What does animal event insurance cover?
Our insurance for animal events can be adapted to suit your event offering protection for various animal event types. You’ll find public liability included and you can add essential extras such as equipment cover as needed, to get the best possible price.
This policy is designed to deliver flexibility allowing you to choose from a one-day event policy or up to 11 or more events per year, with a maximum of 10 days per event depending on your activity. You can also upgrade your level of cover depending on the value you need to suit your business.
Make sure you have the correct insurance for your event and be sure to check if any exclusions are relevant to what you have planned in policy documentation.
Public Liability
Event Equipment
Employers' Liability
Professional Indemnity
Public Liability
- Up to £10 million of cover.
- Protection from claims filed by a third-party who sustain injuries during the event or has their property damaged as a result of your negligence.
Event Equipment
- Add up to £30,000 of equipment cover.
- Protecting simple or specialist equipment whether it be tables and chairs at a fair or more specialist audio equipment.
- Protection from theft, provided reasonable precautions are taken.
- Cover for equipment in transit, to and from the event.
- Replacements or repairs reimbursed to the value of cover selected.
Employers’ Liability
- Up to £10 million of cover.
- Protection from claims against employee incidents if someone suffers a work-related injury and brings a claim against you.
Professional Indemnity
- Up to £1 million of cover.
- Protection from claims by a third-party who sustains injuries or has their property damaged as a result of advice and instruction that you and your staff provide.
- Subcontractors for the event, they should have their own liability cover.
- Animal events that would include any dangerous animals and dogs listed under the dangerous dogs act are excluded.
For further information on exclusions in your cover please refer to policy documentation.
Why do you need animal event cover?
Organising an animal related event can involve a variety of risks to participants and the public. To protect yourself as an event organiser having suitable insurance is essential so you can focus on the planning and day to day activities without worrying about potential financial repercussions. These are some specific examples highlighting why animal event insurance is important:
Cover against claims if a member of the public gets injured.
Gatherings of people brings risks of accidents that can lead to injuries or damage. Ensure you have public liability to protect you against these incidents such as slip-and-fall accidents, injuries caused by equipment or structures, damage to personal property caused by the event.
An employee, temporary worker or volunteer suffers a workplace accident.
Event employees may be at risk of accidents or injuries during their work. A severe injury may mean they are then out of work themselves and bring a claim against the you, holding the event responsible for loss of earnings.
If employees or volunteers are involved in your event, employers’ liability is a legal obligation with fines of £2500 per day for failing to comply.
Accidental damage to event equipment.
During events, equipment is likely moved around and subsequently damages and losses are a higher risk. With the right equipment cover you can make a clam to replace or repair equipment you’ve hired, leased, loaned, or own yourself.
Your venue asks for public liability to hold an event.
Your venue may expect proof of public liability for events as a minimum before you secure a booking to host an event.
Our experts explain why...
“Securing event insurance is crucial in safeguarding your investment and mitigating unforeseen risks. Whether organising a wedding, concert, or corporate function, unexpected incidents can jeopardise your financial well-being. Event insurance provides a safety net, covering liabilities, cancellations, or property damage, offering peace of mind and allowing you to focus on creating memorable experiences rather than worrying about potential setbacks.”
Mandy Czyz, Protectivity Underwriter
How much does animal event insurance cost?
There are varying factors that will influence the exact amount you pay for animal events insurance. It could be you have high-value specialist equipment that you need to cover, or employees working for the event to add to your policy, which will influence your overall price.
Policies start at just £45.56, for an event organiser holding a one-day event.*
Prices from
£45.56*
Explainer quote
Policy cost
£45.56*
Policy type
Event Organiser
Duration
1 Day
Event Type
Animal Show
Number of Attendees
Up to 50
Public Liability
£1,000,000
Event Equipment
£2,500
This example is based on a real quote from our website on 01/01/2025. If your circumstances and cover needs differ, your quote may be more or less expensive than the above example. The quote you receive will reflect the information you share about your event. The quoted price may vary from those displayed here.
Have a question?
For further information on your policy, renewals, making a claim and contacting us, you’ll find an extensive list of FAQs on our Help & Support page.
Why choose Protectivity for your animal events, shows & fundraising activities policy?
Let the reviews of over 3,500 customers explain why you should choose us.¹
Trusted by over 150,000 customers.
Experienced insurance providers for over 30 years.
Over 3,500 highly rated reviews.
Proof of our excellent customer service.
Experienced Claims Handling
A smooth and efficient claims process.
UK Based Customer Support
Our UK sales team are here to help.
Frequently
Asked Questions
My animal event takes place next week, can you still cover it?
Yes we can offer cover for an event even in the week it is happening. Please note that for any events taking place within fourteen days, there will be no Cancellation Cover.
What is the maximum length of time my animal event can last?
If you are the event organiser then we can provide cover for events lasting up to 10 days in duration.
Discover more from Protectivity
This page content has been created for general information and should not be taken as advice.
*Prices quoted refer to a quote raised from our website 01/01/2025. Prices will differ depending on requirements. Make sure you have the correct level of cover for what you need. For the most accurate pricing, please get a quote and for full details on what is covered refer to our policy documentation with your quote.
** Based on Protectivity sales data from 2007 to Sep 2024
ˆ10% discount for policies bought online and applies only to the first-year of your policy premium. Protectivity reserves the right to amend or withdraw this offer at any time. Available to UK residents only.
¹Based on live Feefo data