Specialist Insurance for Holistic Therapists

Our Holistic Insurance includes Public Liability, Professional Indemnity and Professional Liability, also referred to as Medical Malpractice, cover as standard. Personal Accident Insurance and Equipment Cover can also be incorporated into your policy if required. 

With annual policies starting from £45.70 a year and interest free monthly payment plans available, buying your insurance is an affordable option. You can take out your cover online in a matter of minutes. Just start by getting a quote via the instant quote form below.  

From Indian Head Massage to Aromatherapy, this policy can protect a wide range of treatments that you might carry out through your business. We simply require you to have a UK qualification for the activities that you conduct.  

Should you have any questions, then feel free to call our UK based team. Our offices are open Monday to Friday, 9am – 5:30pm (excl. Bank Holidays). With over 25 years experience in leisure insurance industry, we have the knowledge to help you with every need. 

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Instant Quote | Holistic Insurance

Why choose Protectivity?

Fast & Straightforward Process

We aim to make buying Holistic Insurance easy, that’s why you can get a quote for your policy and buy your cover in just a few minutes.

250+ Activities Covered

Whether you specialise in spiritual healing, trager or reflexology, we provide cover for over 250 holistic and complementary therapies.

Leisure Industry Specialists

We’re one of the UK leading providers of insurance for therapists meaning our highly experienced team can provide the after-sales support you need.

Excellent Claims Handling

Our specialist claims handlers aim to deal with any claim you have, minor or serious, quickly, without causing disruption to your business.

What's included in our Holistic Insurance policy?

Our Insurance policies include the following benefits:

Public Liability

You can choose £1 million, £2 million or £5 million worth of Public Liability to cover you in the case of injury or damage to a third party or their property caused by your business’s actions.

Equipment Cover

In the event that you break or lose your trading equipment, up to £5,000 of cover can be incorporated into your policy to subsidise the cost of replacing the unusable items.

Professional Liability

Cover ranging between £1 million – £5 million is available to protect you against claims relating to physical injury or psychological damage deemed to have been caused by your activities.

Personal Accident Cover

Personal Accident of £25,000 is available as an optional extra should you wish to protect yourself against the risk of injury whilst carrying your holistic activities on a day-to-day basis.

Professional Indemnity

Professional Indemnity is also included as standard, meaning you will be protected for any advice that you give in a professional capacity should a client sue.

Monthly Payment Plans

We offer monthly payment plans with 0% APR when purchasing your cover online. We ask for a 20% deposit today, followed by 10 monthly installments.

I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

Fantastic claims handling

We are committed to making our claims process as smooth and efficient as possible.

If you need to make a claim, just click the link below, select the relevant form and fill in the details and we’ll take it from there.

Frequently Asked Questions

Q. What does the policy cover me for?

A. The policy offers the following cover:

Public Liability which will cover you for any injury or damage to a third party or their property caused by, or arising from, any tuition or instruction that you give during your business activities.

Professional Liability (also known as Medical Malpractice) which will cover is available to protect you against claims relating to physical injury or psychological damage deemed to have been caused by your business activities.

Professional Indemnity which will cover you for injury or damage caused by or arising from any tuition, verbal instruction or advice given by or on behalf of the Insured in respect of the activities contained within your business description.

The policy also offers Equipment and Personal Accident cover as optional extras.

Q. Who underwrites your insurance?

A. Our Therapist Insurance policy is underwritten by Beazley. They provide insurance to over thousands of businesses all over the world.

Q. Do you cover students? 

A. No, our Therapist Insurance policy will only protect those who qualified in their chosen treatments. The qualification must be obtained by an accredited awarding body.

Q. Do you need to see my qualification certificates? 

A. No. You will only need to produce your qualification certificate(s) in the event of a claim. When you purchase your insurance we will ask you to declare that you have a suitable qualification for the activity that you require cover for.

Q. How quickly will my documents come?

A. We will issue your insurance certificate immediately after you have paid for your insurance. They will be emailed to you instantly. Should you wish to have your documents sent to you by post, we are happy to offer this service but at a charge. Please call a member of our team to discuss this further on 01494 887909.

Q. Do you need to see my licence to operate?

A. No. While some therapy treatments will require you to obtain a licence from your local council, we do not require you to show us proof of this. If you’re not sure whether you need a licence to practice your chosen therapy, visit the Gov.UK website.

Further information on our policy

If you have any other questions regarding our Holistic Insurance policy, then get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday. 

More information on what we can cover on this policy can be found on our FAQs page.