Specialist Insurance for Carnival Organisers

Protectivity’s Carnival Insurance offers comprehensive protection from third-party claims that may arise at your next carnival. Whether you organise a small or large sized carnival, we can policy to suit your needs.

Our policy offers protection from claims that an incident at your carnival caused physical injury or damage to property and can include additional cover for equipment and your staff if required.

This carnival insurance policy will provide you with the protection that you need and ensure that any unforeseen incidents are taken care of. 

To get your instant quote which can include Public Liability, Employers’ Liability, Cancellation and Equipment Cover, just scroll down and fill in our quick and easy quote form.

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Why choose Protectivity?

25+ Years Experience

We have been providing cover to individuals for over 25 years and are passionate about providing tailored policies to meet your needs. Our highly experienced UK call team are also on hand to help you if required.

Excellent Claims Support

If things do wrong it can be a worrying time. Thankfully our claims team are specialists in dealing with your issue in the most efficient and sympathetic manner.

Leisure Industry

With our bespoke quick quote system, we aim to give you a price to cover your event instantly. On the rare occasion that this is not possible, we endeavour to provide you with one within two working hours.

Outstanding Customer Support

Our UK based sales team are on hand to provide you with the support you need. We pride ourselves in providing an outstanding service. Read our independent reviews.

What does Carnival Insurance cover?

There are four broad sections of our policy for carnivals, providing you cover in varying ways. Public Liability comes as standard, but each of the remaining three benefits can be removed or altered to suit your needs.

Public Liability

Gives you up to £10 million if a third party is injured or suffers property damage while at your event. For example, if a spectator was hurt by one of the floats and blamed the event organisers, you may be covered.

Employers' Liability

Whether it is safety stewards, or staff members providing refreshments, taking out Employers’ Liability is vital to protect yourself if a member of staff was injured at work.

Equipment Cover

If there is anything that is owned or the responsibility of you, as the organiser, we can provide cover against loss, damage and theft of such items.

Optional Event Cancellation

If you are hosting an event, having appropriate cancellation cover can protect you if it becomes necessary to cancel or rearrange your event. This applies to policies bought no later than 14 days prior to the event.

 I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens. 

Experienced claims handlers

However well you set up your event, accidents do happen. And when things go pear-shaped we’re committed to dealing with it in the best manner for you. The vast majority of out customers who have unfortunately had to claim have been delighted with the manner in which we handled their situation.

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Opening Hours 9am to 5:30pm, Monday to Friday

Frequently Asked Questions

Q. Is there a limit to how long my event can go on for?

A. Our policy is designed to cover events lasting no more than five days.

Q. What is included under ‘Event Equipment Cover’?

A. This benefit provides cover for the items owned, hired or leased to you and used for the sole purpose of the event.

Covering accidental damage, loss and theft the policy provides up to £2,500 worth of cover for each item. Equipment covered under this policy includes marquees, tents, stagings, machinery, generators and other ancillary items such as merchandise and lighting.

Q. What constitutes ‘Adverse Weather’?

A. For your policy’s Cancellation cover to come into effect under the Adverse Weather clause we require either a health and safety official or appropriate emergency authority to certify that it is dangerous or reckless to hold the event.

We may require you to provide photographic evidence and Met Office records in the event of a claim under this benefit.

Q. My event takes place next week, can you still cover it?

A. Yes we can offer cover for an event even in the week it is happening.

Please note that for any events taking place within seven days, there will be no Cancellation Cover. 

Q. Are there any activity types that you are not able to cover?

A. Yes we have a list of ‘Dangerous Activities‘ that we are unable to cover on this policy.

If there will be any third parties exhibiting or trading at your event who will be engaging in any of these events, they must have their own Public Liability insurance in place.

Further information on our policy

If you have any other questions regarding our Carnival Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday. 

More information on what we can cover on this policy can be found on our FAQs page.