What does our Farmers Market Insurance cover?

Our policy is designed to offer comprehensive protection to those organising a farmers market or attending one as a stallholder. Our cover includes public liability, protecting you if you are sued by a third party for injury or damage to their property.

Depending on whether you are the orgainser or attendee, additional cover for equipment damage, emploters’ liability and event cancellation can be included if required.

We provide instant online quotes and immediate protection. Your policy documents will be sent to you via email immediately after purchasing, and our UK based sales team are on hand should you have any questions about the policy. 

You can purchase your cover online in just a few minutes by completing our short online quote form. 

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Instant Quote | Farmers Market Insurance

Why choose Protectivity?

25+ Years Experience​

We have been providing cover to individuals for over 25 years and are passionate about providing tailored policies to meet your needs. Our highly experienced UK call team are also on hand to help you if required.

Instant Quotes & Cover

Getting cover for your market doesn’t have to be complicated. Just complete our quick quote form and we will have you quoted instantly.

Excellent Claims Handling

If things do wrong it can be a worrying time. Thankfully our claims team are specialists in dealing with your issue in the most efficient and sympathetic manner.

Underwritten by Experts

Each of our Farmers Market Insurance policies is underwritten by UK General, who are experts in the Event Insurance market.

What does Farmers Market Insurance cover?

There are four main sections of our policy for farmers markets, providing you cover in varying ways. Public Liability comes as standard, with each of the remaining three benefits having the option of being included on your policy to suit your needs.

Public Liability

If a visitor to your market was to be injured they could chose to blame you and take legal action. Having Public Liability in place will cover your legal costs associated with defending your even as well as any settlement made to the claimant.

Employers' Liability

From tables to gazebos, to cooking equipment, it is likely that you will be using a range of equipment at your event. Our policy allows you to cover these items against accidental damage, loss or theft, up to the value of £20,000.

Event Equipment Cover

From stewards to helpers who assist in setting up your event,  Employers’ Liability is a must if you employ anyone, paid or voluntary. If a staff member blames you for an injury, you’re covered.

Event Cancellation

If the worst happens and your market is unable to go ahead for a variety of reasons, we can help. Just choose to include Event Cancellation Cover on your policy when you get a quote.

 I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens. 

Fantastic claims handling

However well you set up your event, accidents do happen. And when things go pear-shaped we’re committed to dealing with it in the best manner for you. The vast majority of out customers who have unfortunately had to claim have been delighted with the manner in which we handled their situation.

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Opening Hours 9am to 5:30pm, Monday to Friday

Frequently Asked Questions

Q. What is the maximum length event you can cover?

A. We can provide cover for events lasting up to 15 days in duration.

If you are organising more than one event in a calendar year, it may be more cost effective to take out one of our annual multi-event policies.

Just select that option when getting your quote.

Q. What is included under ‘Event Equipment Cover’?

A. This benefit provides cover for the items owned, hired or leased to you and used for the sole purpose of the event.

Covering accidental damage, loss and theft the policy provides up to £2,000 worth of cover for each item. Equipment covered under this policy includes marquees, tents, stagings, machinery, generators and other ancillary items such as merchandise and lighting.

Q. What constitutes ‘Adverse Weather’?

A. For your policy’s Cancellation cover to come into effect under the Adverse Weather clause we require either a health and safety official or appropriate emergency authority to certify that it is dangerous or reckless to hold the event.

We may require you to provide photographic evidence and Met Office records in the event of a claim under this benefit.

Q. My event takes place next week, can you still cover it?

A. Yes we can offer cover for an event even in the week it is happening.

Please note that for any events taking place within seven days, there will be no Cancellation Cover. However, if you have obtained your quote prior to the seven day cut-off but have purchased subsequently, then Cancellation Cover will be included.

Q. Are there any activity types that you are not able to cover?

A. Yes we have a list of ‘Dangerous Activities‘ that we are unable to cover on this policy.

If there will be any third parties exhibiting or trading at your event who will be engaging in any of these events, they must have their own Public Liability insurance in place.

Further information on our policy

If you have any other questions regarding our Farmers Market Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday. 

More information on what we can cover on this policy can be found on our FAQs page.