Speech Therapy Insurance

Specialist cover for qualified speech and language therapists from £3.14* per month.

  • 200 therapy activities covered
  • Liability cover up to £5 million
  • Join over 150,000 customers**

From only £3.14* per month

Trusted by thousands...

Our reviews speak for themselves, with highly rated feedback from over 3,000 customers.¹

What does speech therapy insurance cover?

Our insurance for speech and language therapists includes essential liability cover to protect you against unforeseen incidents. You’ll find public liability and professional indemnity cover included, along with specialist extras such as equipment and personal accident you can adapt to your services. Depending on your business offerings, you can choose from various levels of cover, ensuring you only pay for what you need.

Whether you provide treatments in your home, in a fixed location or at an alternative venue our speech therapy policy can provide tailored cover to offer the security you need, for a great price, allowing you to focus on treatments and outcomes of your clients.

Make sure you have the correct insurance for your therapy and be sure to check if any exclusions are relevant to what you have planned in policy documentation.

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Public Liability

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Professional Indemnity

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Third Party Property Damage

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Equipment

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Personal Accident

Why do you need speech therapy insurance?

Your clients will likely rely on your creative and professional expertise, whatever reason they seek out your services. However experienced and qualified you might be, incidents can occur, beyond your control, so it’s best to be prepared.

Specialist speech therapy insurance insurance provides the confidence and security you need to offer your services, knowing you are protected if a claim is made. Although you might consider it a low-risk profession, these are some common situations that highlight why speech therapy insurance is essential:

Protection from claims if a member of the public gets injured.

During a speech therapy session if a client slips, falls and injures themselves, this could be deemed your responsibility and might result in a claim against you.

Having public liability cover can protect you against these incidents avoiding the expense of a claim yourself.

Protection against allegations of negligence.

If offering speech therapy treatment is part of the service you offer, you should consider what happens if a client comes to harm following these instructions. You could be expected to pay damages to your client if a claim is brought against you.

Having professional indemnity in your policy is the cover you need to ensure you are protected from these situations allowing you to focus on your clients’ treatment with confidence.

Avoid costly sound therapy equipment repairs and replacements.

You may own specialist therapy equipment, which is essential to the service you offer day-to-day. This equipment could become damaged or get stolen requiring expensive repair or replacement costs, as well as inconvenience, that could impact on your services.

Therapy equipment cover would enable you to replace these items quickly and efficiently without bearing the full cost.

An accident at work prevents you working.

You are also at risk to workplace accidents. Suppose you trip and fall during a therapy session, whether at a fixed base place of work of at a client’s home. The injury could mean you need to take some time off work, leading to loss of earnings.

You can avoid financial loss like this with personal accident cover, which can provide you with financial support until you can get back on your feet.

Our experts explain why...

“As a speech therapist, you have a passion to provide a very specialist service to customers who lean on your expertise to aid them with whatever reason they have contacted you. Equally, as insurers of this industry we pride ourselves on providing specialist cover to meet your requirements and we have spent the time to ensure our breadth of cover, meets the situations you may face as a result of experiencing financial losses.

We recognise over 200 niche therapies ranging from talking therapies to spiritual therapies. Our products primary coverage is for liability cover, not just for allegations from other people who suggest your actions have given rise to them becoming injured but our cover also covers negligent advice around treatment you give, so you can feel confident when providing your therapy.”

Chris Trotman, Protectivity Underwriting Manager

Making claims clear and simple

We work with our claims handling partners to make the process of making a claim as easy as possible.

Claims data as of 01.10.2024

£4.5million

paid in claims

£188081

largest claim paid

How much does speech therapy insurance cost?

There are varying factors that will influence the exact amount you pay for speech therapy insurance. It could be you have high-value specialist equipment that you need to cover, which will influence your overall price.

At Protectivity policies start at just £3.14 per month or £46.81 per year.*

Prices from

£3.14* a month

Explainer quote

Policy cost

£3.14* a month

Policy type

Speech Therapy

Public Liability

£1,000,000

Professional Indemnity

£1,000,000

Third Party Property Damage

£750

This example is based on a real quote from our website on 1/10/2024. If your circumstances and cover needs differ, your quote may be more or less expensive than the above example. The quote you receive will reflect the information you share about your event. The quoted price may vary from those displayed here.

Have a question?

For further information on your policy, renewals, making a claim and contacting us, you’ll find an extensive list of FAQs on our Help & Support page.

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Help & Support

Find answers to your questions and other assistance.

Why choose Protectivity for your speech therapy insurance policy?

Let the reviews of over 3,500 customers explain why you should choose us.¹

Trusted by over 150,000 customers.

Experienced insurance providers for over 30 years.

Over 3,500 highly rated reviews.

Proof of our excellent customer service.

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Experienced Claims Handling

A smooth and efficient claims process.

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UK Based Customer Support

Our UK sales team are here to help.

Frequently
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This page content has been created for general information and should not be taken as advice.

*Prices quoted refer to a quote raised from our website 01/10/2024. Prices will differ depending on requirements. Make sure you have the correct level of cover for what you need. For the most accurate pricing, please get a quote and for full details on what is covered refer to our policy documentation with your quote.

** Based on Protectivity sales data from 2007 to Sep 2024

¹Based on live Feefo data