Speech Therapy Insurance
Includes Public Liability as standardWhat does Speech Therapy Insurance Include?
Our specialist insurance for speech and language therapists includes Public and Professional Indemnity as standard. You can easily customise your cover and add more benefits if required.
Should you own any equipment up to the value of £3,000 to carry out your business activities and wish to insure it against potential damage, theft or loss, you can upgrade your policy and add equipment cover.
Our policy will protect you from varying claims that may arise such as if a client proceeds with legal action due to injury or unexpected results from a treatment.
Getting a quote is easy and straightforward. Simply choose all of the therapies you conduct, add your estimated annual turnover and when you would like the policy to start and we’ll give you an instant quote.
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Why choose Protectivity?
Over 25 Year's Experience
We have been providing insurance to UK customers for over 25 year’s. During this time we are proud to have served over 180,000 customers and upheld a 5 star customer service rating.
200+ Activities Covered
If you specialise in speech therapy, but also provide other treatments, we can help. Whether it’s counselling, cognitive therapy or something else, we can cover multiple therapies on one policy.
Leisure & Therapist Industry Specialists
We provide comprehensive insurance cover to thousands of individuals and businesses in the leisure and therapy industry every year, so we’re experts in understanding exactly the risks you face and the cover you need.
Excellent Claims Handling
We’re all too aware that things can go wrong in the therapy industry. That’s why our specialist claims handlers aim to deal with any claim in the fastest and most efficient way possible.
What's included in your Speech Therapy Insurance policy?
Our Insurance policies include the following benefits as standard:
Public Liability
You can choose from different levels of Public Liability cover – £1 million, £2 million or £5 million to protect you against the cause of accidental injury to a client or a member of the public while performing your treatments.
Optional Equipment Cover
Our therapist policies can include up to £3,000 worth of equipment cover, protecting you against damage, loss and theft of the tools that you rely on.
Professional Indemnity
£1 million cover as standard for protection against claims not only for what you do, but also for the advice you give. This protection means legal costs are covered if someone decided to sue you due to your negligence.
Employers' Liability
If you employ any members of staff it is your legal responsibility to take out Employers’ Liability. This will cover you for £10 million should a staff member sustain bodily injury, illness, disease or medically recognised psychiatric injury whilst working under your employment.
Personal Accident
Accidents at work can cause financial hardship, so by taking out our additional Personal Accident cover, you’re protected if an injury meant you were unable to work for a significant period of time. This includes loss of income as well as a range of other injuries.
Third Party Property Damage
This covers you against any non-negligent loss or damage to the property of others that you may cause during the period of providing treatments.
I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.
Fantastic claims handling
We are determined to make the process of making a claim as simple and stress-free as possible.
If you need to make a claim, just click the link below, choose the relevant form and fill in the details and you’re claim will be dealt with at the earliest opportunity.
Check out our tips to running the perfect Speech Therapy business
Frequently Asked Questions
Q. What does Speech Therapy Insurance include and how will protect me?
A. Our Speech Therapy Insurance product includes the following:
Public Liability will cover you for accidental injury or damage to a member of the public or their property caused by, or arising from, any treatment or therapy that you give during your business activities.
Professional Indemnity which will cover you for injury or damage caused by or arising from any tuition, verbal instruction or advice given by or on behalf of the Insured in respect of the activities contained within your business description.
The policy also offers Equipment Cover as an optional extra. This section of the policy will cover the cost of replacing your equipment because you accidentally damage or lose it.
Q. How quickly will my documents come?
A. We will issue your insurance certificate immediately after you have paid for your insurance. They will be emailed to you instantly. Should you wish to have your documents sent to you by post, we are happy to offer this service but at a charge. Please call a member of our team to discuss this further on 01494 887909.
Q. Who underwrites your insurance?
A. Our Therapist Insurance policy is underwritten by Peach Pi.
Q. Do you cover students?
A. No, our Therapist Insurance policy will only protect those who qualified in there chosen treatments. The qualification must be obtained by an accredited awarding body.
Q. Do you need to see my qualification certificates?
A. No. You will only need to produce your qualification certificate(s) in the event of a claim. When you purchase your insurance we will ask you to declare that you have a suitable qualification for the activity that you require cover for.
Further information on our policy
If you have any other questions regarding our Speech Therapy Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday.
More information on what we can cover on this policy can be found on our FAQs page.