What does our Dog Grooming Insurance cover?
Whether you run a dog grooming salon, work in a grooming salon or operate on a mobile basis, our Dog Grooming Insurance policy is perfectly suited to financially protect you.
Your Dog Grooming Insurance policy will include a range of benefits such as Public Liability Insurance. This will cover the legal costs associated with defending yourself in court plus any damages that are deemed payable if you accidently injure someone or damage their property.
Care, Custody and Control cover up to £100,000 will offer protection against the accidental injury, illness or loss of an animal under your care. This benefit will come as standard on your policy.
Your Dog Grooming Insurance will also cover any specialist equipment that you use as part of your dog grooming business. We can cover your equipment up to the value of £30,000. Additional benefits include Loss of Key Cover and Non-negligent protection.
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There is no need to take out multiple policies if you are a groomer, sitter and walker, as we cover you for all our activities under one policy. As standard, you are covered for the following business activities with our Pet Business Insurance policy:
- Dog and Cat Grooming (Includes Hand Scissoring, Clipping, Wash and Blow Dry, Hand Stripping, De-Shedding, Nail Cutting, Ear Plucking & Cleaning, Anal Gland Expression) & (EMMI) Tooth Brushing
- Dog Hydrotherapy
- Dog Training
- Dog Walking (For walking up to six dogs)
- Pet Behaviourist
- Pet Boarding
- Pet Microchipping
- Pet Minding
- Pet Sitting
- Pet Taxi
- Pet Transportation
Why choose Protectivity?
Fast & Easy Process
We aim to make buying dog grooming insurance easy, that’s why you can get a quote for our Dog Groomer Insurance policy and buy your cover in just a few minutes.
14 Activities Covered
Whether you’re a pet groomer, dog walker or sitter, we provide cover for 14 different activities at no extra cost under the same policy.
Specialists in the Pet Industry
We’re one of the leading providers of insurance for pet groomers, meaning our experienced team can provide the after-sales support you need.
Excellent Claims Handling
Our specialist claims handlers aim to deal with any claim you have, minor or serious, quickly, without causing disruption to your business.
What's included in our Dog Grooming Insurance policy?
Our Dog Grooming Insurance policy offers the following benefits:
Your choice of between £1 million and £10 million worth of Public Liability in case of injury or damage to a third party or their property caused by your business’s actions or by an animal in your care.
In the event that you lose a client’s keys, you are covered up to £10,000 for new keys, replacement locks, the cost of re-setting intruder alarms and associated call-out costs.
Care, Custody & Control
Up to £100,000 worth of cover is provided for the animals in your care (up to £25,000 per animal) in the instance of accidental loss, injury, illness or death of that animal in your care, custody or control or that of any of your staff.
As standard, we provide £250 of cover for your equipment against theft, loss and accidental damage, free of charge. You can increase the protection of your items up to the value of £30,000.
Similar to the Care, Custody and Control benefit, Non-negligent cover will protect you against accidental loss, injury, illness or death to an animal in your care through no fault of your business.
Close Family Extension
Your close family members are included under your policy as standard. Therefore, if you employ your husband, wife, son, daughter or any other close family, you do not need to take out Employers’ Liability.
If you have any employees or volunteers in your business you will require Employers’ Liability insurance. Our Employers’ Liability benefit provides £10 million worth of cover, double the minimum legal requirement.
I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.
Fantastic claims handling
From a cut paw to something more serious, it’s never nice when something happens to an animal in your care. That’s why we’re committed to making our claims process as smooth and efficient as possible.
If you need to make a claim on your dog grooming insurance policy, just click the link below, select the relevant form and fill in the details and we’ll take it from there.
Check out our tips to running the perfect dog grooming business
Frequently Asked Questions
Q. Why dog groomers need insurance?
A. As a dog groomer, you will need public liability insurance to protect you should a member of the public get accidently injured or their property is damaged by you or the animals in your care. You will also need Care, Custody and Control to protect you for claims stemming from injury, illness, or accidental death of the animals that your business cares for. Additional cover options that you might need include Equipment Cover, Employers’ Liability, Personal Accident and Professional Indemnity.
Q. What activities are included?
A. This dog grooming insurance policy is valid anywhere in the UK and covers the following business activities: Dog Walking, Dog Training, Pet Behaviourist, Pet minding, sitting and boarding, Pet Taxi and transporting (UK only), Grooming and Microchipping.
Included within the grooming activities are; hand scissoring, clipping, wash and blow drying, hand-stripping, de-shedding, nail cutting, ear plucking and cleaning, and anal gland expression.
Q. What does close family extension cover?
A. If you employ any of the following members of your family, they too will be covered for Public Liability under your policy as standard. You do not need to take out Employers’ Liability to cover those family members either. If however, your business is a limited company and the family members are directors, the close family extension will not apply.
Family members included: Husband, wife, civil partner, father, mother, grandfather, grandmother, stepfather, stepmother, son, daughter, grandson, granddaughter, stepson, stepdaughter, brother, sister, half-brother or half-sister.
Q. When do I get my insurance documents?
A. We will email your insurance details immediately after you purchase. Upon request, we can also issue a copy by post.
Q. Is there a cooling-off period?
A. Yes, should you change your mind or wish to cancel your policy for whatever reason we offer a full refund within 14 days of purchase provided no claim has been made. Where cancellations are made after 14 days of the start date of the policy, the premium refund will be provided on a pro-rata basis and an administration fee will be charged.
Q. What is the process for making a claim?
A. In the first instance please contact our specialist claims handlers, Roger Rich & Co, on 01608 641 351 and they will instruct you further.
Further information on our policy
If you have any other questions regarding our Dog Groomer Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday.