Barbers Insurance

Specialist cover for freelance and mobile barbers & stylists from £3.76 per month.*

  • Public liability cover up to £10 million
  • Flexible payment plans at 0% APR
  • Join over 150,000 customers**

Save 10% Onlineˆ

From only £3.76* per month

Trusted by thousands...

Our reviews speak for themselves, with highly rated feedback from over 3,000 customers.¹

What does barber insurance cover?

Our insurance for barbers provides essential cover to safeguard your business against unforeseen incidents. It includes public liability protection for claims up to £10 million, with options to enhance your cover with extras like personal accident, employers’ liability, and legal expenses cover. All policies can be tailored to match the scale of your business, ensuring you get the best value for your needs.

Whether you’re self-employed working in a barber shop, a mobile hairdresser or barber, our barber insurance provides financial protection should an incident occur that results in a claim against you.

Make sure you have the correct insurance for your activities and be sure to check if any exclusions are relevant to what you have planned in policy documentation.

Tick Icon Dark

Public Liability

Tick Icon Dark

Equipment & Stock

Tick Icon

Employers' Liability

Tick Icon

Personal Accident

Why do you need barber cover?

Whilst offering barber services may not immediately appear risky, it is advised to have appropriate insurance in place. Sometimes things go wrong and could mean you face a claim against you. Without adequate barber insurance cover, you could bear the full responsibility for these costs, jeopardising both yourself and your business.

Specialist barber insurance enables you to offer your services with security and confidence, ensuring you are protected if a claim is made against you. This insurance acts as a safety net in various scenarios, here’s some examples of why it’s important:

Cover against claims should a member of the public get injured.

Whilst the probability of injury to a client or a member of the public is low, a client may suffer an accident such as tripping over a salon chair and hold you responsible.

Public liability insurance for barbers will protect should someone get hurt whilst in your place of work and holds you accountable.

Damage to a clients’ property.

A mobile barber might need insurance because there’s always a risk of damaging someone’s property. For example, if a barber visits a client’s home for a trim and accidentally damages the carpet, they could be liable for the repair costs. Public liability insurance would protect you in such situations.

Avoid costly barber equipment repairs and replacements.

A client may walk off with a tool you own or if you store hair products, they might become damaged in storage.

Barber equipment cover can avoid costly replacements in case your equipment is lost, damaged or stolen.

A salon requires public liability for contracted barbers

If you are contracted by barber to provide your services. Having suitable public liability cover will likely be a minimum requirement.

Our experts explain why...

“Our hairdressing and barbers’ policy is designed to protect you financially, should you accidently cause an injury or damage your customers property or the property of another party. We cater for freelancers and those people that do not have their own premises they manage themselves, a lot of our customers work for other companies as contractors, they have a chair at a salon or a barber shop for example, we can also cater for those people that do home visits to cut their customers hair. We have built our policy over the years, to not just protect you from incidences that you could be liable to pay damages but also for your specialised equipment and stock and even to cover you should you have an accident when providing hairdressing and barbering services, so you can claim for loss of earnings and much more.”

Chris Trotman, Protectivity Underwriting Manager

Making claims clear and simple

We work with our claims handling partners to make the process of making a claim as easy as possible.

Claims data as of 01.10.2024

£4.5million

paid in claims

£188081

largest claim paid

How much does barbers insurance cost?

The cost of insurance for barbers can vary depending on the level of cover you need. For example, if you use specialist equipment you may need to increase the value of cover.

At Protectivity policies start at just £3.76 per month *.

Prices from

£3.76* a month

Explainer quote

Policy cost

£3.76* a month

Policy type

Barbers Insurance

Turnover

Up to £35,000

Public Liability

£2,000,000

Product Liability

£2,000,000

Equipment & Stock

£250

Equipment Hire

£750

Third Party Property Damage

£750

This example is based on a real quote from our website on 1/10/2024. If your circumstances and cover needs differ, your quote may be more or less expensive than the above example. The quote you receive will reflect the information you share about your event. The quoted price may vary from those displayed here.

What types of barbers do we cover?

Whether you’re working solo or running a bustling shop, we’ve got you covered. However, no matter your setup, all barbers need to meet UK regulations by holding the right qualifications and certifications, alongside sticking to health and safety best practices.

Types of barbers we cover

At Protectivity, we’ve got insurance options tailored to barbers of all kinds:

  • Owners of traditional barbershops
  • Self-employed barbers renting chairs
  • Mobile barbers making home visits
  • Turkish barbers specialising in traditional techniques
  • Fashion and editorial barbers working on creative projects
  • Barbers focused on weddings and events
  • Franchise owners running barbershop chains
  • Pop-up barbershop operators

Have a question?

For further information on your policy, renewals, making a claim and contacting us, you’ll find an extensive list of FAQs on our Help & Support page.

Phone Icon

Help & Support

Find answers to your questions and other assistance.

Why choose Protectivity for your barbers insurance policy?

Let the reviews of over 3,500 customers explain why you should choose us.¹

Trusted by over 150,000 customers.

Experienced insurance providers for over 30 years.

Over 3,500 highly rated reviews.

Proof of our excellent customer service.

Experience Icon

Experienced Claims Handling

A smooth and efficient claims process.

Phone Icon

UK Based Customer Support

Our UK sales team are here to help.

Frequently
Asked Questions

Discover more from Protectivity

What you need in a dog walking contract Image

Laws, rules and regulations

What you need in a dog walking contract

As a dog walker, you might think a friendly handshake is enough to seal the deal with clients—but trust me, it

Side Hustle Services to Start in 2025 Image

Starting a business

Side Hustle Services to Start in 2025

Looking for ways to make a bit of extra cash in 2025 without needing formal qualifications or specialist skills?

How fitness instructors can boost business in Winter Image

Business

How fitness instructors can boost business in Winter

The season of cosy blankets, hearty feasts, and the all-too-familiar lull in fitness motivation. As the temperatu

Common risks and hazards faced by tradesmen: tips to stay safe on the job Image

Laws, rules and regulations

Common risks and hazards faced by tradesmen: tips to stay safe on the job

The life of a tradesman is both rewarding and challenging, involving physical work, skill, and precision. But it

A checklist for musicians performing at events Image

Events

A checklist for musicians performing at events

Performing at an event is an exciting milestone for any musician, whether you’re a solo artist or part of a ban

How can event organisers manage crowds safely at Christmas events? Image

Events

How can event organisers manage crowds safely at Christmas events?

Attending a Christmas event is must-do on many people’s festive calendars. As a result, a successful event will

How to become a plasterer Image

Starting a business

How to become a plasterer

If you're thinking about a career as a plasterer, you're in the right place. Plastering is a highly skilled trade

London Christmas events calendar 2024 Image

Events

London Christmas events calendar 2024

For Christmas events, London is the best place to be. The city transforms, with winter wonderland pop-ups, Christ

What is pacing in therapy and why is it important? Image

Therapists

What is pacing in therapy and why is it important?

Whether you're a newly qualified therapist or an experienced professional looking to refine your practice, learni

Understanding Capital Gains Tax Allowance in the UK Image

Business

Understanding Capital Gains Tax Allowance in the UK

As a UK taxpayer, it’s essential to understand how Capital Gains Tax (CGT) affects both individuals and busines

This page content has been created for general information and should not be taken as advice.

*Prices quoted refer to a quote raised from our website 01/10/2024. Prices will differ depending on requirements. Make sure you have the correct level of cover for what you need. For the most accurate pricing, please get a quote and for full details on what is covered refer to our policy documentation with your quote.

** Based on Protectivity sales data from 2007 to Sep 2024

ˆ10% discount for policies bought online and applies only to the first-year of your policy premium. Protectivity reserves the right to amend or withdraw this offer at any time. Available to UK residents only.

¹Based on live Feefo data