Specialist Insurance Cover for CrossFit® Affiliates
As an Approved CrossFit® Insurance Provider, our cover fully adheres to the requirements of CrossFit® HQ and provides full liability and indemnity protection to boxes all over the country.
Our comprehensive insurance can include Public Liability, Buildings and Contents Cover, which means you will be protected should your commercial property be damaged by fire or flooding.
We can also add extras, such as Employers’ Liability on to any CrossFit® policy to protect you should a staff member suffer an injury and seek to blame the incident on your box.
We provide insurance for hundreds of gyms and fitness clubs every year and know that different centres will need different levels of insurance cover. To get that peace of mind, start your quote today.
Why choose Protectivity?
CrossFit® HQ Approved
We are one of the few insurance providers to be approved by CrossFit® HQ to offer cover for Affiliates in the UK. Our bespoke policies provide competitive cover for dozens of boxes.
Policies Built Around You
As well as ensuring we meet all of CrossFit’s® requirements, we aim to make our policies as flexible as possible, meaning you only pay for the protection you actually need.
Sports and Leisure Specialists
We’ve been providing insurance to sports and leisure businesses for over two decades. With our expertise we can ensure that you are covered for the scenarios we know can, and do, happen.
Monthly Payment Options
Not only can we provide comprehensive cover for your box or gym at a competitive price, but we also allow you to spread the cost out in interest-free monthly instalments.
Thousands of happy customers
What Insurance Do CrossFit® Gyms Need?
Our insurance cover meets the full requirements of CrossFit® HQ and allows us to be able to call ourselves Approved CrossFit® Insurance Providers. Here’s what can be included on all of our policies:
£5m Public Liability
Each box we provide insurance for will receive at least £5 million worth of Public Liability cover, as required by CrossFit® HQ. This level can be increased up to a value of £10 million. This covers you for injuries suffered by a member of the public or damage caused to their property. If the box or a member of staff was blamed and sued in either event, your insurance cover would protect you for any potential legal fees.
£1m Professional Indemnity
Not only should your box be covered for the actions of it’s employees but also for the advice they give. With Professional Indemnity in place, your gym is covered should a member of the public sue you for the professional negligence of a member of staff. This could be due to injury caused because of a failure to correctly instruct an exercise or the failure to deliver the professional service required.
CrossFit® UK Ltd named on your policy
Another requirement of CrossFit® HQ is that they are named as an additional insured on your policy documents. We will ensure that this occurs when you take out your Affiliate insurance with us.
CrossFit® Kids Abuse and Molestation Cover
If you are also registered with CrossFit Kids, we provide £100,000 of sexual abuse and molestation cover as standard. This covers you for defence costs in the event of allegations of sexual misconduct.
If you employ any staff, whether paid or voluntary, ensuring you have Employers’ Liability in place is a legal requirement. This protects the box should an employee suffer an injury or property damage and claim the gym has been negligent in its care and is at fault.
Business Interruption cover
We’re all too aware that being unable to operate can have a major financial impact on a gym or box. With Business Interruption cover in place, should you be prevented from operating due to fire, flood or a variety of other causes, your income is protected.
I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.
Fantastic claims handling
No matter what precautions you take in your box or gym, sometimes things go wrong.
Thankfully, Protectivity’s customers are often relieved at how easy it is to make a claim and the simplicity at which they can return to a normal working life after the incident in question.
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Opening Hours 9am to 5:30pm, Monday to Friday
Further information on our policy
If you have any other questions regarding our CrossFit Affiliate Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday.
More information on what we can cover on this policy can be found on our FAQ’S page.