Please note this insurance is not currently available to purchase from Protectivity, but do check back with us as we hope to offer it in the near future.

Ensuring you have full mediumship insurance is extremely important if you provide psychic or clairvoyant services.

Although the risks involved in this kind of business are relatively low, if an incident were to occur that resulted in you being sued, it could prove costly.

Our insurance protects you for Public Liability, Professional Indemnity and Medical Malpractice claims. That means that should a client or any other member of public get injured or suffer property damage, and lay blame on you, your business is covered.

Medical Malpractice also includes any potential mental injuries or illnesses that may be deemed to be as a result of the mediumship you have carried out.

What’s included in our mediumship insurance?

  • Public Liability cover

Cover for between £1 million – £10 million for injury or damage to third parties or their property. Includes legal defence costs.

  • Medical Malpractice cover

Protection up to the same value as your chosen Public Liability cover, for claims relating to physical injury or psychological damage deemed to have been caused by your chosen holistic therapy.

  • Professional Indemnity cover

£500,000 cover as standard for protection against claims arising from not only what you do but also the advice you give. This protection means legal costs are covered if someone decided to sue you due to your negligence.

  • Equipment cover

All of our holistic therapy insurance products can include up to £5,000 worth of equipment cover, protecting you against damage to the tools of your trade.

  • Optional Personal Accident cover

Covers you should you get injured whilst carrying out the activities for which you are insured.

  • Flexible payment options

Choose to pay for your policy upfront, or take out our option to split the payment into instalments. We offer an interest-free three or 10 month payment plan.

How are you protected?

Our insurance for mediums and protects practitioners in a variety of ways.

Public Liability and Medical Malpractice cover both provide financial protection if you were to be blamed for a physical or even psychological injury or damage to a client or a third party.

Professional indemnity takes this one step further, covering your defence costs even if you have deemed to have been negligent in your business activities.

If someone were to sue your business, your insurance cover means we would take care of the legal fees from defence costs to paying out any related damages.

Choose to add on equipment cover to your policy and we can insure your tools of the trade up to the value of £5,000.

Mediumship explained

Mediumship is the practice of communicating with the dead and bridging the gap between the living and the dead. There are a number of variants of mediumship from spirit operating, trance mediumship and physical mediumship all of which are said to provide some benefit to the customer seeking contact with the spirit world.

Clairvoyancy and mediumship has been practiced for hundreds of years and is constantly evolving. If you’re not sure whether your speciality is covered, just give us a call on 01494 887909 to discuss your business.

Flexible payments

We offer multiple payment options at Protectivity, so paying for your insurance policy couldn’t be easier.