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What is Event Cancellation Insurance?

Event cancellation insurance is designed to protect event organisers from potential financial losses that might arise from the unexpected cancellation, postponement, or interruption of an event due to unforeseen circumstances. An essential addition to your policy for both small and large-scale events; festivals, fairs, parties and more.

Cancellation can result in expensive losses not just from the non-recoverable expenses associated with organising and promoting the event, but also from potential revenue loss from ticket sales, sponsorships, merchandising. You can get an instant event cancellation insurance quote online for most event types, providing the event is not taking place in the next 14 days. 

What does Event Cancellation Insurance cover?

Event cancellation insurance is designed to cover your net loss incurred as the direct and sole result of the unavoidable cancellation, abandonment or postponement of your entire event. You will be able to choose from covering yourself for loss of gross revenue or expenses put down for your event. Event cancellation cover for adverse weather can also be included within your policy.

Our cancellation cover is available under our One-Off Event Insurance policy which also provides public liability and employers’ liability plus cover for your event equipment and money. The policy is underwritten by Convex who have a  significant amount of experience in the event insurance industry. 

Get an Event Cancellation Insurance quote

Why choose Protectivity for Event Cancellation Cover?

Over 30 Years Experience

We have been providing insurance policies to individuals and businesses for over 30 years. Give yourself the peace of mind of knowing your event is in safe hands, with even cancellation insurance that is built around your exact needs at a great price. 

Trusted by Thousands

We provide insurance policies to over 55,000 UK customers each year*. On top of this we have been reviewed by thousands of customers, most of which rated us 5 star. Read their reviews for yourself further down this page. 

Instant Online Quotes

With our bespoke quick quote system, we aim to give you a price to cover your event instantly. On the rare occasion that this is not possible, we endeavour to provide you with one within two working hours.

UK Customer Support

Our UK based sales team are on hand to provide you with the support you need. We pride ourselves in providing an outstanding service to our customers. 

How much does event cancellation insurance cost?

There are several factors that can influence the cost of event cancellation insurance including scale, capacity and duration. Our one-off event policies start from £63.47*, including event cancellation. A small price to pay for peace of mind.

What type of events are covered?

At Protectivity we are experts in specialist events insurance and are experienced at handling an extensive range of niche events. Here’s a selection of types of events we can cover, request a quote to see the full list.

I was impressed how fast and efficiently my claim was handled. It was clear how to make my claim and the process was straightforward. Overall, very pleased.

Experienced claims handlers

No matter how well your event is organised, we know problems can occur. That’s why with our insurance for event organisers we make it easy for you if you have to make a claim.

Our dedicated team of handlers aim to deal with your situation as quickly and sympathetically as possible. It’s no wonder the vast majority of customers who have made a claim are pleased with how it was handled.

What is excluded in event cancellation cover?

Be aware there are some exclusions to cancellation cover that unfortunately our policy is unable to include. For instance, if the non-appearance of a key person(s) occurs that leads to the event having to be rescheduled or cancelled, this cannot be covered.

Other examples include:

Adverse Weather if events are in the open, under canvas or in a temporary structure

Civil Unrest

Transmissible Diseases including Covid-19

Financial failure

Lack of support for the event

In certain circumstances cover may be agreed for some of the above as an extension and subject to an additional premium.

Frequently Asked Questions

Q. My event takes place next week, can you still cover it?

A. Yes* we can offer cover for an event even in the week it is happening.

*Please note that for any events taking place within fourteen days, there will be no Cancellation Cover. 

Q. Is there a limit to how long my event can go on for?

A. If you are the event organiser then we can provide cover for events lasting up to 30 days in duration. If you will be attending as a stallholder, we can provide protection for a single event that lasts up to 14 days. 

Q. What kind of excess should I expect?

A. The excess for public liability insurance claims on this policy is £250.

Q. Can you protect against adverse weather?

A. Yes, should you have to cancel, abandon, or postpone your event due to adverse weather conditions, your costs will be covered. Please be aware, this type of cover is optional and only available on our single event products and with at least 14 days notice prior to your event date.

Q. Can you protect against non-appearance?

A. No, unfortunately our policy is unable to cover for non-appearance of a key person(s) that leads to the event having to be rescheduled or cancelled all together.

Q. Are there any activity types that you are not able to cover?

A. Yes we have a list of ‘Hazardous Activities‘ that we are unable to cover on this policy.

If there will be any third parties exhibiting or trading at your event who will be engaging in any of these events, they must have their own Public Liability insurance in place.

Tips and advice on organising the perfect event

Organising events, big or small, can be hard work. Why don’t you take a look at some of our great blogs on organising and running your event.

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Opening Hours 9am to 5:30pm, Monday to Friday

Further information on our policy

If you have any other questions, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday. 


This content has been created for general information and should not be taken as advice. Make sure you have the correct level of cover for your requirements. For full details on what is covered check our policy documentation with your quote.

*Prices refer to a quote from our website 7/3/2024. Prices will differ depending on requirements. Make sure you have the correct level of cover for your requirements. For the most accurate pricing get a quote.