Ironman Triathlon Insurance

Ironman triathlon takes endurance sport to a whole new level.  A 2.4 mile swim, 112 mile bike ride and 26.2 mile run combine to make it one of the toughest races in the world.  Competing in this event isn’t easy, and the strains you put on your body mean that injuries can easily occur.

Our ironman triathlon insurance product can cover you for those unfortunate events at home or abroad. Our Sports Accident Insurance policy includes things such broken bone cover, physiotherapy and dental fees cover as well as the option to add Income Protection. This means you may be entitled to claim for money lost if your sports injury forces you off work.


If you’re heading abroad for an ironman competition, our Sports Travel Insurance is the policy for you.

You’ll be covered for all the things your normal travel insurance would such as delay, cancellation and curtailment, baggage and airline failure. Plus you’ll also be covered for those sport-specific incidents, providing you cover for emergency medical expenses and repatriation should you have an injury taking part in your ironman.

Giving you extra

The following are included on all policies:

  • Over 400 sports covered including competitions
  • 3 levels to choose from
  • Up to £5,600 for sports equipment
  • Independent travel on Annual Multi-Trip policies
  • 24hr emergency assistance

See our FAQs for specialist product information.

Instant Quote | Sports Travel Insurance

Important notes about these sports

    You will be covered for the above selected sport(s) plus any sports in sports group 1, 2 and 3. All sports include cover for competition unless otherwise stated.


    We won't cover

    Contact Us

    Cover for the following sports can't be purchased online:

    Please call us on 01494 484800 to purchase cover, or see our full contact details

    More about ironman triathlon insurance

    As a sports insurance specialist, we understand the risks when taking part in ironman events abroad. Having provided Sports Travel Insurance for over 25 years we are able to offer a policy with the benefits our customers want, at an affordable price.

    If you’re heading overseas to take part in an ironman triathlon we can provide the perfect cover. Our policy includes all the travel insurance standards such as flight delay and cancellation cover but also includes sports specific benefits such as emergency medical expense and repatriation cover. So if you suffer an injury whilst overseas competing in a triathlon the costs associated with treating it will be met.

    The policy also includes Personal Liability which covers you should you injure a third party or damage their property. If you are blamed and sued for anything of this nature, your insurance will take of things such as solicitors and defence costs as well as settling the claim if you are found to be negligent.

    Key benefits

    Medical Expenses & Repatriation Reasonable hospital, medical and other expenses, whilst abroad, following accidental bodily injury, illness, or death during a trip. Includes emergency repatriation back to your home country on medical advice or due to serious accident, illness or death of a close relative or business partner.
    Personal Liability Covering your legal liability resulting from accidents causing death, bodily injury or property damage to a third party.
    Baggage and Personal Effects Loss of or damage to your personal baggage provided you take proper care to safeguard your property at all times. There are limits for any one article and valuables, and children (under 16 years) are restricted to 50% of the adult limit. Ensure that expensive items (ie videos) are insured elsewhere. Does not include cover for Specialist Sports equipment – see equipment extension below.
    Cancellation and Curtailment Covers the actual and unavoidable costs you incur if forced to cancel, cut short or delay a pre-booked holiday as a result of specified causes such as death, injury, illness or redundancy.
    Sports Equipment Extends cover to include Specialist Sports Equipment that is not covered under Baggage and Personal Effects.

    Flexible payments

    We offer multiple payment options at Protectivity, so paying for your insurance policy couldn’t be easier.