Insurance cover for CrossFit® Affiliates
As an Approved CrossFit® Insurance Provider, our cover fully adheres to the requirements of CrossFit® HQ and provides full liability and indemnity protection to boxes all over the country.
Included as standard on all of our CrossFit® insurance policies is:
- £5 million worth of Public Liability
- £1 million worth of Professional Indemnity
- CrossFit® UK Ltd named as an additional insured
We can add extras on to any CrossFit® policy to suit your needs and provide the full cover you need for your box.
To get that peace of mind take out our CrossFit® Affiliates Insurance by filling in our quote form below.
GET A QUOTE Complete our full online proposal form and receive your quote within two working hours (Mon-Fri).
REQUEST A CALL BACK If you would prefer to get a quote over the phone, complete our short contact form & we’ll you at a time that suits you (Mon-Fri).
What our customers say…
“Saved me £300 on my CrossFit Affiliate insurance and complied fully with CrossFit Inc. Fantastic job!”
Neil, May 2017
“Prompt, friendly and professional service. I always get a very quick response and all issues are handled in an efficient and helpful manner.”
Kudakwashe, April 2017
“Excellent price, friendly and very informative service, really happy overall.”
Wian, March 2017
CrossFit® Approved Insurance Providers
Our insurance cover meets the full requirements of CrossFit® HQ and allows us to be able to call ourselves Approved CrossFit® Insurance Providers. Included on all of our policies as standard is:
- £5 Million Public Liability
Each box we provide insurance for will receive at least £5 million worth of Public Liability cover, as required by CrossFit® HQ. This level can be increased up to a value of £10 million at your request.
This covers you as an Affiliate for injury suffered by a member of the public or damage caused to their property. If the box or a member of staff was blamed and sued in either event, your insurance cover would protect you for any potential legal fees.
- £1 Million Professional Indemnity
Not only should your box be covered for the actions of it’s employees but also for the advice they give. With Professional Indemnity in place, your gym is covered should a member of the public sue you for the professional negligence of a member of staff. This could be due to injury caused because of a failure to correctly instruct an exercise or the failure to deliver the professional service they are required to provide.
- CrossFit® UK Ltd named on your policy
Another requirement of CrossFit® HQ is that they are named as an additional insured on your policy documents. We will ensure that this occurs when you take out your Affiliate insurance with us.
- CrossFit® Kids Abuse and Molestation Cover
As required by HQ, if you are also registered with CrossFit Kids, we provide £100,000 worth of sexual abuse and molestation cover as standard. This covers you for any defence costs and legal fees that are required in the even of allegations of sexual misconduct.
Extra cover for Affiliates
We can tailor your policy to suit the individual needs of your box. As well as the standard CrossFit® HQ requirements, we can add additional cover on to every policy to best protect your business.
Optional add-ons to your insurance policy include:
- Building and Contents cover
The equipment you use is likely to be fundamental to the running of your box. So protecting not only the box itself, but also your weights, kettlebells and battle ropes is likely to be high on the agenda.
We can cover all of your buildings and contents for damage, loss or theft. With this coverage in place you can operate safe in the knowledge that should anything happen to your equipment, we will cover the cost of repairing or replacing it.
- Employers’ Liability
If you employ any members of staff, whether they are paid or voluntary, ensuring you have Employers’ Liability in place is a legal requirement. This will protect the box should an employee suffer an injury or property damage and claim the gym has been negligent in its care and is at fault. In this instance, the costs of defending yourself in court and any settlement, should you be found negligent, will be covered.
- Business Interruption cover
We’re all too aware that being unable to operate can have a major financial impact on a gym or box. With Business Interruption cover in place, should you be prevented from operating due to fire, flood or a variety of other causes, your income is protected.
How Affiliates are protected
With it’s slightly unorthodox nature, and real focus on high-intensity exercises that pushes clients to the limit, it’s important for CrossFit® Affiliates to be prepared for the possibility of injuries occurring in their box.
Since it’s inception in 2000, the CrossFit® movement has grown at an incredible rate. More and more athletes and fitness-focused people are turning to this method of training. And with an increasing number of people enjoying CrossFit®, the risk of an injury occurring in your box increases.
With our CrossFit® Affiliate Insurance in place, you can operate your sessions and run your box free from the worry of financial claims. Professional Indemnity, Public and Employers’ Liability will cover your box should a third party sue you for an injury or property damage caused. We will take care of the defence costs and solicitors fees when fighting the case in court, and if you are found negligent, the settlement of the claim.
If you opt for Building and Contents and Business Interruption cover, the operation of the box is assured. We’ll cover the costs of repairing or replacing (whatever is deemed most necessary) damaged equipment and could provide you with a lump sum payout if your business is prevented from operating due to circumstances outside of your control.
For more information on how CrossFit® boxes and other gyms are protected, see our FAQs page.
We offer multiple payment options at Protectivity, so paying for your insurance policy couldn’t be easier.