Specialist sports accident insurance

When taking part in sport, injuries can be frustrating. However, if those injuries mean you are forced off work, it can be disastrous. Thankfully our Sports Accident Insurance includes the option to add Income Protection to your policy, covering you in such instances.

Our Sports Accident Insurance policy also includes personal injury cover, personal liability, legal fees cover, broken bone and physiotherapy cover and much more as standard.

Whether you play sport on a regular occasion, if you are Sunday league footballer for example, or just taking part in a one-off event, our Sports Accident Insurance can cover you.

Heading overseas for your sport? Then our Sports Travel Insurance policy is the one for you. It works in the same way that normal travel insurance does but also protects you from any injuries or expenses that might come about because of your sporting activities.

Instant Quote | Sports Accident Insurance

Important notes about these sports

    You will be covered for the above selected sport(s) plus any sports in sports group 1, 2 and 3.


    We won't cover

    Contact Us

    Cover for the following sports can't be purchased online:

    Please call us on 01494 484800 to purchase cover, or see our full contact details

    Are you travelling abroad?

    If you are going abroad take a look at our Sports Travel insurance to cover your whole trip, or if you already have travel cover but need extra cover for your sport or activity for a day(s), look at our Activity TopUp insurance. Whilst our Sports Accident insurance is valid worldwide, the benefits do not include cover for medical treatment abroad or repatriation.

    How it works

    We understand the risks involved when participating in sport and the difficulties that can arise following a sports accident. Our Sports Accident Insurance provides benefits that will aid rehabilitation and recovery as well as providing income protection should you be unable to work for a period of time.

    With more than 20 years experience our policies have been created to offer peace of mind should you sustain an injury following a sports accident. Unless we have labelled a sport or activity as “Non Competitive” or “Excluding Competition” then you will be covered to compete in your sport.

    Unless we have labelled a sport or activity as “Non Competitive” or “Excluding Competition” then you will be covered to compete in your sport.

    Key benefits

    Personal Liability Covering your legal liability resulting from accidents causing death, bodily injury or property damage to a third party.
    Permanent Disablement Lump sum payable in the event of an accident causing the Insured never to be able to work again or causing loss of, or loss of use of, one or more eyes or limbs.
    Death Lump sum payable in the event of an accident resulting in the death of the insured.
    Income Protection per week If you are injured whilst participating in your chosen sport(s), you will receive a maximum of 75% of your normal weekly income, which will be payable for up to 26 weeks excluding the first 14 days.

    Giving you extra

    The following can be included on all Sports Accident Insurance policies:

    • Over 400 sports covered including competitions
    • 3 levels to choose from
    • Income protection up to £1,000 a week
    • Consultant and Physiotherapy fees

    See our FAQs for specialist product information.

    Flexible payments

    We offer multiple payment options at Protectivity, so paying for your insurance policy couldn’t be easier.