Comprehensive Insurance for Mediumship
Your insurance protects you for Public Liability, Professional Indemnity and Medical Malpractice claims. That means that should a client or any other member of public get injured or suffer property damage, and lay blame on you, your business is covered.
Professional Liability also includes cover for any potential mental injuries or illnesses that may be deemed to be as a result of the mediumship services.
Although the risks involved in this kind of business are relatively low, if an incident were to occur that resulted in you being sued, it could prove costly. Ensuring you have full Mediumship Insurance is extremely important if you provide psychic or clairvoyant services
We offer instant cover from just £45.70 a year. The cost of your insurance can be paid monthly via direct debit with 0% APR.
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Why choose Protectivity?
Insurance Made Simple
We aim to make the process of buying insurance online easy, that’s why you can get a quote for your Mediumship Insurance and buy your cover in minutes.
250+ Activities Covered
You might conduct more activities than just mediumship, that’s why we provide cover for over 250 holistic related activities.
Leisure Industry Specialists
We’re one of the UK’s leading providers of insurance in the leisure industry, meaning our highly experienced team can provide the after-sales support you need.
Excellent Claims Handling
Our specialist claims handlers aim to deal with any claim you have, minor or serious, quickly, without causing disruption to your business.
What will be included in your Mediumship Insurance policy?
Your policy can provide the following benefits:
You can choose £1 million, £2 million or £5 million worth of Public Liability to cover you in the case of injury or damage to a third party or their property caused by your business’s actions.
In the event that you break or lose your trading equipment, up to £5,000 of cover can be incorporated into your policy to subsidise the cost of replacing the unusable items.
Cover ranging between £1 million – £5 million is available to protect you against claims relating to physical injury or psychological damage deemed to have been caused by your mediumship activities.
Personal Accident Cover
Personal Accident of £25,000 is available as an optional extra should you wish to protect yourself against the risk of injury whilst carrying out your holistic activities on a day-to-day basis.
Professional Indemnity is also included as standard, meaning you will be protected for any advice that you give in a professional capacity should a client sue.
Monthly Payment Plans
We offer monthly payment plans with 0% APR when purchasing your cover online. We ask for a 20% deposit today, followed by 10 monthly installments.
I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.
Fantastic claims handling
We are committed to making our claims process as smooth and efficient as possible.
If you need to make a claim, just click the link below, select the relevant form and fill in the details and we’ll take it from there.
Q. What does the policy cover me for?
A. The policy offers the following cover:
Public Liability which will cover you for any injury or damage to a third party or their property caused by, or arising from, any tuition or instruction that you give during your business activities.
Professional Liability (also known as Medical Malpractice) which will cover is available to protect you against claims relating to physical injury or psychological damage deemed to have been caused by your business activities.
Professional Indemnity which will cover you for injury or damage caused by or arising from any tuition, verbal instruction or advice given by or on behalf of the Insured in respect of the activities contained within your business description.
The policy also offers Equipment and Personal Accident cover as optional extras.
Q. Do you cover students?
A. No, our Therapist Insurance policy will only protect those who qualified in their chosen treatments. The qualification must be obtained by an accredited awarding body.
Q. Do you need to see my licence to operate?
A. No. While some therapy treatments will require you to obtain a licence from your local council, we do not require you to show us proof of this. If you’re not sure whether you need a licence to practice your chosen therapy, visit the Gov.UK website.
Q. How quickly will my documents come?
A. We will issue your insurance certificate immediately after you have paid for your insurance. They will be emailed to you instantly. Should you wish to have your documents sent to you by post, we are happy to offer this service but at a charge. Please call a member of our team to discuss this further on 01494 887909.
Q. Do you need to see my qualification certificates?
A. No. You will only need to produce your qualification certificate(s) in the event of a claim. When you purchase your insurance we will ask you to declare that you have a suitable qualification for the activity that you require cover for.
Further information on our policy
If you have any other questions regarding our Mediumship Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday.
More information on what we can cover on this policy can be found on our FAQ’S page.