Specialist Business Insurance for Therapists

Your Therapist Insurance will provide Public Liability and Professional Liability, as known as Medical Malpractice, as standard. This means that should you be sued for injury or damage caused to a third party or their property, you would be covered.

Professional Indemnity is also included in your policy to cover you in the event that you are sued for any negligent advice you may be deemed to have given.

You will have the option to protect any business equipment that you own to carry out your treatments and activities. This optional benefit can be included to your policy and will protect any equipment valued between £500 to £5,000.   

While many therapy treatments are fairly low risk, having insurance in place in case a claim does arise can save huge sums of money.

Get an instant quote

Instant Quote | Therapist Insurance

Why choose Protectivity?

Fast & Straightforward Process

Our aim is to make buying insurance online easy, that’s why you can get a quote for your Therapist Insurance policy and buy your cover in just a few minutes.

250+ Activities Covered

Whether you practice reflexology, counseling, seiki, we provide cover for over 250 holistic and complementary therapies.

Leisure Industry Specialists

We are one of the UK’s leading providers of insurance in the leisure industry, meaning our highly experienced team can provide the after-sales support you need.

Excellent Claims Handling

Our specialist claims handlers aim to deal with any claim you have, minor or serious, quickly, without causing disruption to your business.

4.8 /5 1741 Reviews Service Rating

Thousands of happy customers

What's included in your Therapapist Insurance policy?

Our Insurance policies include the following benefits as standard:

Public Liability

You can choose £1 million, £2 million or £5 million worth of Public Liability to cover you in the case of injury or damage to a third party or their property caused by your business’s actions.

Equipment Cover

In the event that you break or lose your trading equipment, up to £5,000 of cover can be incorporated into your policy to subsidise the cost of replacing the unusable items.

Professional Liability

Also referred to as Medical Malpractice in the industry, £1 million – £5 million is available to protect you against claims relating to physical injury or psychological damage deemed to have been caused by your activities.

Personal Accident Cover

Personal Accident of £25,000 is available as a optional extra should you wish to protect yourself against the risk of injury whilst carrying your holistic activities on a day-to-day basis.

Professional Indemnity

Professional Indemnity is also included as standard, meaning you will be protected for any advice that you give in a professional capacity should a client sue.

Monthly Payment Plans

We offer monthly payment plans with 0% APR when purchasing your cover online. We ask for a 20% deposit today, followed by 10 monthly installments.

I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

Fantastic claims handling

We are committed to making our claims process as smooth and efficient as possible.

If you need to make a claim, just click the link below, select the relevant form and fill in the details and we’ll take it from there.

Check out our tips to running the perfect holistic therapy business

Frequently Asked Questions

Q. What does the policy cover me for?

A. The policy offers the following cover:

Public Liability which will cover you for any injury or damage to a third party or their property caused by, or arising from, any tuition or instruction that you give during your business activities.

Professional Liability (also known as Medical Malpractice) which will cover is available to protect you against claims relating to physical injury or psychological damage deemed to have been caused by your business activities.

Professional Indemnity which will cover you for injury or damage caused by or arising from any tuition, verbal instruction or advice given by or on behalf of the Insured in respect of the activities contained within your business description.

The policy also offers Equipment and Personal Accident cover as optional extras.

Q. How quickly will my documents come?

A. We will issue your insurance certificate immediately after you have paid for your insurance. They will be emailed to you instantly. Should you wish to have your documents sent to you by post, we are happy to offer this service but at a charge. Please call a member of our team to discuss this further on 01494 887909.

Q. Who underwrites your insurance?

A. Our Therapist Insurance policy is underwritten by CFC Underwriting. They provide insurance to over 50,000 businesses in more than 60 different countries.

Q. Do you cover students? 

A. No, our Therapist Insurance policy will only protect those who qualified in there chosen treatments. The qualification must be obtained by an accredited awarding body.

Q. Do you need to see my qualification certificates? 

A. No. You will only need to produce your qualification certificate(s) in the event of a claim. When you purchase your insurance we will ask you to declare that you have a suitable qualification for the activity that you require cover for.

Further information on our policy

If you have any other questions regarding our Therapy Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday. 

More information on what we can cover on this policy can be found on our FAQ’S page.