whatever you are offering to your customers, we can provide you financial protection. Our insurance offering doesn’t just cover your Public Liability concerns but also those that might come from suggested negligent advice and tuition, through our Professional Indemnity extension, which we offer at no additional charge.”

Chris Trotman, Protectivity Underwriting Manager

Making claims clear and simple

We work with our claims handling partners to make the process of making a claim as easy as possible.

Claims data as of 01.10.2024

£4.5million

paid in claims

£188081

largest claim paid

How much does sports coaching insurance cost?

The cost of sports coaching insurance can vary depending on the level of cover you need. For example, if you use specialist equipment in your training you may need to increase the value of cover.

Investing in insurance for Sports Coaching is not just about protecting you and your organisation; it’s about securing what matters whilst you focus on developing the club for the next generation.

At Protectivity policies start at just £3.86 a month *.

Prices from

£3.86* a month

Explainer quote

Policy cost

£3.86* a month

Policy type

Sports Coaching

Activity

Football Coaching

Policy duration

Annual

Public Liability

£1,000,000

Professional Indemnity

£1,000,000

Equipment Cover

£500

This example is based on a real quote from our website on 11/03/2024. If your circumstances and cover needs differ, your quote may be more or less expensive than the above example. The quote you receive will reflect the information you share about your event. The quoted price may vary from those displayed here.

Have a question?

For further information on your policy, renewals, making a claim and contacting us, you’ll find an extensive list of FAQs on our Help & Support page.

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Help & Support

Find answers to your questions and other assistance.

Why choose Protectivity for your sports coaching insurance policy?

Let the reviews of over 3,500 customers explain why you should choose us.¹

Trusted by over 150,000 customers.

Experienced insurance providers for over 30 years.

Over 3,500 highly rated reviews.

Proof of our excellent customer service.

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Experienced Claims Handling

A smooth and efficient claims process.

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UK Based Customer Support

Our UK sales team are here to help.

Frequently
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This page content has been created for general information and should not be taken as advice.

*Prices quoted refer to a quote raised from our website 01/10/2024. Prices will differ depending on requirements. Make sure you have the correct level of cover for what you need. For the most accurate pricing, please get a quote and for full details on what is covered refer to our policy documentation with your quote.

** Based on Protectivity sales data from 2007 to Sep 2024

ˆ10% discount for policies bought online and applies only to the first-year of your policy premium. Protectivity reserves the right to amend or withdraw this offer at any time. Available to UK residents only.

¹Based on live Feefo data

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