Specialist Insurance for Auctions

When running an auction, it is likely that you are going to be in possession of a number of high-value items that belong to a third-party, so having cover for any accidental damage that is caused is important.

Our Auction Insurance policy can provide Public Liability protection that ensures that if you are sued for damage that is caused to a third-parties property, the legal costs and settlement are handled by us.

As well as liability cover, we can include a number of other benefits on your policy including Equipment Cover for the items you own and Employers’ Liability which protects the event if a staff member is injured.

If you have any question about our Auction Insurance, we have a UK Sales team available to answer them. They are available Mon to Fri, 9am to 5:30pm. 

Get an instant quote

Why choose Protectivity?

Policies to suit your auction

Regardless of whether you are organising a small charity auction or something more substantial, we can provide a policy to suit your needs. With a number of add-ons and benefits,you pay only for what you need.

Excellent Claims Handing

With a large number of attendees and items being handled at auctions, accidents do happen. Therefore we aim to deal with each claim as sympathetically as possible, to reduce the impact on your business.

Specialists in our field

We’re niche insurance specialists so know the importance of tailoring the cover to you. With 25 years experience and a dedicated team of account managers we are able to deliver a highly specialised service.

Underwritten by Experts

Every one of our Auction Insurance policies is underwritten by AXA XL who specialise in niche markets such as auction insurance.

What Insurance Do Auctions Need?

The main protection anyone running an auction needs is Public Liability, but there a number of possible benefits to consider.

Public Liability

If an auction organiser or a member of staff were to damage the property owned by a third-party they could be pursued for damages. Having Public Liability in place means that if that was the case, the costs associated with defending the auction and any subsequent settlement is handled by your insurance policy.

Employers' Liability

As we as the auctioneer it is likely that auctions will employ members of staff, both paid and voluntary. In this case, having Employers’ Liability is a necessity, providing you with protection should a staff member be injured and claim negligence on your part.

Equipment Cover

We can add cover to any Auction Insurance policy to protect the equipment owned by the organisers against loss, damage and theft. We can provide up to £50,000 worth of cover in our policy, with a limit of £2,500 on each individual item. Protection is also available for equipment left overnight at the auction. 

Cancellation Cover

If you are hosting an event, we can provide up to £15,000 worth of protection should you be forced to cancel or rearrange your event due to Adverse Weather only. You can get your event cancellation insurance quote below.

I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens. 

Fantastic claims handling

With the likelihood of a large number of attendees it’s an unfortunate fact that accidents do happen.

That’s why we like to ensure that when you do have to make a claim, the process is as straightforward as possible. 

Thankfully, the Protectivity customers that have had to make a claim have been extremely pleased at the way that we have handled their troubling situation.

Request a Call Back

Opening Hours 9am to 5:30pm, Monday to Friday

Further information on our policy

If you have any other questions regarding our Auction Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday. 

More information on what we can cover on this policy can be found on our FAQs page.