Make-Up Artist Insurance

Specialist cover for make-up artists from £3.44 per month.*

  • Public liability cover up to £5 million
  • Flexible payment plans at 0% APR
  • Join over 150,000 customers**

From only £3.44* per month

Trusted by thousands...

Our reviews speak for themselves, with highly rated feedback from over 3,000 customers.¹

What does make-up artist insurance cover?

Our insurance for make-up artists includes the liability cover you need to protect yourself against unexpected incidents. The policy comes with public liability and equipment cover, along with specialist extras you can tailor to suit your specific services.

Depending on your services, you can select from various levels of cover to ensure you only pay for the protection your business needs.

Whether you’re self-employed working in a salon or as a mobile freelancer our make-up artist insurance provides financial protection should an incident occur that results in a claim against you.

Make sure you have the correct insurance for your activities and be sure to check if any exclusions are relevant to what you have planned in policy documentation.

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Public Liability

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Equipment & Stock

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Employers' Liability

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Personal Accident

Why do you need make-up artist cover?

Your clients may come to you for your creative expertise and a personal experience. However, despite your best efforts, unforeseen issues can occur, beyond your control and could lead to a claim against you.

Specialist make-up artist insurance can allow you to offer your services with confidence and security, knowing you’re protected if a claim is made against you. Whilst you may think it’s a low risk service there are some common scenarios that highlight why make-up artist insurance is important:

Protection from public injury claims.

While the likelihood of causing injury to a client or a member of the public is minimal, there’s a possibility of harming someone whilst applying make-up or damaging an item of clothing.

Public liability insurance tailored to make-up artists offers protection against claims if damage occurs or if a client sustains an injury while at your workplace and holds you responsible.

A client reacts badly to a product you sell them.

As a make-up artist, you might be selling some products to your customers so that they can use them by themselves. However, if they suffer an allergic reaction to those products and bring a claim against you.

Products Liability insurance can cover you for claims of this nature, across certain items that you sell.

Cover against damage to make-up equipment.

You might have purchased high-value make-up and tools for your business. This equipment could potentially be misplaced while you’re delivering treatments on the go. Conversely, storing items in a premises where you work might lead to damage.

Make-Up artist equipment insurance can prevent expensive replacements should your equipment be damaged, or stolen.

A salon requires public liability for contracted Make-Up Artists.

If you are contracted by salon or spa to provide your make-up artist services. Having suitable public liability cover will likely be a minimum requirement.

Our experts explain why...

“Our make-up artist policy is designed to protect you financially, should you accidently cause an injury or damage your customers property or the property of another party. We cater for freelancers and those people that do not have their own premises they manage themselves, a lot of our customers work for other companies as contractors, we can also cater for those people that do home visits. We have built our policy over the years, to not just protect you from incidences that you could be liable to pay damages but also for your specialist equipment and even to cover you should you have an accident when providing make-up services, so you can claim for loss of earnings and much more.”

Chris Trotman, Protectivity Underwriting Manager

Making claims clear and simple

We work with our claims handling partners to make the process of making a claim as easy as possible.

Claims data as of 01.10.2024

£4.5million

paid in claims

£188081

largest claim paid

How much does make-up artist insurance cost?

The cost of insurance for make-up artists can vary depending on the level of cover you need. For example, if you use specialist equipment you may need to increase the value of cover.

At Protectivity policies start at just £3.44 per month *.

Prices from

£3.44* a month

Explainer quote

Policy cost

£3.44* a month

Policy type

Make-Up Artist

Turnover

Up to £50,000

Public Liability

£2,000,000

Product Liability

£2,000,000

Equipment

£250

This example is based on a real quote from our website on 1/10/2024. If your circumstances and cover needs differ, your quote may be more or less expensive than the above example. The quote you receive will reflect the information you share about your event. The quoted price may vary from those displayed here.

Have a question?

For further information on your policy, renewals, making a claim and contacting us, you’ll find an extensive list of FAQs on our Help & Support page.

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Help & Support

Find answers to your questions and other assistance.

Why choose Protectivity for your make-up artist insurance policy?

Let the reviews of over 3,500 customers explain why you should choose us.¹

Trusted by over 150,000 customers.

Experienced insurance providers for over 30 years.

Over 3,500 highly rated reviews.

Proof of our excellent customer service.

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Experienced Claims Handling

A smooth and efficient claims process.

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UK Based Customer Support

Our UK sales team are here to help.

Frequently
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This page content has been created for general information and should not be taken as advice.

*Prices quoted refer to a quote raised from our website 01/10/2024. Prices will differ depending on requirements. Make sure you have the correct level of cover for what you need. For the most accurate pricing, please get a quote and for full details on what is covered refer to our policy documentation with your quote.

** Based on Protectivity sales data from 2007 to Sep 2024

¹Based on live Feefo data