Non-Negligent Cover

Sometimes things happen that are beyond your control. Pets in your care can get injured without you doing anything wrong. This is where non-negligent cover comes into play on our Pet Business Insurance policies.

If an animal in your care was to injure itself and require treatment, through no fault of your own, we will protect you against some of the costs. Our policy comes with £25,000 worth of cover for accidental injury to a pet where you or your business are not judged to have done anything untoward.

Vet bills can soon rack up and it could be that owners feel your business should pay if the incident happens in your care. So with this protection in place, business owners can rest assured that they are in safe hands with Protectivity. 

With just a small £50 excess to pay on all claims relating to non-negligent cover, the financial hit is minimised. You can tailor your policy to meet the specific needs of your business. Get a quote to protect your pet business against potentially costly claims – it only takes minutes.

An Example of our Non-Negligent Cover Claims

During a routine bathing and grooming treatment, without warning a dog jumped out of the bath, slipped and broke its leg. This was not deemed to be the fault of the dog groomer whose care the animal was in, but the cost of treating the dog’s broken leg at the vets was covered in full.

Discover what else our Pet Business Insurance includes

Public Liability

Learn how public liability insurance will protect your pet business from third party claims.

Care, Custody & Control

Provides you with protection should one of your client’s pets get injured, go missing or even die whilst in your care.

Equipment Cover

Learn why loosing your tools of the trade can have a severe effect on your business, both financially and operationally.

Employers' Liability

Read why employers' liability insurance is essential if you employ paid staff or volunteers.

Key Cover

Learn why it is important to protect your business against the costly risk of losing your clients keys.

Get a Pet Business Insurance quote

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For more information on what we can cover in our Pet Business Insurance policy, see our FAQs page