Specialist Mediumship Insurance from only £3.14 a month
Our Mediumship insurance protects you for Public Liability claims. This means that should a client or member of public get injured or suffer property damage, and lay blame on you, your business is covered.
Professional Indemnity is also included as standard in your policy, which will protect you should a claim arise from the professional advice given to your clients.
You can include Equipment Cover in your policy to protect your business related equipment, up to the value of £3,000. Just simply add Equipment Cover to your cover during our online quote process.
We offer annual policies from just £3.14 a month. You can get an instant quote and cover online within minutes. Our sales team are available on 01494 887909 should you have any questions.
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Why choose Protectivity?
Insurance Made Simple
We aim to make the process of buying insurance online easy, that’s why you can get a quote for your Mediumship Insurance and buy your cover in minutes.
200 Activities Covered
You might conduct more activities than just mediumship, that’s why we provide cover for over 200 holistic related activities.
Therapy Industry Specialists
We’re one of the UK’s leading providers of insurance in the leisure and therapy industry, meaning our highly experienced team can provide the after-sales support you need.
Excellent Claims Handling
Our specialist claims handlers aim to deal with any claim you have, minor or serious, quickly, without causing disruption to your business.
What does your Mediumship Insurance policy include?
Your policy can provide the following benefits, some of which are optional:
You can choose £1 million, £2 million or £5 million worth of Public Liability to cover you in the case of injury or damage to a third party or their property caused by your business’s actions.
In the event that you break or lose your trading equipment, up to £3,000 of cover can be incorporated into your policy to subsidise the cost of replacing the unusable items.
Professional Indemnity is also included as standard, meaning you will be protected for advice that you give in a professional capacity should a client sue.
If you employ any members of staff it is your legal responsibility to take out Employers’ Liability. This will cover you for £10 million should a staff member sustain bodily injury, illness, disease or medically recognised psychiatric injury whilst working under your employment.
Accidents at work can cause financial hardship, so by taking out our additional Personal Accident cover, you’re protected if an injury meant you were unable to work for a significant period of time. This includes loss of income as well as a range of other injuries.
Third Party Property Damage
This covers you against any non-negligent loss or damage to the property of others that you may cause during the period of providing treatments.
I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.
Fantastic claims handling
We are committed to making our claims process as smooth and efficient as possible.
If you need to make a claim, just click the link below, select the relevant form and fill in the details and we’ll take it from there.
Check out our blogs about running the perfect therapy business
Frequently Asked Questions
Q. Do you cover students?
A. No, our Therapist Insurance policy will only protect those who qualified in their chosen treatments. The qualification must be obtained by an accredited awarding body.
Q. Do you need to see my licence to operate?
A. No. While some therapy treatments will require you to obtain a licence from your local council, we do not require you to show us proof of this. If you’re not sure whether you need a licence to practice your chosen therapy, visit the Gov.UK website.
Q. Do you need to see my qualification certificates?
A. No. You will only need to produce your qualification certificate(s) in the event of a claim. When you purchase your insurance we will ask you to declare that you have a suitable qualification for the activity that you require cover for.
Further information on our policy
If you have any other questions regarding our Mediumship Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday.
More information on what we can cover on this policy can be found on our FAQ’S page.