Specialist Christmas Market Insurance

Whether you are an event organiser hosting a Christmas market, a seller at a Christmas fair or a Christmas market stallholder, we provide a range of cover options to suit your requirements. 

All our Christmas Market Insurance policies include Public Liability, which is designed to cover the costs associated with defending you against claims arising from the injury or death of a member of the public, or for the damage or loss of their property.

Three different levels of liability are available, and depending on whether you are organising or attending the event, a choice of Employers’ Liability and Equipment cover options is also available.

To get an instant quote and immediate protection, just simply complete our straightforward online quote form. Alternatively, feel free to give one of our UK based sales team a call on 01494 887909.

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Why choose Protectivity?

Policies to suit your needs

Whether it’s Christmas lights displays, Christmas parties or Christmas fairs, you can build your policy to suit your needs. With a number of additional add-ons and benefits we ensure you pay only for the cover you need.

Excellent claims handing

It can be a worrying time when things go wrong at your Christmas market. That’s why we are dedicated to making our claims handling process as smooth and sympathetic way as possible.

Leisure Industry

We’ve been providing insurance to the leisure industry for over 25 years, and led by our experienced account managers aim to make your insurance buying process as easy and straightforward as possible.

Outstanding Customer Support

Our UK based sales team are on hand to provide you with the support you need. We pride ourselves in providing an outstanding service. Read our independent reviews.

What Insurance Do You Need For Your Christmas Market?

When organising a Christmas market it’s important to understand exactly what insurance cover you need. These are the four things you need to consider:

Public Liability

Whether it’s a member of the public tripping over some wiring or somebody getting ill from the food you serve at the market, Public Liability offers vital protection. Should your Christmas Market be blamed for injury, incident or property damage by an attendee or member of the public, your insurance will handle legal costs and any subsequent settlement.

Employers' Liability

To help with the smooth running of your market you may employ some members of staff or have a voluntary helper. In such a scenario you are required to take out Employers’ Liability with your policy. This will cover you if any of these workers were to be injured and hold your event responsible.

Event Equipment Cover &
Money Cover

We can provide cover for your equipment, including tables at fetes, to sound equipment at concerts. We can also include cover for money at your event and whilst its in transit from the venue and a bank.

Optional Event Cancellation Insurance

If you are hosting an event, having appropriate cancellation cover can protect you if it becomes necessary to cancel or rearrange your event. This applies to policies bought no later than 14 days prior to the event.

I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

Experienced claims handlers

Christmas events are normally a time to celebrate, but unfortunately things can go wrong.

That’s why we like to ensure that when you do have to make a claim, the process is as straightforward as possible. 

Thankfully, the Protectivity customers that have had to make a claim have been extremely pleased at the way that we have handled their troubling situation.

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Opening Hours 9am to 5:30pm, Monday to Friday

Further information on our policy

If you have any other questions regarding our Christmas Market Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday. 

More information on what we can cover on this policy can be found on our FAQs page.