Sound Therapy Insurance
Public Liability up to £5MSound Therapy Insurance from £3.14 a month
Our specialist Sound Therapy Insurance can be tailored to meet your individual needs. You will automatically get Public Liability cover, which is included as standard, offering essential financial protection in the event of a claim.
Professional Indemnity is also included in your policy to cover you in the event that you are sued for any negligent advice you may be deemed to have given.
You can select Equipment Cover as an option to protect any equipment that you own to carry out your treatments. If this equipment was damaged or lost during the period of cover, our policy will cover the cost of repair or replacement.
For an instant quote just fill out the short form below. Alternatively, if you prefer to discuss your requirements in more detail then please contact our UK based team on 01494 887909.
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Why choose Protectivity?
Fast & Straightforward Process
Take out our Sound Therapy Insurance with no delay using our easy quote process. Just tell us what therapies you will be offering, your expected annual turnover and where you are based, and we’ll provide you with an instant price for your cover.
200+ Activities Covered
It may be that you offer other treatments alongside sound therapy. That’s not a problem, as we can include cover for over 200 different activities on the same Therapy Insurance policy.
Leisure & Therapist Industry Specialists
We provide comprehensive insurance cover to thousands of individuals and businesses in the leisure and therapy industry every year, so we’re experts in understanding exactly the risks you face and the cover you need.
Excellent Claims Handling
We’re all too aware that things can go wrong in the therapy industry. That’s why our specialist claims handlers aim to deal with any claim in the fastest and most efficient way possible.
What's included in your Sound Therapy Insurance policy?
Our Insurance policies include the following benefits:
Public Liability
Up to £5 million worth of Public Liability is included to cover you if, while performing your Sound Therapy, you cause accidental injury to a patient or other member of the public, or damage a third-party’s property.
Optional Equipment Cover
In the event that you suffer accidental damage to some of your business property or are the victim of theft, you could be covered for up to £3,000. Just choose to include Equipment Cover on your quote.
Professional Indemnity
Professional Indemnity is also included as standard, meaning you will be protected for any advice that you give whilst practicing as a Sound Therapist should a client decide to sue you.
Employers' Liability
If you employ any members of staff it is your legal responsibility to take out Employers’ Liability. This will cover you for £10 million should a staff member sustain bodily injury, illness, disease or medically recognised psychiatric injury whilst working under your employment.
Personal Accident
Accidents at work can cause financial hardship, so by taking out our additional Personal Accident cover, you’re protected if an injury meant you were unable to work for a significant period of time. This includes loss of income as well as a range of other injuries.
Third Party Property Damage
This covers you against any non-negligent loss or damage to the property of others that you may cause during the period of providing treatments.
I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.
Fantastic claims handling
We are committed to making our claims process as smooth and efficient as possible.
If you need to make a claim, just click the link below, select the relevant form and fill in the details and we’ll take it from there.
Check out our tips to running the perfect holistic therapy business
Frequently Asked Questions
Q. What does Sound Therapy Insurance include and how will protect me?
A. Our Sound Therapy Insurance product includes the following:
Public Liability will cover you for accidental injury or damage to a member of the public or their property caused by, or arising from, any treatment or therapy that you give during your business activities.
Professional Indemnity which will cover you for injury or damage caused by or arising from any tuition, verbal instruction or advice given by or on behalf of the Insured in respect of the activities contained within your business description.
The policy also offers Equipment Cover as an optional extra. This section of the policy will cover the cost of replacing your equipment because you accidentally damage or lose it.
Q. How quickly will my documents come?
A. We will issue your insurance certificate immediately after you have paid for your insurance. They will be emailed to you instantly. Should you wish to have your documents sent to you by post, we are happy to offer this service but at a charge. Please call a member of our team to discuss this further on 01494 887909.
Q. Who underwrites your insurance?
A. Our Therapist Insurance policy is underwritten by Peach Pi.
Q. Do you cover students?
A. No, our Therapist Insurance policy will only protect those who qualified in there chosen treatments. The qualification must be obtained by an accredited awarding body.
Q. Do you need to see my qualification certificates?
A. No. You will only need to produce your qualification certificate(s) in the event of a claim. When you purchase your insurance we will ask you to declare that you have a suitable qualification for the activity that you require cover for.
Further information on our policy
If you have any other questions regarding our Sound Therapy Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday.
More information on what we can cover on this policy can be found on our FAQs page.