Sports Event Insurance
Specialist event cover for sports event organisers from only £56.00*
- Public liability up to £10 million
- Single and multi-day events covered
- Join over 150,000 customers**
From only £56.00* one-day event
What does sports event insurance cover?
When planning a sports event, you’ll want to make sure everything’s covered! Our insurance for sports events includes essential liability cover to protect you from allegations of injury and damage to a third party or their property. You can also customise your policy with necessary extras like equipment cover and employers’ liability, adding them only if they apply to your event.
We can provide cover to organisers of a wide range of sporting events from organising a running race, a triathlon or a football tournament. Whether you’re holding a one-day event or multi-day tournament select the options that are suitable to your needs.
Make sure you have the correct insurance for your activties and be sure to check if any exclusions are relevant to what you have planned in policy documentation.
Public Liability
Professional Indemnity
Equipment
Employers' Liability
Public Liability
- Up to £10 million of cover.
- Protection from claims filed by a third-party who sustain injuries during the event or have their property damaged.
Professional Indemnity
- Up to £1 million of cover.
- Protection from liability claims alleged by third parties as a result of advice and instruction you have provided.
Employers’ Liability
- Up to £10 million of cover.
- Protection from claims against employee incidents if someone suffers a work-related injury and brings a claim against you.
EquipmentÂ
- Add up to £30,000 of equipment cover.
- Protecting simple or specialist equipment whether it be tables and chairs at a fair or more specialist audio equipment for concerts.
- Protection from theft, provided reasonable precautions are taken.
- Cover for equipment in transit, to and from the event.
- Subcontractors for the event, they should have their own liability cover.
- Financial failure and lack of support for the event.
For further information on exclusions in your cover please refer to policy documentation.
Why do you need sports event cover?
As a sports event organiser, you want all participants to be safe and focused on the activity, sporting achievement or competition at hand. However, things can go wrong, and part of your responsibility is to plan for these situations.
This is when sports event insurance come in to help manage the risks involved. Protectivity cover hundreds of different sporting events in the UK every year, from single day activities to longer, weeklong competitions. We can help you understand the appropriate cover you’ll need. Here are a few scenarios to help explain why sports event cover is required:
Protection from claims if a member of the public gets injured.
Sporting events often attract large crowds, increasing the risk of accidents or injuries to members of the public.
Ensure you have public liability for sports events to protect you and your event, participants and spectators against these incidents such as trip and fall accidents, injuries caused by equipment or structures.
An employee, temporary worker or volunteer suffers a workplace accident.
Sports event volunteers may be at risk of accidents or injuries during their work. If employees or volunteers are involved in your event, employers’ liability is a legal obligation to include with fines of £2500 per day for failing to comply.
Accidental damage to sports event equipment.
Your sporting event may depend on specialist equipment, due to the nature of events it is likely moved around and subsequently damages and losses are more of a risk.
With sports event equipment cover you can replace or repair equipment you’ve hired, leased, loaned, or own yourself.
A sports centre asks for public liability to hold an event.
If you are hiring a sports venue, they may expect proof of public liability for your event as a minimum before confirming a booking.
Our experts explain why...
“Securing sports event insurance is crucial in safeguarding your investment and mitigating unforeseen risks. Whether organising a tournament or race, unexpected incidents can jeopardise the financial security of your event. Sport event insurance provides a safety net, covering liabilities, or property damage, offering peace of mind and allowing you to focus on creating memorable experiences rather than worrying about potential setbacks. It’s a wise investment that ensures you can focus on the competition and enjoy a stress-free affair.”
Chris Trotman, Protectivity Underwriting Manager
How much does sports event insurance cost?
Securing sports event insurance takes the weight off managing your risks and responsibilities for holding an event.
Sports Event Insurance will vary in price depending on the length and scale of your event and any additional extras you might need. For example, if you have specialist equipment you may need to pay a higher premium to ensure the correct value is covered.
At Protectivity policies start at just £56.00*, for a one-day sports event.
Prices from
£56.00*
Explainer quote
Policy cost
£56.00*
Policy type
Sports Event
Duration
1 Day
Event Type
Badminton Competition
Number of Attendees
Up to 50
Public Liability
£2,000,000
Professional Indemnity
£1,000,000
This example is based on a real quote from our website on 1/10/2024. If your circumstances and cover needs differ, your quote may be more or less expensive than the above example. The quote you receive will reflect the information you share about your event. The quoted price may vary from those displayed here.
Have a question?
For further information on your policy, renewals, making a claim and contacting us, you’ll find an extensive list of FAQs on our Help & Support page.
Why choose Protectivity for your sports event insurance policy?
Let the reviews of over 3,500 customers explain why you should choose us.¹
Trusted by over 150,000 customers.
Experienced insurance providers for over 30 years.
Over 3,500 highly rated reviews.
Proof of our excellent customer service.
Experienced Claims Handling
A smooth and efficient claims process.
UK Based Customer Support
Our UK sales team are here to help.
Frequently
Asked Questions
Can you include cover for non-sporting activities at our sporting event?
Our insurance policy product will include all of the elements you are liable for at your event(s), not just the sports being undertaken at the event. You may have a post competition music celebration, or perhaps food and drink offering, maybe even a fun fair! If it is taking place at the same event(s), you will need disclose this during the quote process for our consideration. Any activities, services and facilities provided and managed by third party contractors, will require their own insurance.
Do you include injury to participants?
It depends on the activities at your event(s). Those activities that are defined as contact sports or involve increased endurance considerations can sometimes exclude cover for participant injury, however this will be disclosed to you at quote stage if you select an activity the insurer is unable to cover participant injury for.
Do you need to have health & safety/risk assessment procedures in place?
Yes, given that your event involves physical participation in an activity, there is an insurer requirement to document appropriate considerations when it comes to the associated risks involved.
Is there any age stipulation with your sports events insurances?
No, there are no age limits on our Sports Events Insurance.
What type of sports events do you cover?
We can insure a variation of sports and activity events, including running, swimming and triathlon based endurance events. Please ensure you provide as much information about your event as you can, within your application of insurance, so that underwriters can consider your event appropriately.
Discover more from Protectivity
This page content has been created for general information and should not be taken as advice.
*Prices quoted refer to a quote raised from our website 01/10/2024. Prices will differ depending on requirements. Make sure you have the correct level of cover for what you need. For the most accurate pricing, please get a quote and for full details on what is covered refer to our policy documentation with your quote.
** Based on Protectivity sales data from 2007 to Sep 2024
¹Based on live Feefo data