Specialist Insurance for Fun Runs

Fun runs are a great way to get everyone together, raise money for charity and exercise. But whether your event is a smaller casual run or one which features hundreds of runners, it’s important to take out cover.

As event organiser you will need insurance in case of injuries to participants, spectators and members of staff and volunteers. Having a Sports Event Insurance policy in place will ensure you’re protected.

At Protectivity, we cover hundreds of different sports events in the UK every year, so are experts at delivering bespoke policies that match the needs of your particular event.

To get a quote to cover your fun run event, just click the link below and complete our set of mandatory questions. You can buy your policy online in just a few minutes. 

Why choose Protectivity?

Policies to suit your event

We can tailor your policy to your event. So if you need cover for a large amount of equipment, that’s no problem. Equally if you want a no-nonsense Public Liability policy, we can do that too.

Excellent Claims Handling

With our experienced and specialist claims handlers we aim to deal with each claim as sympathetically and quickly as possible, to reduce the impact on your business.

Specialists in our field

We have been providing protection to organisations in the sports and leisure industry for over 25 years now, so can deliver you a bespoke policy to suit your needs and provide specialist support post-purchase.

Underwritten by Experts

We have partnered with UK General to offer this comprehensive fun run event insurance. UK General is an MGA backed by Great Lakes Reinsurance (UK) SE.

What Insurance Do Fun Run Events Need?

If you are organising a fun run there are a number of things that you should consider adding to your policy.

Public Liability

Covering you for your legal costs and damages should a runner or member of the public suffer property damage or be injured, Public Liability is included in all our event policies. Claims could arrive because of a poorly marked course, unsafe spectator areas or other organisational negligence.

Equipment Cover

Although fun runs won’t obviously see the need for equipment cover, if you are likely to have spectator areas, the fences or platforms you may use should be covered. Our policies can protect you against damage and loss to that property that may occur before, during or after the race.

Employers' Liability

If you employ members of staff, such as stewards or volunteers, Employers’ Liability protects you if they were injured or suffered property damage and blamed you as the organiser. We’ll handle the legal costs to defend you and any necessary settlement.

Event Cancellation Cover

Cancellation, Abandonment & Postponement Insurance will cover you for your irrecoverable costs incurred as a result of the unavoidable cancellation, abandonment or postponement of the entire event for reasons beyond your control.

I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

Fantastic claims handling

No matter how well your fun run is operated, accidents do happen. That’s why we aim to make these scenarios as stress-free as possible.

According to the vast majority of customers who have had to make a claim, our dedicated team deal with the situation in a manner that meets our customers’ high expectations of us.

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Opening Hours 9am to 5:30pm, Monday to Friday

Further information on our policy

If you have any other questions regarding our Sports Event Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday. 

More information on what we can cover on this policy can be found on our FAQs page.