Specialist Christmas Party Insurance

Our Christmas Party Insurance includes Public Liability as standard, meaning you will be protected against the costs associated with defending yourself as the party organiser from claims arising from the injury or death of a member of the public, or for the damage or loss of their property. 

The policy also provides optional Equipment Cover. This protects your personal or hired equipment against theft and damage. You can build your policy to suit your needs. With a number of additional cover options. 

Employers’ Liability is available should you employee paid staff or volunteers for your Christmas Party. This covers you if someone you employ is injured or falls ill as a result of their employment. We will pay for damages, expenses and claimants costs up to £10 million. These additional cover options can be added where needed. 

To get an instant quote and immediate protection, just simply complete our straightforward online quote form. Alternatively, feel free to give one of our UK based Sales team a call on 01494 887909.

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Why choose Protectivity?

Policies to suit your needs

Whether it’s Christmas lights displays, Christmas fairs or Christmas parties, you can build your policy to suit your needs. With a number of additional add-ons and benefits we ensure you pay only for the cover you need.

Excellent claims handing

It can be a worrying time when things go wrong at your Christmas party. That’s why we are dedicated to making our claims handling process as smooth and sympathetic way as possible.

Leisure Industry

We’ve been providing insurance to the leisure industry for over 25 years, and led by our experienced account managers aim to make your insurance buying process as easy and straightforward as possible.

Outstanding Customer Support

Our UK based sales team are on hand to provide you with the support you need. We pride ourselves in providing an outstanding service. Read our independent reviews.

What Insurance Do You Need For Your Christmas Party?

When organising a Christmas Party it’s important to understand exactly what insurance cover you need. These are the four things you need to consider:

Public Liability

Whether it’s a colleague tripping over some wiring or somebody getting ill from the food served at your party, Public Liability offers vital protection. Should your Christmas party be blamed for injury, incident or property damage by an attendee or member of the public, your insurance will handle legal costs and any subsequent settlement.

Employers' Liability

To help with the smooth running of your event you may employ some members of staff such as chefs or caterers. In such a scenario you are required to take out Employers’ Liability with your policy. This will cover you if any of these workers were to be injured and hold your event responsible.

Event Equipment Cover &
Money Cover

From the DJ equipment to disco lights and other party equipment, we can add protection on to your policy for the items you use to make your event run smoothly. This includes cover for items owned by you as well as hired or leased equipment. We can also include cover for money at your event and whilst its in transit from the venue and a bank.

Optional Event Cancellation Insurance

If you are hosting an event, having appropriate cancellation cover can protect you if it becomes necessary to cancel or rearrange your event. This applies to policies bought no later than 14 days prior to the event.

I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

Experienced claims handlers

Christmas events are normally a time to celebrate, but unfortunately things can go wrong.

That’s why we like to ensure that when you do have to make a claim, the process is as straightforward as possible. 

Thankfully, the Protectivity customers that have had to make a claim have been extremely pleased at the way that we have handled their troubling situation.

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Opening Hours 9am to 5:30pm, Monday to Friday

Further information on our policy

If you have any other questions regarding our Christmas Party Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday. 

More information on what we can cover on this policy can be found on our FAQs page.