Comprehensive Event Insurance From £40

The stakes are high when you’re planning an event. With the scale of costs involved, from marketing to venue fees, your insurance needs will require broad, specialised cover like Event Insurance from Protectivity.

Whether you are organising a family fun day, corporate conference, festival or anything in between we have a number of insurance options available to you. Our cover is specifically designed and offers Public Liability for event organisers, which will help protect you if anything goes wrong and you are held responsible.

The policy can protect events big and small, with a maximum attendees’ limit of 30,000. Every policy can be tailored to meet your specific needs with different levels of cover to choose from.

You also have the option to add Employers’ Liability and Equipment Cover. We can cover single-day events, insure events that occur over multiple dates or provide you with protection of up to 45 events a year with our annual multi-event cover. We also offer Event Cancellation Cover for one-off events.

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Why choose Protectivity?

Over 25 Years Experience

Our team have been providing insurance policies to individuals and businesses for over 25 years. Your event is in safe hands, with a policy build around your exact needs at a great price. 

Excellent Claims Handling

From an injured visitor to a damaged speaker, things can go wrong at events. We’re determined to make the claims process as hassle free and efficient as is possible.

Leisure Industry Specialists

With our bespoke quick quote system, we aim to give you a price to cover your event instantly. In the rare occasion that this is not possible, we endeavour to provide you with a quote within two working hours.

Underwritten by Experts

All our Event Insurance policies are underwritten by UK General. As one of the countries leading underwriters of niche insurance policies, they know exactly the cover you need.

What does our insurance for events cover?

We can provide cover for organisers of one-off events and multiple events throughout the year. Depending on the type of cover needed, our Event Insurance can include these four areas of protection.

Public Liability

If a visitor to your event, a performer, speaker or other third party suffer an injury or property damage and lay blame at the event, Public Liability will provide up to £5 million worth of cover for the costs of defending then event and any subsequent settlement.

Employers' Liability

If you employ any staff at your event, including unpaid volunteers, helpers and stewards it is a legal responsibility for you to have Employers’ Liability. This covers you should a staff member suffer and injury and blame your event.

Equipment Cover

From tables at fetes, to sound equipment at concerts and festivals, our policy can cover your specialist items. The policy will cover your equipment against loss, damage and theft up to the value of £20,000.

Event Cancellation

If you are hosting a one-off event, we can provide up to £10,000 worth of protection should the worst happen and adverse weather or the non-attendance of a key individual results in you being unable to continue with your event and are forced to cancel or rearrange.

I was impressed how fast and efficiently my claim was handled. It was clear how to make my claim and the process was straightforward. Overall, very pleased.

Fantastic claims handling

No matter how well your event is organised, problems can occur. That’s why with our insurance for event organisers we make it easy for you if you have to claim.

Our dedicated team of handlers aim to deal with your situation as quickly and sympathetically as possible. It’s no wonder the vast majority of customers who have to claim are pleased with how it was handled.

Tips and advice on organising the perfect event

Organising events, big or small, can be hard work. This handy event planning guide will ensure you’re on the right track, but why don’t you take a look at some of our great blogs on organising and running your event.

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Opening Hours 9am to 5:30pm, Monday to Friday

Frequently Asked Questions

Q. How long can each event last?

A. On our annual Multi Event Insurance policy, each event can last no longer than three days (including set-up and set-down).

If your event lasts longer than this, our One Off Event Insurance policy can cover events up to 15 days long.

Q. How many events can be covered in one year?

A. Depending on the desired policy, we can cover a single events of 1 to 15 days in length, or alternatively, our annual multi-event policy can cover either 15 or 45 events in any annual period. Just select your required option when getting a quote.

Q. Does the policy cover stallholders?

A. No, any independent stallholders, exhibitor or supplier who engages with your event should have their own Public Liability in place. This policy is designed to protect you as the event organiser, and not those who exhibit or sell at your event.

If you have your own stall at events, then take a look at our Stallholder Insurance policy.

Q. What is covered under ‘Event Equipment Cover’?

A. Our ‘Event Equipment’ benefit covers items owned by, hired or leased to you and used for the sole purpose of the event.

The policy can provide up to £2,000 of cover for each item against loss, damage and theft. Equipment covered under this policy includes marquees, tents, stagings, machinery, generators and other ancillary items such as merchandise and lighting.

Q. What activity types are you unable to cover?

A. There are certain ‘Dangerous Event Activities‘ that we are unable to provide cover for on our insurance policy for events.

If any third parties exhibiting or trading at your event will be engaging in any of these events, they must have their own Public Liability insurance in place.

Further information on our policy

If you have any other questions, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday.