FREE CANCELLATION! Limited Time Only!

To give you greater flexibility you will not be charged a fee should you need to cancel 
your policy. T&C’s apply.

What type of insurance does a life coach need?

As a Life Coach you will need to protect yourself and your business from unforeseen incidents. Seeing clients in your home or office? Public Liability Insurance is essential for protecting you against compensation claims, should a client get injured or damage their property during an appointment. 

In the event you are sued by a client following advice or therapies you provide Professional Indemnity will cover you for any damages you may be obliged to pay.

You will have the option to protect your business equipment that might be used in your sessions. This optional benefit will protect equipment valued between £500 to £3,000 depending on the selected level of cover.   

Get an instant quote and buy online in minutes. Should you have any questions, our Sales team are available Mon-Fri, 9am-5:30pm, on 01494 887909. 

Get an instant quote

Why choose Protectivity?

Life Coaching Sector Specialists

We offer comprehensive insurance policies to thousands of individuals and businesses related to coaching and therapy every year, so we’re experts in understanding exactly the risks you face and the protection you need.

200 Activities Covered

We also cover a wide range of other industry specialists including business coaching, therapists, aromatherapy, counselling, reiki, and over 200 holistic and complementary therapies.

Fast & Straightforward Process

Our aim is to make buying insurance online easy, that’s why you can get a quote for your Therapist Insurance policy and buy your cover in just a few minutes.

Excellent Claims Handling

Our specialist claims handlers aim to deal with any claim you have, whether it is minor or serious, quickly, without causing disruption to your business.

What's covered with a life coach insurance policy?

Our policy provides the following benefits, some of which come as optional extras: 

Public Liability

You can choose up to £5 million worth of Public Liability to cover you against claims arising from accidental injury to a client or damage to their belongings. 

Equipment Cover

In the event that you break or lose your trading equipment, up to £3,000 of cover can be incorporated into your policy to subsidise the cost of replacing the unusable items.

Professional Indemnity

Professional Indemnity includes protection against claims arising from not only what you do but also the advice you give. This protection means legal costs are covered if someone decided to sue you due to your negligence.

Employer's Liability

If you employ any members of staff it is your legal responsibility to take out Employers’ Liability. This will cover you for £10 million should a staff member sustain bodily injury, illness, disease or medically recognised psychiatric injury whilst working under your employment.

Personal Accident

Accidents at work can cause financial hardship, so by taking out our additional Personal Accident cover, you’re protected if an injury meant you were unable to work for a significant period of time. This includes loss of income as well as a range of other injuries.

Legal Expenses

This optional benefit provides you access to a legal helpline and a counselling service in addition to legal defence costs. The cover can be upgraded further to include employment disputes, property disputes, health and safety disputes and more.

I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

Fantastic claims handling

We are committed to making our claims process as smooth and efficient as possible.

If you need to make a claim, just click the link below, select the relevant form and fill in the details and we’ll take it from there.

How much does life coach insurance cost?

Protectivity aims to offer you the best value and flexible payment options. Get insured with us from £3.14 per month, request an instant quote and buy online!

Check out our tips to setting up your small business

Frequently Asked Questions

Q. Am I covered to work from home?

A. Our policy is designed to cover you seeing clients face-to-face or online, at your home or a clients home. Any policy that you take out will cover you and your business, as opposed to a specific address. This means that you’re covered regardless of whether you are working at home, in a client’s home or within a dedicated coaching room.

Q. How quickly will my documents come?

A. We will issue your insurance certificate immediately after you have paid for your insurance. They will be emailed to you instantly. 

Q. Who underwrites your insurance?

A. Our Life Coach Insurance policy is underwritten by Peach Pi.

Q. Do you cover students? 

A. No, our Life Coach Insurance policy will only protect those who have qualified. The qualification must be obtained by an accredited awarding body.

Q. Do you need to see my qualification certificates? 

A. No. You will only need to produce your qualification certificate(s) in the event of a claim. When you purchase your insurance we will ask you to declare that you have a suitable qualification for the activity that you require cover for.

Q. Do you need to see my licence to operate?

A. No. While some therapy treatments will require you to obtain a licence from your local council, we do not require you to show us proof of this. If you’re not sure whether you need a licence to practice your chosen therapy, visit the Gov.UK website.

Further information on our policy

If you have any other questions regarding our Life Coach Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday. 

More information on what we can cover on this policy can be found on our FAQs page