Specialist insurance for events from just £40

From community fun days, to Christmas markets to musical performances, every event should have suitable cover against claims that could be made against the organisers.

Our insurance for events is designed to offer Public Liability for event organisers, plus Event CancellationEmployers’ Liability, damage to equipment and a whole host of additional benefits. 

The policy is designed to provide cover for events of up to 30,000 attendees. Every policy can be tailored to meet your specific needs with different levels of cover to choose from.

Additional Abandonment cover, Non-Attendance of key speakers or performers can be included on your Event Insurance policy to ensure your event is well-protected from claims that may arise.

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Why choose Protectivity?

Decades of Experience

Our team have been providing insurance policies to individuals and businesses for over 25 years. Your event is in safe hands, with a policy build around your exact needs at a great price. 

Instant Quotes & Cover

With our bespoke quick quote system, we aim to give you a price to cover your event instantly. In the rare occasion that this is not possible, we endeavour to provide you with a quote within two working hours.

Excellent Claims Handling

From an injured visitor to a damaged speaker, things can go wrong at events. We’re determined to make the claims process as hassle free and efficient as is possible.

Underwritten by Experts

Of our Event Insurance policies are underwritten by UK General. As one of the countries leading underwriters of niche insurance policies, they know exactly the cover you need.

4.8 /5 2008 Reviews Service Rating

Thousands of happy customers

What does our insurance for events cover?

Our Event Insurance can be broken down roughly into four sections.

Public Liability

If a visitor to your event, a performer, speaker or other third party suffer an injury or property damage and lay blame at the event, Public Liability will provide up to £5 million worth of cover for the costs of defending then event and any subsequent settlement.

Event Equipment Cover

From tables at fetes, to sound equipment at concerts and festivals, our policy can cover your specialist items. The policy will cover your equipment against loss, damage and theft up to the value of £20,000.

Employers' Liability

If you employ any staff at your event, including unpaid volunteers, helpers and stewards it is a legal responsibility for you to have Employers’ Liability. This covers you should a staff member suffer and injury and blame your event.

Event Cancellation

We can provide up to £10,000 worth of protection should the worst happen and adverse weather or the non-attendance of a key individual mean that you were unable to continue with your event as planned and are forced to cancel or rearrange.

I was impressed how fast and efficiently my claim was handled. It was clear how to make my claim and the process was straightforward. Overall, very pleased.

Fantastic claims handling

No matter how well your event is organised, problems can occur. That’s why with our insurance for event organisers we make it easy for you if you have to claim.

Our dedicated team of handlers aim to deal with your situation as quickly and sympathetically as possible. It’s no wonder the vast majority of customers who have to claim are pleased with how it was handled.

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Opening Hours 9am to 5:30pm, Monday to Friday

Frequently Asked Questions

Q. What is the maximum length event you can cover?

A. Our policy can cover events lasting up to 15 days in duration.

Q. What does ‘Adverse Weather’ mean?

A. Under the Cancellation Cover section of our policy, the Adverse Weather clause comes into effect when a health and safety official or appropriate emergency authority to certifies that it is either dangerous or reckless to hold the event.

Photographic evidence and Met Office records may be required in the event of a claim under this benefit.

Q. What is covered under ‘Event Equipment Cover’?

A. Our ‘Event Equipment’ benefit covers items owned by, hired or leased to you and used for the sole purpose of the event.

The policy can provide up to £2,000 of cover for each item against loss, damage and theft. Equipment covered under this policy includes marquees, tents, stagings, machinery, generators and other ancillary items such as merchandise and lighting.

Q. Can you still cover my event if it is taking place next week?

A. Yes, you can take an event insurance policy out right up to the day before the event is due to take place.

However, please be aware that for any events taking place within seven days, there will be no Cancellation Cover included on the policy. If you have obtained your quote prior to the seven day cut-off but have purchased subsequently, however, then Cancellation Cover will be included.

Q. What activity types are you unable to cover?

A. There are certain ‘Dangerous Event Activities‘ that we are unable to provide cover for on our insurance policy for events.

If any third parties exhibiting of trading at your event will be engaging in any of these events, they must have their own Public Liability insurance in place.

Further information on our policy

If you have any other questions, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday.