Protecting your hair salon equipment
The tools in which you use for your hairdressing business are vital to your success. Damage or loss of your equipment can have a problematic effect on your day-to-day activities, not to mention placing a significant financial hit on your business.
With business equipment cover included on your Hairdressing Insurance policy, you can be protected should your scissors, dryers, chairs or other items be damaged.
How we protect your hairdressing equipment?
On each policy we can cover you against damage, loss or theft of your hairdressing equipment.
Should your items be repairable we will handle the repair costs. However, should the damage be beyond repair, we will cover the costs of purchasing a replacement item.
New for old cover
One of the key benefits of Protectivity’s Hairdressing Insurance policy is that all equipment up to three-years-old is covered on a new for old basis.
This means that should you suffer irreparable damage to your scissors, curling tongs, salon chair or other items that are less than three-years-old, we will replace it with an item of the same value as it was when new.
Should your damaged or lost item be more than three-years-old our claims handlers will deal with your case on an indemnity basis. That means that they will take into account any wear and tear before deciding on the value of your equipment.
Business equipment hire cover
We appreciate that claims cannot be settled instantly and that repairs can take time. That’s whys we include business equipment hire cover on all of our Hairdressing Insurance policies.
This means that should you have a valid claim due to equipment damage or loss of your hairdressing supplies, we will cover the costs of hiring a temporary replacement in the meantime.
The policy will cover these costs until your claim is settled, or until your damaged item is repaired, whichever is soonest.
Why do you need equipment cover for your hairdressing business?
It may seem unlikely that you need to make a claim on your policy, but understanding the risks to your business should you suffer equipment damage or loss, will highlighted why protection is needed.
Damage to your hairdressing supplies or salon equipment can really put a spanner in the works when it comes to your business. Therefore, ensuring you have suitable protection is highly recommended.
Further information on our policy
If you have any other questions regarding our Hairdressing Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday.
More information on what we can cover on this policy can be found on our FAQs page.