Specialist Sports Accident Insurance

When taking part in sport, injuries can be frustrating. However, if those injuries mean you are forced off work, it can be disastrous. Our Sports Accident Insurance can include Income Protection, covering you in such instances.

Our Sports Accident Insurance policy also includes personal injury cover, personal liability, legal fees cover, broken bone and physiotherapy cover and much more as standard.

Whether you play sport on a regular occasion, if you are Sunday league footballer for example, or just taking part in a one-off event, taking out our comprehensive policy means you can excel in your sport without the worry.

Heading overseas? Then our Sports Travel Insurance policy is for you. It works in the same way as normal travel insurance but also covers any injuries or expenses that occur due to your sporting activities.

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Important notes about these sports

    You will be covered for the above selected sport(s) plus any sports in sports group 1, 2 and 3.


    We won't cover

    Contact Us

    Cover for the following sports can't be purchased online:

    Please call us on 01494 484800 to purchase cover, or see our full contact details

    Are you travelling abroad?

    If you are going abroad take a look at our Sports Travel insurance to cover your whole trip, or if you already have travel cover but need extra cover for your sport or activity for a day(s), look at our Activity TopUp insurance. Whilst our Sports Accident insurance is valid worldwide, the benefits do not include cover for medical treatment abroad or repatriation.

    Why choose Protectivity?

    Instant Quotes & Cover

    Insurance doesn’t have to be complicated, that’s why we make buying your Sports Accident Insurance nice and simple. Tell us where you’re going and what sport you’re going to enjoy and we’ll give you an instant price.

    Many Sports On One Policy

    Whichever sport you select cover for, we will include all sports in the same level risk group and below. So if you select BMX Racing in our Group 7 you’re protected for 500+ sports on one policy.

    Sports Insurance Specialists

    We’ve been providing sports insurance for over 25 years so have a decorated knowledge of exactly what protection amateur sportspeople need.

    Excellent Claims Handling

    Our specialist claims handlers aim to deal with any claim you have, minor or serious, quickly, without causing undue frustration or stress.

    4.8 /5 1798 Reviews Service Rating

    Thousands of happy customers

    What's included in your Sports Accident Insurance policy?

    Our Insurance policies include the following benefits as standard:

    Personal Liability

    Covering up to £2 million of your legal liability if you should cause accidental death, bodily injury or property damage to a third party.

    Permanent Disablement

    If the injury you suffer mean that you are no longer able to work, your policy will pay you a lump sum of up to £30,000.

    Physiotherapy and Dental Fees

    Should you suffer an injury whilst taking part in your sport, we will cover up to the selected level, we will cover some of the costs of physiotherapy and dental treatment, as well as consultancy fees.

    Optional Income Protection

    Should an injury mean that you are unable to take part in an activity or event that you are travelling for, we can provide up to £500 worth of cover in order for you to recoup the costs.

    I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

    Fantastic claims handling

    We are committed to making our claims process as smooth and efficient as possible.

    If you need to make a claim, just click the link below, select the relevant form and fill in the details and we’ll take it from there.

    Further information on our policy

    If you have any other questions regarding our Sports Accident Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday. 

    More information on what we can cover on this policy can be found on our FAQ’S page.