Specialist insurance for a wide range of events from just £40
From parties, to Christmas markets to musical performances, every event should have suitable cover against claims that could be made against the organisers.
The policy is designed to provide cover for events of up to 30,000 attendees. Every policy can be tailored to meet your specific needs with different levels of cover to choose from.
Additional Abandonment cover, Non-Attendance of key speakers or performers can be included on your policy to ensure your event is well-protected from claims that may arise.
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Why choose Protectivity?
Decades of Experience
Our team have been providing insurance insurance policies to individuals and businesses for over 25 years. Your event is in safe hands, with a policy build around your exact needs at a great price.
Excellent Claims Handling
From an injured visitor to a damaged speaker, things can go wrong at events. We’re determined to make the claims process as hassle free and efficient as is possible.
Underwritten by Experts
Thousands of happy customers
What will your Event Insurance Cover?
Our insurance policies for can be broken down roughly into four sections.
If a visitor to your event, a performer, speaker or other third party suffer an injury or property damage and lay blame at the event, Public Liability will provide up to £5 million worth of cover for the costs of defending then event and any subsequent settlement.
If you employ any staff at your event, including unpaid volunteers, helpers and stewards it is a legal responsibility for you to have Employers’ Liability. This covers you should a staff member suffer and injury and blame your event.
I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.
Fantastic claims handling
However well you set up your event, accidents do happen. And when things go pear-shaped we’re committed to dealing with it in the best manner for you. The vast majority of out customers who have unfortunately had to claim have been delighted with the manner in which we handled their situation.
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Opening Hours 9am to 5:30pm, Monday to Friday
Frequently Asked Questions
Q. What is the maximum length event you can cover?
A. Our policy can provide cover to events lasting no more than four days.
Q. What does ‘Adverse Weather’ mean?
A. The Adverse Weather clause under the Cancellation cover of your policy comes into effect when either a health and safety official or appropriate emergency authority to certifies that it is dangerous or reckless to hold the event.
You may be required to provide photographic evidence and Met Office records in the event of a claim under this benefit.
Q. What is covered under ‘Event Equipment Cover’?
A. The ‘Event Equipment’ benefit provides cover for items owned by, hired or leased to you and used for the sole purpose of the event.
The policy provides up to £2,000 worth of cover for each item against loss, damage and theft. Equipment covered under this policy includes marquees, tents, stagings, machinery, generators and other ancillary items such as merchandise and lighting.
Q. Can you still cover my event if it is taking place next week?
A. We can offer cover for an event even up to the week it is happening.
Please be aware that for any events taking place within seven days, there will be no Cancellation Cover included on the policy. If you have obtained your quote prior to the seven day cut-off but have purchased subsequently, however, then Cancellation Cover will be included.
Q. What activity types are you unable to cover?
A. We have a list of ‘Dangerous Event Activities‘ that we are unable to provide cover for on this policy.
If any third parties exhibiting of trading at your event will be engaging in any of these events, they must have their own Public Liability insurance in place.
Further information on our policy
If you have any other questions, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday.