Life Coach Insurance

Specialist cover for qualified life coaches from £3.14 per month.*

  • 200 therapy activities covered
  • Liability cover up to £5 million
  • Join over 150,000 customers**

From only £3.14* per month

Trusted by thousands...

Our reviews speak for themselves, with highly rated feedback from over 3,000 customers.¹

What does life coach insurance cover?

Our insurance for life coaching is specially designed for qualified professionals, whether you’re working independently or running a small business. We prioritise the essential protection needed to operate your business, offering you the flexibility to add options that suit your specific services.

Whether you provide coaching in your home, in a fixed location or visit businesses, life coaching insurance can offer protection for your business requirements. Knowing that you have the correct cover in place allows you to focus on your clients’ outcomes without the worry of potential claims.

Make sure you have the correct insurance for your therapy and be sure to check if any exclusions are relevant to what you have planned in policy documentation.

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Public Liability

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Professional Indemnity

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Third Party Property Damage

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Equipment

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Personal Accident

Why do you need life coach insurance?

Clients come to you for help with a variety of issues, seeking your professional expertise. No doubt you aim to provide the best experience possible. But sometimes, even with the best intentions, things can go wrong and are out of your control.

That’s why specialist life coaching insurance is essential for your business. It allows you to offer your services securely, knowing you’re covered if a claim is made against you. No matter how experienced and qualified you are, unexpected incidents can happen, so it’s best to be prepared.

Life coaching insurance covers these potential situations, giving you the confidence to focus on your clients.

Protection from claims for accidental public injury.

Whilst holding a life coaching session a client may trip over a chair, fall and hurt themselves, this could be considered your responsibility and might result in a claim against you.

Having public liability cover can protect you against these incidents avoiding the expense of a claim yourself.

Protection against allegations of negligence.

You may offer coaching plans as part of your counselling service whereby a client follows your advice. If they consider this advice to have caused them harm, it may result in a claim against you. You could be expected to pay damages in compensation.

Having professional indemnity in your policy is the cover you need to ensure you are protected from these situations.

Protection if a workplace accident prevents you earning.

If an accident results in an injury to yourself and you need to take some time off work. Avoid loss of earnings; personal accident cover can provide you with financial support if you suffer an injury or accident whilst working.

Our experts explain why...

“As a life coach, you have a passion to provide a very specialist service to customers who lean on your expertise to aid them with whatever reason they have contacted you. Equally, as insurers of this industry we pride ourselves on providing specialist cover to meet your requirements and we have spent the time to ensure our breadth of cover, meets the situations you may face as a result of experiencing financial losses.

We recognise over 200 niche therapies ranging from talking therapies to spiritual therapies. Our products primary coverage is for liability cover, not just for allegations from other people who suggest your actions have given rise to them becoming injured but our cover also covers negligent advice around treatment you give, so you can feel confident when providing your therapy.”

Mandy Czyz, Protectivity Underwriter

Making claims clear and simple

We work with our claims handling partners to make the process of making a claim as easy as possible.

Claims data as of 01.10.2024

£4.5million

paid in claims

£188081

largest claim paid

How much does life coach insurance cost?

Investing in life coaching insurance is a safeguard to maintain your own healthy state of mind and uphold professional standards.

There are varying factors that will influence the exact amount you pay for life coach insurance. It could be you have high-value specialist equipment that you need to cover, which will influence your overall price.

At Protectivity policies start at just £3.14 per month.*

Prices from

£3.14* a month

Explainer quote

Policy cost

£3.14* a month

Policy type

Life Coach Insurance

Public Liability

£1,000,000

Professional Indemnity

£1,000,000

Third Party Property Damage

£750

This example is based on a real quote from our website on 1/10/2024. If your circumstances and cover needs differ, your quote may be more or less expensive than the above example. The quote you receive will reflect the information you share about your event. The quoted price may vary from those displayed here.

Have a question?

For further information on your policy, renewals, making a claim and contacting us, you’ll find an extensive list of FAQs on our Help & Support page.

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Help & Support

Find answers to your questions and other assistance.

Why choose Protectivity for your life coach insurance policy?

Let the reviews of over 3,500 customers explain why you should choose us.¹

Trusted by over 150,000 customers.

Experienced insurance providers for over 30 years.

Over 3,500 highly rated reviews.

Proof of our excellent customer service.

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Experienced Claims Handling

A smooth and efficient claims process.

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UK Based Customer Support

Our UK sales team are here to help.

Frequently
Asked Questions

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This page content has been created for general information and should not be taken as advice.

*Prices quoted refer to a quote raised from our website 01/10/2024. Prices will differ depending on requirements. Make sure you have the correct level of cover for what you need. For the most accurate pricing, please get a quote and for full details on what is covered refer to our policy documentation with your quote.

** Based on Protectivity sales data from 2007 to Sep 2024

¹Based on live Feefo data