What does sports league insurance cover?
Running a sports league is an excellent way of bringing people together, to enjoy a sport in a competitive environment. Our specialist Sports League Insurance is designed to protect a wide range of activities, from typical risks, whilst also providing excellent value for money.
Whether it’s liability protection, equipment cover, or safeguarding against workplace accidents, our policies ensure your sports league operates smoothly and securely.
Make sure you have the correct insurance for your event and be sure to check if any exclusions are relevant to what you have planned in policy documentation.
Public Liability
Professional Indemnity
Employers’ Liability
Public Liability
- From £2 million to £10 million of cover.
- Protection from claims by a third-party who sustains injuries or has their property damaged as a result of your actions.
Professional Indemnity
- Up to £1 million of cover.
- Protection from claims by a third-party who sustains injuries or has their property damaged as a result of advice and instruction that you and your staff provide.
Employers’ Liability
- Up to £10 million of cover.
- Protection from claims against employee incidents if someone suffers a work-related injury and brings a claim against you.
- Cover for sub contracted parties under a bona fide arrangement, they will be required to have their own insurance.
- Participant to Participant injuries when participating in contact sports.
- The activities of any team playing in the league, all teams will need to have their own public liability insurance.
For further information on exclusions in your cover please refer to policy documentation.
Why do you need sports league insurance?
Sports League Insurance provides essential protection for organisations against potential claims, from risks and incidents occurring during sporting activities. As a league organiser you will likely have large number of people involved in games and matches, from players, to spectators, to officials, and therefore the risk of unexpected injuries and incidents ultimately increases.
By securing sports league insurance, you are putting essential steps to ensure a responsible operation, fulfilling safety obligations to participants, and safeguarding yourself against significant financial liabilities. Here are several situations illustrating the importance of having sports league insurance in place:
Cover against a member of the public getting injured.
Sports League activities will often involve organising events, matches, or tournaments where spectators are present. In the event that a spectator is injured or their property is damaged whilst under the responsibility of the league, public liability insurance provides protection against potential legal claims.
An employee or volunteer suffers a workplace accident.
If the sports league employs coaches, staff, or volunteers, employer’s liability insurance is necessary to cover potential claims made by employees for work-related injuries or illnesses. Employers’ liability is a legal obligation with fines of £2500 per day for failing to comply.
A sports centre requires liability insurance.
If you need to hire a pitch, court or other sporting venue to be able to hold your league game it is likely that proof of liability insurance for your league will be a minimum requirement.
Our experts explain why...
“Our Sports League Insurance is specifically designed to address the unique risks organisers might face. We provide comprehensive protection that includes Public Liability, Professional Indemnity and Employer’s Liability, ensuring your business is safeguarded against potential legal and financial repercussions. Our cover ensures you can focus on what matters most – fostering camaraderie and passion for the activity, knowing you have the financial protection in place. Our goal is to help you maintain a safe, inclusive, and thriving environment for all participants.”
Chris Trotman, Protectivity Underwriting Manager

How much does sports league insurance cost?
The cost of sports league insurance can vary depending on the level of cover you need. For example, if you use specialist equipment in your training you may need to increase the value of cover.
At Protectivity policies start at just £16.86 a month*.
Annual Football League Cover
£33.12* a month
Explainer quote
Policy cost
£33.12* a month
Policy type
Sports League Insurance
Activity
Football League
Policy duration
Annual
Public Liability
£1,000,000
Professional Indemnity
£1,000,000
This example is based on a real quote from our website on 1/10/2024. If your circumstances and cover needs differ, your quote may be more or less expensive than the above example. The quote you receive will reflect the information you share about your event. The quoted price may vary from those displayed here.
Have a question?
For further information on your policy, renewals, making a claim and contacting us, you’ll find an extensive list of FAQs on our Help & Support page.
Why choose Protectivity for your sports league insurance policy?
Let the reviews of over 3,500 customers explain why you should choose us.¹
Trusted by over 150,000 customers.
Experienced insurance providers for over 30 years.

Over 3,500 highly rated reviews.
Proof of our excellent customer service.


Experienced Claims Handling
A smooth and efficient claims process.

UK Based Customer Support
Our UK sales team are here to help.
Frequently
Asked Questions
How quickly will my sports league insurance documents come?
We will issue your insurance certificate immediately after you have paid for your sports league insurance.
Will I need Employers’ Liability?
ports leagues which employ members of staff, whether on a paid or voluntary basis will also require employers’ liability alongside the league insurance cover. Employers’ Liability insurance enables businesses to meet the costs of damages and legal fees for employees who are injured or ill at work. As a result, it is a legal obligation for businesses in the UK who employ staff to have employers’ liability insurance to provide cover against a claim by an employee. (Employers’ liability insurance will not be required in the instances where sub-contractors with their own insurance of at least £2m public liability are used).
Why do I need Sports League insurance?
As well as protecting yourself as a league organiser from 3rd party claims the likelihood is that you will also require some specialist league insurance in order to run the league. This may be because you are using hired or rented facilities and as a result the local authority or facility owners may request proof of insurance before the league can commence. At Protectivity our league insurance package not only allows you to meet the requirements of facility owners but will also protect you against 3rd party claims.
Discover more from Protectivity
This page content has been created for general information and should not be taken as advice.
*Prices quoted refer to a quote raised from our website 01/10/2024. Prices will differ depending on requirements. Make sure you have the correct level of cover for what you need. For the most accurate pricing, please get a quote and for full details on what is covered refer to our policy documentation with your quote.
** Based on Protectivity sales data from 2007 to Sep 2024
¹Based on live Feefo data