5 Star Cover for Craniosacral Therapists

Practising Craniosacral Therapy or CST means that you are in close contact with patients delivering non-invasive, hands-on therapy, which aims to enhance their body’s own healing capabilities.

Improving people’ health and well-being is a vital part of your day-to-day practice. But what happens, for example, if a patient has an accident during a session or claims that you made their existing condition worse?

You could be on the receiving end of a lawsuit, and your business could suffer as a result. Craniosacral Therapy insurance provides you with cover for a range of risks that come with your business.

Our policy includes  Professional Liability, Professional Indemnity and Public Liability as standard. Personal accident insurance and equipment cover can be added to your policy if needed.

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Why choose Protectivity?

Fast & Straightforward Process

Take out cover with no delay using our easy quote process. Just tell us what therapies you will be offering, your expected annual turnover and where you are based, and we’ll provide you with an instant price for your cover.

250+ Activities Covered

It may be that you offer acupressure, massage or other treatments alongside craniosacral therapy. That’s not a problem, as we can include cover for over 250 different activities on the same Therapy Insurance policy.

Leisure Industry Specialists

We provide comprehensive insurance cover to thousands of individuals and businesses in the leisure industry every year, so we’re experts in understanding exactly the risks you face and the cover you need.

Excellent Claims Handling

We’re all too aware that things can go wrong in the therapy industry. That’s why our specialist claims handlers aim to deal with any claim in the fastest and most efficient way possible. 

What's included in your Craniosacral Insurance policy?

Our Insurance policies include the following benefits as standard:

Public Liability

Up to £5 million worth of Public Liability is included to cover you if, while performing your Craniosacral Therapy, cause accidental injury to a patient or other member of the public, or damage a third-party’s property.

Equipment Cover

In the event that you suffer accidental damage to some of your business property or are the victim of theft, you could be covered for up to £5,000. Just choose to include Equipment Cover on your quote.

Professional Liability

Also referred to as Medical Malpractice, £1 million – £5 million of cover can be included to protect you against claims relating to physical injury or psychological damage deemed to have been caused by your activities.

Personal Accident Cover

Personal Accident of £25,000 is available as an optional extra should you wish to protect yourself against the risk of injury whilst carrying out your craniosacral activities on a day-to-day basis.

Professional Indemnity

Professional Indemnity is also included as standard, meaning you will be protected for any advice that you give in a position of Craniosacral Therapist should a client decide to sue.

Monthly Payment Plans

We offer flexible payment plans with 0% APR when purchasing your cover online. This means that from £3.65 a month you will be able to protect your business and have a peace of mind for a whole year.

I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

Fantastic claims handling

We are committed to making our claims process as smooth and efficient as possible.

If you need to make a claim, just click the link below, select the relevant form and fill in the details and we’ll take it from there.

Check out our tips to running the perfect holistic therapy business

Frequently Asked Questions

Q. What does the policy cover me for?

A. The policy offers the following cover:

Public Liability which will cover you for any injury or damage to a third party or their property caused by, or arising from, any tuition or instruction that you give during your business activities.

Professional Liability (also known as Medical Malpractice) which will cover is available to protect you against claims relating to physical injury or psychological damage deemed to have been caused by your business activities.

Professional Indemnity which will cover you for injury or damage caused by or arising from any tuition, verbal instruction or advice given by or on behalf of the Insured in respect of the activities contained within your business description.

The policy also offers Equipment and Personal Accident cover as optional extras.

Q. How quickly will my documents come?

A. We will issue your insurance certificate immediately after you have paid for your insurance. They will be emailed to you instantly. Should you wish to have your documents sent to you by post, we are happy to offer this service but at a charge. Please call a member of our team to discuss this further on 01494 887909.

Q. Who underwrites your insurance?

A. Our Therapist Insurance policy is underwritten by Beazley. They provide insurance to over thousands of businesses all over the world.

Q. Do you cover students? 

A. No, our Therapist Insurance policy will only protect those who qualified in there chosen treatments. The qualification must be obtained by an accredited awarding body.

Q. Do you need to see my qualification certificates? 

A. No. You will only need to produce your qualification certificate(s) in the event of a claim. When you purchase your insurance we will ask you to declare that you have a suitable qualification for the activity that you require cover for.

Further information on our policy

If you have any other questions regarding our Craniosacral Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday. 

More information on what we can cover on this policy can be found on our FAQs page.